Nabil Luqman

71ae91dc3b1a84099376c66b53daea9d4bfb25a2eed6bd60aba27158de545a0d

Young Money Idea

Apple

Youth

Expensive

Gen Z

Loans

Instalment

Zero Interest

Apple Pay

Everyone knows that Apple is a staple when it comes to brand identity out there. In fact, almost everyone wants an Apple product whether it being their iPhones, iPads or even the Macbook's.
But we all know one thing, to buy an Apple product, it could cost you an arm and a kidney. OK not really but it&rsquo;s really expensive and we undoubtedly know that.
<img src="https://c.tenor.com/vbD-reOsKf4AAAAC/spongebob-patrick.gif" alt="3 Dollars GIFs | Tenor" />
&nbsp;
Apple is now getting their hands into a financial service sector which allows customers to buy now and pay later (BNPL) scheme which is called Pay Later as an extension of Apple Pay (which is only available in the US for now).
The new feature will be rolling out with the upcoming iOS 16 this fall which will enable customers to make big purchases with instalments.
Read: <a href="https://myc.com.my/articles/1303/apple-announces-ios-16-and-heres-what-you-can-look-forward-to">Apple Announces iOS 16 And Here&rsquo;s What You Can Look Forward To!</a>
BNPL will allow users to split any purchases into four equal payments over the span of six weeks. The only condition is that customers are required to pay a quarter of the full amount upfront while the rest of the payments is made done every two weeks. For those who have Apple pay, the amount will be deducted out of the Wallet app either online or in-app using the Mastercard network.
<img src="https://cdn1.myc.com.my/image/upload/v1654848551/unsigned/ipbuqo8e5wzzrpbgnkqh.webp" />
&nbsp;
The best part of it is that those taking the instalment plans from Apple will have a zero-interest rate. This makes the deal more attractive to those who can&rsquo;t pay the one lump sum.
The more unforgiving end of this instalment plan is that it&rsquo;s the risk of the youth or younger audience who&rsquo;s at least 73% of their customers to miss payments (cause you know some of them don&rsquo;t manage their money properly). It was reported that at least 43% of the Gen Z consumers are likely to miss one payment which leads them to an overdraft fee.
As of now the exact mechanism for the BNPL loans has not been announced but Apple says they would decision will be made by their treasury department. As for some of Apple&rsquo;s financial ventures is still handled by Goldman Sachs who oversees the Apple Card credit card, a new subsidiary called Apple Financing LLC will later be handling Apple Pay.
Will banks be involved when needing to approve of credit loans?
<img src="https://cdn1.myc.com.my/image/upload/v1654848575/unsigned/vev6e1wl015xl1e3tjzv.webp" />
&nbsp;
&nbsp;
According to Apple, through this new subsidiary, they will be handling all the decisions and loans without a partner bank for its BNPL feature. As Apple Financing does not have a bank charter, Goldman Sachs and Mastercard will still be involved in the Pay Later scheme as they are qualified to issue the payment credentials.
Now the real question is if this scheme will be coming in Malaysia as Apple Pay is not available yet.
So, let us know your thoughts, would you rather be saving up for a one lump sum payment or do you prefer having to pay in instalments? 
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Reuters, Apple &amp; various cross references for context.
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Thinking of getting an Apple product but you’re too broke? Perhaps the instalment plan with no interest could help!

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Can't Afford An iPhone Now, But Want One Anyways? Apple Introduces 'Buy Now Pay Later' Scheme

Malaysian Anti-Corruption Commission (MACC) statistics revealed that civil servants in their 40s and below contain 57.8 % of the 5,652 people who were caught for their corrupt behaviours between 2007 and August 2022.
The number was especially shocking in 2020 as MACC arrested 275 individuals aged between 18 and 30 engaging in corruption, including students from higher learning institutions and government employees.&nbsp;
Another research in 2021 by Universiti Putra Malaysia showed that there were 13.3% of the 2,254 participants in both public and private institutions of higher learning contending that they have been given a bribe. Among them, 2.5% (56) of them mentioned that they had intended to accept the bribe.
Responding to the findings, local experts urged for the reexamination of anti-corruption laws, with amendments that toughen the laws, to avoid the occurrences of corruption in this country.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://image.cnbcfm.com/api/v1/image/102920503-Malaysia_ringgit.jpg?v=1439532048" alt="See the source image" />
Source: CNBC
<h2>Reevaluation Of Anti - Corruption Act 1997 (Act 575)&nbsp;</h2>
It&rsquo;s time for the government to make changes to the Anti- Corruption Act 1997 (Act 575), said Universiti Putra (UPM) Faculty of Human Ecology lecturer Associate Prof Dr Amini Amir Abdullah.
&ldquo;Under Act 575, convicted offenders face a jail term of not less than 14 days and not more than 20 years. I suggest that the minimum jail term be increased to not less than two years,&rdquo; he told Bernama.
He added that there should be a minimum imprisonment, considering individuals found guilty of such acts worth millions of ringgit were only sent to jail for less than a month.&nbsp;
&ldquo;(To me) this is not fair,&rdquo; he said.
The Malaysian Anti-Corruption Commission Act 2009 (MACC Act or Act 694) records a maximum jail term of 20 years. However, the minimum term is not indicated, which is decided by judges.&nbsp;
The fine, according to this Act, is not less than 5 times of the amount of bribery or RM 10,000, depending on which one is higher.&nbsp;
Dr Amini Amir Abdullah suggested that the minimum fine should be increased to RM50,000 from RM10,000 while the indication of &ldquo;not less than five times the sum of the gratification&rdquo; and &ldquo;whichever is higher&rdquo; should be removed.&nbsp;
Associate Prof Dr Haliza Abdul Rahman, head of the Laboratory of Youth in Leadership, Politics and Citizenship at UPM&rsquo;s Institute of Social Studies, proposed that harsher punishments are required to be carried out to discourage the involvement of people in the acts of bribery.&nbsp;
Due to the different backgrounds of the people taking part in corrupt actions with different levels of severity, she argued that the same model cannot be applied to everyone, for instance, the sentence for people charged of corruption and those stealing something from a supermarket.&nbsp;
&ldquo;(Hence) severe punishment should be meted out to those convicted of corruption to make them repent. Such a punishment is not only in line with public interest but will also cause the general public to despise such criminal acts.
&ldquo;It will also reflect the seriousness of the government in fighting corruption as well as serve as a lesson to the people not to get caught up in the immoral activity,&rdquo; she said.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1664356987/unsigned/otufqggpdto42zdt9pzc.jpg" alt="" width="1482" height="988" />
Source: Unsplash
<h2>Reasons For Corruption: Luxurious Lifestyle?&nbsp;</h2>
Based on some studies, one of the factors resulting in the tendency of people gearing towards corruption, particularly those in power, is the luxurious lifestyle that they want to live.&nbsp;
Dr Amini Amir believed that the materialistic attitude of young people has prompted them to be corrupt.&nbsp;
Competitions can be seen on social media in which people show off their possessions, which drives people to live up to the expectation of living a glamorous life.&nbsp;
&ldquo;Their (desire to lead a) luxurious life will initially cause them to rack up debts. And, when the situation worsens and they are unable to settle their debts, they will get involved in corruption. To them, bribes are a source of &lsquo;side income&rsquo; that can help them resolve their debt issues,&rdquo; he said.
The common behaviours of corruption in the workplace without being caught by the authorities also influence youngsters to commit the crime of corruption, suggested Dr Amini Amir.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1664357203/unsigned/cye8khu1e9nmwjwemurk.jpg" alt="" width="1482" height="1852" />
Source: Unsplash
<h2>Being &ldquo;busybodies&rdquo; To Stop Corruption&nbsp;</h2>
Although the term &ldquo;busybodies&rdquo; is often perceived negatively, Dr Amini Amir encouraged people to be more concerned with others' corrupt behaviours to prevent the spread of such acts in an organisation.
&ldquo;The term &lsquo;busybody&rsquo; has a negative connotation as it refers to a person who interferes in other people&rsquo;s affairs. (As a result of this), some employees are reluctant to report (corruption) because they are afraid of being dismissed or ostracised by their colleagues. They should, by right, know that they can be charged under Section 25 of the MACC Act 2009 for failing to report corrupt activities (in their organisation).
&ldquo;So, it&rsquo;s better that they report the matter... (they have nothing to fear) as they will be protected under the Whistleblowers Protection Act 2010, as well as receive a reward in recognition of their efforts to uncover the corrupt activities concerned,&rdquo; he said.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://images.unsplash.com/photo-1504711331083-9c895941bf81?ixlib=rb-1.2.1&amp;ixid=MnwxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8&amp;auto=format&amp;fit=crop&amp;w=1000&amp;q=80" alt="Classified page 5 newspaper selective focus photography" />
Source: Unsplash&nbsp;
<h2>Anti-Corruption Education&nbsp;</h2>
Amini Amir said that to avoid the exacerbation of corruption, the improvement of the anti-corruption syllabus in the education system is necessary for the young generation to build their integrity and self-identity.&nbsp;
He endorsed the introduction of MACC cadet movement in the primary and secondary schools to help the students to comprehend corruption and build their moral values.&nbsp;&nbsp;
&ldquo;This proposal will surely add more value to the proactive efforts taken by MACC to include an anti-corruption education element in the Year Five Bahasa Melayu textbook effective 2021.
&ldquo;And, to raise awareness of the dangers of being involved in corrupt practices, schools can also organise visits to prisons where individuals convicted of corruption are incarcerated,&rdquo; he added.
<img src="https://cdn1.myc.com.my/image/upload/v1664357529/unsigned/gxmjxkmgns7zy65dksma.jpg" alt="" width="1482" height="989" />
Source: Unsplash
<h2>&nbsp;Corruption In Malaysia</h2>
With the rampant corruption in Malaysia exemplified by Najib and other politicians, it is very hard to imagine a future without such behaviours in the political context.&nbsp;
Even within the private realm, corruption can still happen because there is no strict rule that ensures the punishment of the offenders.
Power and corruption seem to be too intertwined to be rid of, especially when it is deep in the root.
But will the power persist in the future?&nbsp; Or will it be drowned by the voices of people asking for the changes of laws and education system?&nbsp;
What do you think about the amendments to laws and the education system? Do you think it is helpful to solve the issue of corruption?&nbsp;
*Sources: Visual Images and references credit to social media, Malaymail, Unsplash&nbsp; &amp; various cross references.
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The high number of corrupt behaviours in Malaysia has led to the call for some changes in laws and educational approaches in relation to corruption. 

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MACC: High Number Of Corrupt Actions In Malaysia

All of us are fans of concerts and Malaysia is no stranger to international artists as there&rsquo;s now a list of concerts that will be happening in KL soon enough.
Recently over the weekend, Good Vibes Weekender had concluded with a two-day event which featured many artists including the queen of K-pop, CL and GOT7&rsquo;s Jackson Wang who&rsquo;s managed to make mamak trend on social media after he asks fans where should he to go eat after the show.
Read: <a href="https://myc.my/articles/1750/twitter-trending-mamak-jackson-and-good-vibes-weekender-2022">Twitter Trending: MAMAK, Jackson &amp; Good Vibes Weekender 2022</a>
As most of us who go to concerts, we&rsquo;ll definitely be suffering from post-concert depression and want to relive the event again, especially if its one of our favourite artists.
<img src="https://i0.wp.com/www.campus.sg/wp-content/uploads/2019/01/tenor-1.gif?resize=498%2C221&amp;ssl=1" />
&nbsp;
But hey, there&rsquo;s some good news (maybe not to our wallets but it&rsquo;s still good)!
Jackson Wang to return to Malaysia!
<blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CjCiFeTpjqj/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14">
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Jackson Wang has announced that he&rsquo;ll be returning to Malaysia for his &lsquo;Magic Man World Tour&rsquo; which was confirmed by his PR team via Instagram!
According to the post, Jackson will be having concerts in Asia in 2022 as well as Europe and the Middle East in 2023. There are more shows expected to be announced in the coming months.
Jackson had recently released his solo album &lsquo;Magic Man&rsquo; back in September where many commented on Jackson&rsquo;s ability to step up and fully embrace his own potential.
Listen to his album below:
<iframe style="border-radius: 12px;" src="https://open.spotify.com/embed/album/2VZ4og2ZbwyTQ3X1rbgCe1?utm_source=generator" width="100%" height="380" frameborder="0" allowfullscreen="allowfullscreen" loading="lazy"></iframe>
&nbsp;
Right after his show in Malaysia, Jackson took the opportunity to thank his fans in Malaysia and says he&rsquo;ll be back soon.
<blockquote class="twitter-tweet">
A big thank u <a href="https://twitter.com/hashtag/Malaysia?src=hash&amp;ref_src=twsrc%5Etfw">#Malaysia</a> for being there Plz get home safe &amp; if u going out,stay safe! Wanna go Mamak but it&rsquo;s closed at 1. havin it tmr💋 Bout to hang with crew. 🙏 for da suggestion now i know where to go Passion So fire today I love u Malaysia<a href="https://twitter.com/hashtag/MAGICMAN?src=hash&amp;ref_src=twsrc%5Etfw">#MAGICMAN</a> will be back real soon
&mdash; Jackson Wang (@JacksonWang852) <a href="https://twitter.com/JacksonWang852/status/1573719559814914049?ref_src=twsrc%5Etfw">September 24, 2022</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
Here are the tour date:
<img src="https://cdn1.myc.com.my/image/upload/v1664357454/unsigned/ctunqlti03tpg7gjdq4e.webp" />
&nbsp;
2022
26th November &ndash; Bangkok, Thailand 17th December &ndash; Kuala Lumpur, Malaysia 23rd December &ndash; Singapore
2023
12th January &ndash; London, United Kingdom 15th January &ndash; Paris, France 4th February &ndash; Dubai, UAE
&nbsp;
As of now, more details on his tour as well as the ticker prices have yet to be revealed.
If you want to catch Jackson Wang perform, you can catch him in the 88Rising Head In The Clouds tour happening in Jakarta this 3-4 December.
<blockquote class="twitter-tweet">
TO INDONESIA WITH LOVE - YOUR 2022 HEAD IN THE CLOUDS JAKARTA LINEUP ⛅️❤️ ️ DEC 3 &amp; 4 AT COMMUNITY PARK PIK2. 2-DAY passes go back on sale Wednesday, September 21 at 10AM JKT @ <a href="https://t.co/jB0z9OgQsb">https://t.co/jB0z9OgQsb</a> SEE YOU SOON <a href="https://t.co/VJWqgdJn74">pic.twitter.com/VJWqgdJn74</a>
&mdash; Head In The Clouds Festival (@hitcfestival) <a href="https://twitter.com/hitcfestival/status/1571696157314916354?ref_src=twsrc%5Etfw">September 19, 2022</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

The Head In The Clouds tour will be headlining some of Asia&rsquo;s biggest artist including Rich Bryan, Joji, NIKI, (G)I-dle, BIBI, YAOSOBI and Kaskade appearing as a special guest.
*heavy breathing* Alright, there goes my money. Time to save up for this concert. 
Are you excited for Jackson&rsquo;s return? Let us know in the comments!
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Team Wang, Bangwagon Asia &amp; various cross references for context.
FOMO much? Follow our <a style="color: #ff0000;" href="https://www.facebook.com/mycclub/">Facebook</a> and <a style="color: #ff0000;" href="https://www.instagram.com/myc_news/?hl=en">Instagram</a> for more updates.

Looks like he really does want to lepak at the mamak!

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Jackson Wang Announces Return To Malaysia For ‘Magic Man World Tour’

Starting a business at a young age may seem scary and ambiguous. There aren&rsquo;t many things or experiences that you can refer to. I mean, there are sharings and tips that you can get from successful entrepreneurs, but at the end of the day, it&rsquo;s up to you on how you want to tackle the hurdles you face.
It&rsquo;s about how you gather all that information and adapt to the skills and the capabilities that you have. Hence, sometimes, you might need a head start to begin with. Thus, this is what the Chief Minister of Sabah may have envisioned- create a portal to help youth getting into entrepreneurship.
<img style="text-align: center;" src="https://jesseltontimes.com/wp-content/uploads/2022/09/IMG_20220927_155841-scaled.jpg" alt="Ketua Menteri lancar Portal SYABAS | Jesselton Times" />
Photo Credit: <a style="color: #95a5a6;" href="https://jesseltontimes.com/2022/09/27/ketua-menteri-lancar-portal-syabas/">@jesseltontimes.com</a>
Yesterday, the young entrepreneur scheme called Syabas was launched by Sabah Chief Minister Datuk Seri Hajiji Noor. Relatively, this portal has been put forward under the 2022 Budget and the starting allocation is RM10 million.
<img src="https://c.tenor.com/fYErWBqqWm8AAAAd/police-coco.gif" alt="Jaw Drop GIFs | Tenor" width="267" height="267" />
He said that, "one of the objectives was to help youths who had lost their jobs during the Covid-19 pandemic, but also to help those with local products that need help developing their business.&rdquo;
The portal was created with the hope of helping Sabah youth&rsquo;s small business or to start a new one. The program was aimed towards youth aged between 18 to 40 years old.
Other than that, Hajiji also announced the donation to three different universities with RM50,000 each. 
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://apicms.thestar.com.my/uploads/images/2022/07/01/1643748.jpg" alt="GRS continues to put Sabah first, says Hajiji | The Star" />
Photo Credit: <a style="color: #95a5a6;" href="https://www.thestar.com.my/news/nation/2022/07/01/grs-continues-to-put-sabah-first-says-hajiji">@thestar.com.my</a>
The universities involved are Universiti Malaysia Sabah, Universiti Teknologi Mara's Kota Kinabalu and University of Malaya's Sabah. Hajiji believed that listening to youth ideas and opinions is important for the country&rsquo;s development.
He listened as the student representatives raised concern on the water supply issues, accommodation problems, security issues and also the airplane ticket price that was faced by the students. 
They are surely lucky, but brave to raise those issues too!
<img src="https://media2.giphy.com/media/WV9p2oxd35JYUcWiSQ/giphy.gif" alt="Good Job Guys GIFs - Get the best GIF on GIPHY" width="252" height="142" />
This is such a good example shown by Hajiji, a leader who is determined to help his people, especially youngsters. I would say, the Sabahan youth are lucky to have such a person to rule their state.&nbsp;
But, then again, I believe a good leader comes from a good society itself. Sure, leaders should be good and all, but the people behind him should also be the one who trusts and encourages him to be better. In the end, it took a whole community to create this healthy relationship. 
Yep, the youth should be more vocal and give ideas in the right manners, while the authorities should listen and give the best solution to the youth. 
Do you agree? Share your thoughts in the comment section down below!
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Malaymail &amp; various cross references for context.
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The Young Entrepreneur Scheme portal was launched yesterday, as he promised.

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Sabah Minister Is Determined To Help Young Local Entrepreneurs!

We all know the National Aeronautics and Space Administration (NASA) is a name that everyone recognises as they are an independent agency under the US federal government that&rsquo;s responsible for the civil space program, aeronautics and space research.
<img src="https://cdn1.myc.com.my/image/upload/v1664351736/unsigned/tqavtrihcgamnav8v6y6.jpg" />
&nbsp;
Recently, rather than sending people up to the moon again (something that will likely happen in the future) NASA had did something that&rsquo;s considered a first in the space programme as they announced that its Double Asteroid Redirection Test (DART) probe had successfully smashed into an asteroid.
<blockquote class="twitter-tweet">
IMPACT SUCCESS! Watch from <a href="https://twitter.com/hashtag/DARTMIssion?src=hash&amp;ref_src=twsrc%5Etfw">#DARTMIssion</a>&rsquo;s DRACO Camera, as the vending machine-sized spacecraft successfully collides with asteroid Dimorphos, which is the size of a football stadium and poses no threat to Earth. <a href="https://t.co/7bXipPkjWD">pic.twitter.com/7bXipPkjWD</a>
&mdash; NASA (@NASA) <a href="https://twitter.com/NASA/status/1574539270987173903?ref_src=twsrc%5Etfw">September 26, 2022</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

Before you say anything, yes, the crash was completely intentional and no way NASA would want to waste $324.5 million (~RM1.49 billion) for nothing.
The said asteroid they had crashed into is the Dimorphos asteroid which is as big as a football stadium. NASA did say that the asteroid had not posed a threat to the Earth but the sole purpose of doing this was to test whether space rocks can be nudged safely out of the way if one were to threaten to crash into Earth in the future.
DART was considered the world&rsquo;s first planetary defence technology demonstration that NASA and any other space programme has done. The spacecraft was launch back in November 2021atop a SpaceX Falcon 9 rocket and after the long 10 month wait and 7 million miles of travelling later, we managed to see the images that DART&rsquo;s camera had returned up till it impacted the asteroid.
<img src="https://cdn1.myc.com.my/image/upload/v1664351786/unsigned/xr5sgwg8vdu2cllacvri.png" /> The rocky surface of the Asteroid as DART approaches it.
&nbsp;
&ldquo;DART&rsquo;s success provides a significant addition to the essential toolbox we must have to protect Earth from a devastating impact by an asteroid,&rdquo; said Lindley Johnson, NASA&rsquo;s Planetary Defense Officer. &ldquo;This demonstrates we are no longer powerless to prevent this type of natural disaster. Coupled with enhanced capabilities to accelerate finding the remaining hazardous asteroid population by our next Planetary Defense mission, the Near-Earth Object (NEO) Surveyor, a DART successor could provide what we need to save the day.&rdquo;
Did the project work? Was it worth to crash a spaceship into an asteroid?
<img src="https://cdn1.myc.com.my/image/upload/v1664351798/unsigned/sjgv8klsczlbmky1hj7u.jpg" />
&nbsp;
Currently since this was an asteroid that was not in direct path to earth, it&rsquo;s a bit too early to say if the impact of DART had helped in terms of it changing its path.&nbsp;
<img src="https://cdn1.myc.com.my/image/upload/v1664351838/unsigned/b5ecm21zreeb9dsx2stg.jpg" />
As it crashed into the asteroid at 14,000 mph, DART had a managed to alter the orbit of Dimorphos a bit as it travels around Didymos.
&ldquo;If this works, then we know we can use that same technology to deflect asteroids that might pose an actual threat further down the line,&rdquo; said Tanya Harrison who&rsquo;s a fellow at the Outer Space Institute.
Considering that our sky has more than 95% of monster asteroids, all of these asteroids have the potential to cause a global extinction. Thankfully most of them have been found but the odds of them hitting us is only every 500,000 years.
<img src="https://cdn1.myc.com.my/image/upload/v1664351848/unsigned/nuygb0l28fjp8a64tj0r.png" />
&nbsp;
According to NASA, the last time earth was a significant incident involving an asteroid entering our atmosphere was in Russia in 2013. The Asteroid was described to be the size of a small building and had disintegrated about 20 kilometres above the city of Chelyabinsk. The incident had ended up leaving chunks of meteorites around the city.
<iframe src="https://www.youtube.com/embed/gRrdSwhQhY0" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
&nbsp;
Currently it&rsquo;s too early to know the DART experiment had worked and its results will still need to be observed over the coming weeks.
It&rsquo;s pretty interesting to see how NASA has gone this far in conducting experiments instead of conducting it all on a simulator. I wonder what&rsquo;s the next thing to come from NASA or any other space programme. 
What are your thoughts on this? Let us know in the comments.
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Cnet, NASA, ABC News &amp; various cross references for context.
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They slammed spaceship right into an asteroid! But did it change its direction?

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NASA Achieves First-Ever Planetary Defense Test With DART Programme

Over the years, Hijab has always been a controversial issue to be discussed and debated. It has always been associated with the words &lsquo;freedom&rsquo;, &lsquo;oppression&rsquo; and &rsquo;faith&rsquo;.&nbsp;
Some says, &ldquo;Hijab is an oppression&rdquo;, &ldquo;Muslim women are forced&rdquo;. While some refuted saying &ldquo;Hijab is my choice&rdquo;, &ldquo;Hijab is my freedom&rdquo;.
<img src="http://islam-images.com/wp-content/uploads/2015/03/hijab.png" alt="Hijab freedom &ndash; Islam Images" />
Photo Credit: <a style="color: #95a5a6;" href="https://www.islam-images.com/hijab-freedom/">@islam-images.com</a>
But what about this Iranian law that was enforced to all women in Iran to wear hijab?
Yup, you heard it right. Not long after the 1979 Islamic revolution, Iran started being controlled by a conservative group who instilled an article 638 of 5th book of Islamic Penal Code as a penalty for women who are not wearing their Hijab.
They can be imprisoned for ten days to two months and may be required to pay Rls.50,000 to Rls.500,000 (RM 4.96 to RM 49.60) if they fail to wear hijab properly. Mind you that this law applied to every single woman, regardless of their culture and religious background.
That sounds terrible!
<img src="https://c.tenor.com/egnLUHYFvtcAAAAC/wait-what-is-happening-here.gif" alt="Wait What Is Happening Here GIF - Wait What Is Happening Here Debbie - Discover &amp; Share GIFs" width="390" height="266" />
Thus, this rule was tightened over a year ago, when Ebrahim Raisi became the president.&nbsp;
It became worse when a 22-year-old, Mahsa Amini, was held in custody for not wearing hijab &lsquo;properly&rsquo; and died not long after being detained.&nbsp;
It was said that she was attending an &lsquo;educational training&rsquo; on hijab rules during that time, and the government officials claimed that she died of a heart attack. But her family refuses to believe that as she was in perfect health before. Thus, there are witnesses who claimed to have seen her being beaten by the security forces.
Oh Lord 🤦&zwj;♀️
She is not the only one, there are a few viral videos showing young women who were dragged into this &lsquo;morality police&rsquo; van some time before Amini&rsquo;s death. So, this is definitely not an odd case, nor it is some kind of mistake:
In fact, there are more laws in Iran that are against the rights of a women: 
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@unoriginal_parents/video/7147124940750261509" data-video-id="7147124940750261509">
<section><a title="@unoriginal_parents" href="https://www.tiktok.com/@unoriginal_parents?refer=embed" target="_blank" rel="noopener">@unoriginal_parents</a> The hijab in IRAN is basically a leash on women. We can almost never win in this country, everything we do can be a death sentence. <a title="fyp" href="https://www.tiktok.com/tag/fyp?refer=embed" target="_blank" rel="noopener">#fyp</a> <a title="foryou" href="https://www.tiktok.com/tag/foryou?refer=embed" target="_blank" rel="noopener">#foryou</a> <a title="feminist" href="https://www.tiktok.com/tag/feminist?refer=embed" target="_blank" rel="noopener">#feminist</a> <a title="womenstandtogether" href="https://www.tiktok.com/tag/womenstandtogether?refer=embed" target="_blank" rel="noopener">#womenstandtogether</a> <a title="iran" href="https://www.tiktok.com/tag/iran?refer=embed" target="_blank" rel="noopener">#iran</a> <a title="helpiran" href="https://www.tiktok.com/tag/helpiran?refer=embed" target="_blank" rel="noopener">#helpiran</a> <a title="mahsaamini" href="https://www.tiktok.com/tag/mahsaamini?refer=embed" target="_blank" rel="noopener">#mahsaamini</a> <a title="♬ original sound - Sarahh" href="https://www.tiktok.com/music/original-sound-7147125035864541957?refer=embed" target="_blank" rel="noopener">♬ original sound - Sarahh</a></section>
</blockquote>
The authorities are insane!
Yes, wearing Hijab is mandatory in Islam, but not every law in the Quran should be enforced by the authorities.&nbsp;
Muslim still have the freedom to practice their religion based on their own pace and capabilities. At the end of the day, only God knows what one has done, and only Him can be the judge.
<img src="https://www.mstar.com.my/image/830/553?url=https%3A%2F%2Fapicms.mstar.com.my%2Fuploads%2Fimages%2F2022%2F03%2F07%2F1501754.jpg" alt="Amalan sebelum dan selepas Zohor mampu jauhi api neraka... ketahui cara mudah solat sunat ini - Ad-din | mStar" />
Photo Credit: <a style="color: #95a5a6;" href="https://www.mstar.com.my/xpose/ad-din/2022/03/07/amalan-sebelum-dan-selepas-zohor-mampu-jauhi-api-neraka-ketahui-cara-mudah-solat-sunat-ini">@mstar.com.my</a>
Do you know? The first revealed Quranic verse is about seeking knowledge, while the first compiled hadith is about the importance of individual intention. Therefore, the first thing to be established in the society is the encouragement of seeking knowledge itself (especially the revealed knowledge) and also to be conscious of their own intention.
But if all you care about is establishing rules and punishing people for it, you don&rsquo;t care about the people, YOU JUST WANT TO BE IN POWER.&nbsp;
I know, looking at these women who burn their Hijab and cut their hair may seem like they are doing something against the Islamic rules.&nbsp;But they are doing it to get justice and to go against the violence of the authorities!
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@astrokrizk/video/7147764943407058222" data-video-id="7147764943407058222">
<section><a title="@astrokrizk" href="https://www.tiktok.com/@astrokrizk?refer=embed" target="_blank" rel="noopener">@astrokrizk</a> <a title="istandwithiran" href="https://www.tiktok.com/tag/istandwithiran?refer=embed" target="_blank" rel="noopener">#istandwithiran</a> <a title="iran" href="https://www.tiktok.com/tag/iran?refer=embed" target="_blank" rel="noopener">#iran</a> <a title="womensrights" href="https://www.tiktok.com/tag/womensrights?refer=embed" target="_blank" rel="noopener">#womensrights</a> <a title="mahsaamini" href="https://www.tiktok.com/tag/mahsaamini?refer=embed" target="_blank" rel="noopener">#mahsaamini</a> <a title="iranwomen" href="https://www.tiktok.com/tag/iranwomen?refer=embed" target="_blank" rel="noopener">#iranwomen</a> <a title="fyp" href="https://www.tiktok.com/tag/fyp?refer=embed" target="_blank" rel="noopener">#fyp</a> <a title="foryou" href="https://www.tiktok.com/tag/foryou?refer=embed" target="_blank" rel="noopener">#foryou</a> <a title="iranprotests2022" href="https://www.tiktok.com/tag/iranprotests2022?refer=embed" target="_blank" rel="noopener">#iranprotests2022</a> <a title="♬ original sound - em🤍" href="https://www.tiktok.com/music/original-sound-7109898576766995205?refer=embed" target="_blank" rel="noopener">♬ original sound - em🤍</a></section>
</blockquote>
It&rsquo;s their way of manifesting that they are not going to let the authorities control their basic human rights- the right towards their own body and the freedom in practicing their own religion.
It&rsquo;s scary to see how power can take away someone&rsquo;s rationality. Power can make someone go beyond the line of sane to get what he desires. That is why power is often associated with big responsibilities, because, when you are in control, your decision will affect literally everyone involved.&nbsp;
This applied to any roles and positions out there, either you were picked, or you volunteered, you should be responsible and make decisions that will bring benefits to others.
Share your thoughts in the comment section down below!
*Sources: Visual and Reference Credits to Social Media &amp; various cross references for context.
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God is merciful, but not those cruel authorities.

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“Hijab Burning And Hair Cutting Is Our Ways Of Showing Sovereignty”

Kejayaan sering dipandang pada saat ia telah pun dicapai dan disandang oleh manusia, namun siapa yang tahu penat lelah dan rasa putus asa yang pernah di harunginya suatu ketika dahulu.
Ditambah pula dengan dunia teknologi dan kemajuan, yang mana tidak semua orang selesa dan mahu berkongsi titik hitamnya di media sosial. Menolak arus perdana, Khairul Aming, si penjual sambal berjaya dan dikenali ramai, tampil menceritakan perjalanan menuju impiannya.
<blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/BusY1xnAeC0/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14">
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<p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/BusY1xnAeC0/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Khairul Amin Kamarulzaman (@khairulaming)</a>
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<script async="" src="//www.instagram.com/embed.js"></script>

Siapa sahaja yang tidak mengenali susuk tubuh yang sering menghiasi bulan ramadhan dengan resepi-resepi ringkas di Instagram ini. Khairul Aming mula dikenali dengan bakat memasak dan kesenian dalam penghasilan videonya sejak 4 tahun yang lalu.
Berbekalkan dengan modal dan peminat yang ada, beliau akhirnya melancarkan produk sambalnya sendiri! Jualan &lsquo;Sambal Nyet&rsquo; ini telah pun mencecah RM7.5 Juta pada awal tahun ini!
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://media.giphy.com/media/rfqHxai5XJnuU/giphy.gif" alt="Gasp GIFs - Get the best GIF on GIPHY" width="315" height="263" />
Ketika jualannya mencecah 14 Juta pada bulan lepas, Khairul Aming telah pun membuka kilang keduanya di Kota Bharu. MashaaAllah 🤲
Namun, hidup tak selalu indah, ada kisah hampa disebalik segala kemegahannya. Pada tanggal 25 Sep 2022, beliau telah memuat naik satu video di media sosial, mencerita perjalanannya sejak 10 tahun yang lalu.
Video tersebut dimulakan dengan pengenalan dirinya yang berusia 20 tahun, Khairul Amin atau lebih dikenali sebagai Khairul Aming menerima biasiswa untuk sambung belajar di Amerika Syarikat dalam bidang kejuruteraan mekanikal.
<img src="https://www.kosmo.com.my/wp-content/uploads/2020/10/Khairulaming3.jpg" alt="Tiga perkara yang ditekankan Khairulaming sebelum bikin video masakan - Kosmo Digital" width="324" height="488" />
Kredit Foto: <a style="color: #95a5a6;" href="https://www.kosmo.com.my/2020/10/19/tiga-perkara-yang-ditekankan-khairulaming-sebelum-bikin-video-masakan/">@kosmo.com.my</a>
Disitu jugalah bermulanya sesi berjinak-jinak dengan dunia penghasilan video sehingga berjaya memenangi tempat pertama dalam International Travel Video Contest pada waktu itu. Fuhh 🔥
Tidak cukup dengan kesibukannya sebagai pelajar Mechanical Engineering dan presiden persatuan pelajar Malaysia di sana, beliau juga telah mengambil kursus Material Science &amp; Engineering sebagai minor, dan seterusnya dekan pada setiap sem. 
<img src="https://cdn1.myc.com.my/image/upload/v1664256310/unsigned/vcxsescalfomed0h3ddt.png" width="220" height="220" />
HAHA 🙈
Dunia pekerjaanya juga tidak kurang hebatnya, selepas belajar, beliau terus bekerja sebagai Piping Engineering dan seterusnya menceburi bidang logistik, di mana beliau belajar selok belok dalam pemasaran, kewangan dan lain-lain.
Setelah beberapa tahun sibuk bekerja, pada umur 25 tahun inilah beliau mula mahu mencari &lsquo;duit poket&rsquo;. Bermacam-macam jenis jualan telah beliau cuba, jual makanan sihat, baju dan juga template resume, namun semuanya tak membuahkan hasil.
<img src="https://cdn1.myc.com.my/image/upload/v1664256800/unsigned/lavj5b2lwliwerz3dbg8.png" />
Jalan terakhir bagi beliau ketika itu adalah untuk membuat video masakan. Berbekalkan apa sahaja alat di sekelilingnya, bermulalah fasa awal penghasilan video maskannya yang dimuat naik ke halaman Facebook Rasa Pop sehinggalah halaman itu menarik perhatian ramai.
Tanpa melengahkan masa beliau terus merancang untuk menjual sambalnya menggunakan semua simpanan yang ada. Namun&hellip; malang tak berbau&hellip; ia tetap juga tidak membuahkan hasil. 😪
<img src="https://cdn1.myc.com.my/image/upload/v1664256942/unsigned/qcuvgscomvo50wdjsqrk.png" />
Pada umur 27, beliau cuba untuk bangkit semula, kali ini, dengan nama dan mukanya sendiri, beliau meneruskan perjuangannya. Berkat kesungguhan dan tekadnya, kali ni, beliau naik satu demi satu tangga kejayaanya.
Dengan itu, lahirlah susuk penghasil video makanan yang kita kenali hari ini :)
Perkongsian titik gelap dalam kehidupannya adalah sebagai tanda penghargaan kepada semua orang yang telah menyokongnya sehingga ke hari ini. Tahniah dan Selamat Hari Lahir Khairul Aming!
Lihat Video Penuh:
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@khairulaming/video/7147291705602018586" data-video-id="7147291705602018586">
<section><a title="@khairulaming" href="https://www.tiktok.com/@khairulaming?refer=embed" target="_blank" rel="noopener">@khairulaming</a>
Hari ni genap aku berusia 30 tahun, dan aku compile video ni untuk dijadikan diari hidup dari umur 20 ke umur 30. Terima kasih kepada korang semua sebab support insan bernama khairulaming ni ❤️🥺
<a title="♬ original sound - Khairulaming" href="https://www.tiktok.com/music/original-sound-Khairulaming-7147291948007918362?refer=embed" target="_blank" rel="noopener">♬ original sound - Khairulaming</a></section>
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<script async="" src="https://www.tiktok.com/embed.js"></script>

Kisah beliau sudah semestinya mengajarkan kita erti kepayahan disebalik suatu kemenangan mencapai impian. Kita tidak mungkin akan berjaya tanpa tekad murni dan usaha yang jitu seperti yang ditunjukkan oleh Khairul Aming sendiri.&nbsp;
Sebab itulah, usaha tangga kejayaan, naiklah ia langkah demi langkah. Betul tak? Kongsikan pendapat anda di ruangan komen.
*Sumber: Visual dan Rujukan Kredit kepada Media Sosial dan lain-lain untuk tujuan pengertian situasi.
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“Bukan senang nak senang, bukan susah nak susah”, jadi buatlah pilihan yang bijak.

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Khairul Aming: Definisi Sebenar Kejayaan Tak Datang Bergolek

Remember the time when we all would chill together and watch YouTube? Watching the lives of people that we want to be, or some short films and web dramas after school? Yeah, good old days.&nbsp;
Now, all we do is scroll through TikTok, days and nights or whenever we have the free time, then, all we talk about with friends are some trends and funny videos. Is that a good thing or a bad thing? I&rsquo;m not sure.
<img src="https://etimg.etb2bimg.com/photo/76753514.cms" alt="chinese apps: Likee, Bigo Live suspend services, TikTok says no legal action, Telecom News, ET Telecom" width="330" height="247" />
Photo Credit: <a style="color: #95a5a6;" href="https://telecom.economictimes.indiatimes.com/news/likee-bigo-live-suspend-services-tiktok-says-no-legal-action/76753474">@telecom.economictimes.indiatimes.com</a>
But, we do know one thing&ndash; TikTok has made it easier for anyone to be a content creator. Thus, making their other competitors a major discomfort, including YouTube. That is why they created the short-video concept called Shorts.&nbsp;
And.. they made it! YouTube recently entitled for 1.5 million viewers per month, which proves that they are still somewhere on top of the competition.&nbsp;
Last Tuesday, this giant company set out their plan to boost the relationship with fellow video creators and the music industry. They are publicizing new monetization tools and partnerships at a Howard Hughes cavernous event space. Yeah, that huge place.
<img src="https://www.gannett-cdn.com/authoring/2018/11/07/NCOD/ghows-OH-7a1afcdc-df7b-4634-e053-0100007f4ce6-018c3c67.jpeg?crop=2999,1695,x0,y197&amp;width=2999&amp;height=1695&amp;format=pjpg&amp;auto=webp" alt="Google transforms cavernous hangar" />
Photo Credit: <a style="color: #95a5a6;" href="https://www.dispatch.com/story/business/information-technology/2018/11/07/google-transforms-cavernous-hangar/8928124007/">@dispatch.com</a>
"We've always worked in a pretty competitive marketplace," said Tara Walpert Levy, YouTube's vice president for Americas and global content. "Our approach has always been ... that we want to be the home for creators," she added.
They sound really determined to pursue the above purpose to which their YouTube Chief Executive Susan Wojcicki said, &ldquo;[the company is] doubling down on (its) commitment to empower creators."&nbsp; Neal Mohan, their chief product officer also called the creator as YouTube&rsquo;s &ldquo;heart&rdquo;.
<img src="https://i.gifer.com/WRtm.gif" alt="Mtv the hills lauren conrad GIF - Find on GIFER" />
One apparent change to realize this creator-centric approach is to let the creators earn money through Shorts.
In detail, those Shorts creators who outreach a 10 million view within 90 days will get to make profits from the ads partnership. But they are required to apply for membership in the partnership program which concerns the revenue-sharing model that was launched in 2007.
<img src="https://i.imgflip.com/45quyj.jpg" alt="long youtube ads Memes &amp; GIFs - Imgflip" width="317" height="479" />
For your information, the Shorts creators were previously paid out of a US$100mil/RM455mil fund based on their engagement rates that got nothing to do with the ads revenue.
Mohan said, &ldquo;it is the first-time real revenue sharing is being offered for short-form video on any platform at scale." This revenue will also be used to bear the music-licensing-cost. So currently, youtube content creators will keep 45% of revenue from Shorts and 55% for the longer video.&nbsp;
<img src="https://c.tenor.com/EWRvErYGzPUAAAAC/bugs-bunny-looney-tunes.gif" alt="Counting Money GIFs | Tenor" width="240" height="173" />
Youtube other initiatives like the membership programs would also benefit creators who have a rather small fan-base. They are convinced that the decision to emphasize Shorts monetization will fulfill the demand of these digital artists and help them grow. Similarly, these short-form content creators are ought to be the company&rsquo;s future for a long-run.
And YOU may be one of them ;)
This is such a smart and capitalist move, tbh. They know exactly why people are turning to TikTok and try to lure them back for a bigger income. Not saying that it is bad, it is what we call a &lsquo;business strategy&rsquo;.&nbsp;
It is such an interesting topic to look into, especially for young content creators who are currently making money while studying or even working. Indeed, being a content creator requires all the skills and set ups, but don&rsquo;t forget to decide which platforms can bring you more benefits- especially money.
Do you agree? Share your thoughts in the comment section down below!
*Sources: Visual and Reference Credits to Social Media, The Star &amp; various cross references for context.
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I mean, will their strategies work? Let’s see…

bafkreigqxnqx7ejdtp2w2ukovmnlzobvs6t6bsoaykqfqwnnrphz2vkw34

Forget TikTok, YouTube Is Ready To Give You More Money!

Everybody knows that plastic can be found everywhere, especially in the ocean. In fact, plastic was also found in the Mariana Trench which is the deepst part of the ocean. Scientists also revealed that the micro and nano plastics were found in every human tissue they sampled! But how many of us are actually thinking of ways to solve them?
It is understandable as we see the solutions are pretty far-fetched. But we never know until we try, just like these students from APU, who are determined to address the global issue of plastic pollution.
<img src="https://cdn1.myc.com.my/image/upload/v1663730971/unsigned/acny8qpb6jrna4frr8uh.jpg" />
They called themselves Techgasus, starring an Industrial Design degree student Mostafa Marzouk and four Bachelor of Engineering in Mechatronic Engineering students called Chan Jing Hung, Lim Cher Khai, Lim Joon Yi and Tan Jia-Hao.&nbsp;
They invented &lsquo;<a href="https://www.jamesdysonaward.org/en-MY/2022/project/whalecro/">Whalecro</a>&rsquo;, an underwater propulsion vehicle with an all-new micro debris filtering system. Chan Jing Hung explained that they were inspired by the filtered feeding system of the whale shark.&nbsp;
<img src="https://cdn1.myc.com.my/image/upload/v1663731018/unsigned/qculruroxl4oyohrfnoc.jpg" />
&lsquo;Whalecro&rsquo; is an underwater propulsion microplastic clean-up vehicle targeted at the eco-tourism market.
&ldquo;We designed a whale-like structure with a filtering system in it that is made up of Velcro straps, a commonly used material with a hook-like surface that can efficiently capture micro debris in the ocean,&rdquo; he added.
To ensure the practicality of the products, they conducted numerous experiments including the test in the beach every time they designed new shapes and details. When they find a perfect shape to use, they start to get them refined and enhanced.
The interdisciplinary concept had surely benefited the team.
Chan said, &ldquo;Mostafa&rsquo;s role as an industrial designer is the cornerstone of our project as he transformed our technical idea into an attractive and visually appealing product without forgoing the ergonomics concept.&rdquo;
<img src="https://cdn1.myc.com.my/image/upload/v1663731128/unsigned/n78mhlyvupxifsqyeltq.jpg" />
The prototype of the internal device of Whalecro - a filtering system in it that is made up of Velcro straps and power-driven by a motor to enable automation.
They worked it out to understand each other&rsquo;s way of thinking and create valuable takeaways for the projects.&nbsp;
Their mentor, Mr. Eekang Ooi, also pointed out the beauty of this concept:
&ldquo;While the engineering students focused on the technical side, the industrial design student looked into the User Experience (UX), consumer market and transforming intangible ideas aesthetically to attract the end users. The combination of both sides' efforts brings an attractive and fully functional product to the market.&rdquo;
<img src="https://cdn1.myc.com.my/image/upload/v1663731260/unsigned/n1htbiggqd0fzwrl0pzn.jpg" />
The specification of Whalecro - an underwater propulsion microplastic clean-up vehicle.
Indeed, interdisciplinary projects need further encouragement so that students can learn to work hand in hand with others from different backgrounds and create more comprehensive projects while learning each other&rsquo;s skills and area of study.
With months of work and determination, team Techgasus won the runner up of Malaysia James Dyson Award 2022 that was held recently.&nbsp;
The tree winning team from the national competition will be sent to compete at James Dyson Award International 2022, next month. Congratulations peeps!
They will be showing how their &lsquo;Whalecro&rsquo; works in the upcoming international area- The vehicle would move forward underwater, which makes the water current flow in the opposite direction and pulls the surrounding micro debris!&nbsp;
Sounds interesting, right?
Ooi, the mentor concluded that &ldquo;in the future, the team could enhance the efficiency of the product by experimenting with different sizes or surface designs of Velcro straps. Furthermore, we would like to raise awareness of ocean pollution through ecotourism [through this invention].&rdquo;&nbsp;
Watch the video here to know more of the product concept:
<iframe style="width: 556px; height: 312px;" src="https://www.youtube.com/embed/agvJoWj33WM?t=18s" width="556" height="312" allowfullscreen="allowfullscreen"></iframe>
With good intention we can literally create anything! Right?
Youth should be more productive and creative with the chances that were given. If it&rsquo;s not enough you have to go and create your own opportunity, it will be more memorable and satisfying, don&rsquo;t you agree?
What do you think? Let us know in the comments!
*Sources: Visual and Reference Credits to Social Media &amp; various cross references for context.
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They even won tickets to the James Dyson Award International 2022!

bafybeidreiyoltjqnl5wreekly3kyk7vfr4t2wmamns6yxt3ykxfquflsm

5 APU Students Created An Innovative Ecotourism & Green Ocean Product!

Name me one thing that Apple fans look forward to every year and have to wait in long lines just to get it.
That&rsquo;s right, it&rsquo;s the iPhone. There&rsquo;s no doubt that many are fans of the iPhone and it&rsquo;s now that time of the year where the new iPhone, specifically the iPhone 14, is out for the public to purchase.
<img src="https://cdn1.myc.com.my/image/upload/v1663645090/unsigned/ahu5dfb4r25z1zfp2fmm.jpg" />
&nbsp;
For those interested in the iPhone 14, you can expect quite a few new upgrades to the phone which makes it better than the iPhone 13. But if there&rsquo;s one thing you can&rsquo;t avoid is that to own the new iPhone 14 Pro Max, it starts at RM6,299!
<img src="https://c.tenor.com/UbGii9oGosoAAAAM/money-wallet.gif" />
&nbsp;
But what if we told you that you can purchase the iPhone for a low price?
Malaysian buys iPhone 14 Pro Max at RM883.30!
In a community Facebook group, Facebook user Ng shared a screenshot of how he grabbed the iPhone for only RM883.30. This was possible as he had exchanged 893,590 points for RM5,415.70 of purchasing credit via Grab when purchasing the phone on the Machines online store.
<img src="https://cdn1.myc.com.my/image/upload/v1663645115/unsigned/yztxgw0wqrvdrhluzcvf.jpg" />
&nbsp;
&ldquo;My GrabPay points were still a little short to exchange for a free iPhone 14 Pro Max and I got to keep working hard&rdquo; he said in his post.
At the time of writing the article, the post had gone viral with 2.7K shares across Facebook and thousands of netizens flooding the comments asking on how he was able to get that much Grab points.
Here&rsquo;s some of the comments:
<img src="https://cdn1.myc.com.my/image/upload/v1663645133/unsigned/u1xre0et9ioe2tzcci9j.png" /> &ldquo;I think I need to start collecting points (grab points) . . . iPhone 15 next year will depend on it . . .&rdquo;
&nbsp;
<img src="https://cdn1.myc.com.my/image/upload/v1663645143/unsigned/ydcknvei9xx7lwjrvj7k.png" /> &ldquo;Sin Yap : Want to buy then buy lo . . .&nbsp; why showing everywhere?&rdquo; &ldquo;Leslie Jy : S***i nowadays people very afraid that others does not know how rich they are but we can&rsquo;t care too much about it&rdquo;
&nbsp;
But how can one get that many points on Grab?
According to Ng who&rsquo;s in his 30s, he spends around RM10,000 on GrabPay every month. But before you jump to conclusions, no he doesn&rsquo;t spend it on himself but for his entire family.
<img src="https://c.tenor.com/3VJHw_nzpRIAAAAC/that-makes-sense-hubie-dubois.gif" />
&nbsp;
For those who don&rsquo;t know, GrabPay has a spending limit of RM10,000 a month. The trick behind why he has gained so many points was due to him avoiding the temptation to use the points the entire year.
Another way for you to gain more points is to top up the GrabPay Wallet with a Maybank credit card. This will enable users to gain give times the points and by opting to pay with GrabPay, you&rsquo;ll gain three times the reward points.
<img src="https://cdn1.myc.com.my/image/upload/v1663645192/unsigned/t31u14deskqtgyd5plx3.png" />
&nbsp;
With this method, users can gain a total of 6.5x more Grab points. Maybank2u states that the credit card is meant to reward users with 5x GrabRewards for every RM1 transaction spent on Grab and 2x GrabRewards for every RM1 transaction spent overseas, cross-border and on e-commerce platforms.
How long will it take most Malaysians to get an iPhone 14 Pro if they were interested in it?
Now if we benchmark the 128GB model, Malaysians will need to roughly work for 29.9 days to afford the iPhone 14 Pro as seen by a reddit post in <a href="https://www.reddit.com/r/malaysia/">r/Malaysia</a>.
<img src="https://cdn1.myc.com.my/image/upload/v1663645206/unsigned/mmnprhyifxlwijjbxtip.jpg" />
&nbsp;
In fact, for the last 5 years, this is considered the lowest number of days for Malaysians to afford an iPhone. It&rsquo;s said that the average wage for a citizen in Malaysia is approximately RM3,810 net, but to afford the phone means that Malaysians will need to save all the money earned if they would like to purchase it.
Well, looks like it&rsquo;s time for us to save up our Grab points for next years phone release or for other things we want! What are your thoughts on this? Let us know in the comments.
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Maybank2u, TRP, Reddit &amp; various cross references for context.
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Brb, topping up my Grab with a Maybank credit card to gain 6.5x points on the app👀

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