Hui Jin

614b94cccfecf62e898f3c1a9e1ce4fc82f219abdb04ab0d73f2240175de6682

Money

netizens

entrepreneur

nasi lemak

inspiring

pregnant

earning

young woman

tenacity

persistence

In today's challenging economic climate, individuals are diligently striving to make ends meet, and this struggle extends to pregnant women who are not only focused on supporting themselves but also ensuring the well-being and nourishment of their babies. The escalating costs of baby milk powder, in contrast to the more affordable prices during our grandparents' era, add an additional layer of financial strain.
With that being said, many individuals are not limiting themselves to traditional employment but are venturing into entrepreneurial pursuits to secure their livelihoods. This multifaceted approach is driven by the necessity to cover essential daily expenses such as electricity, water, telephone bills, and many others.
In a recent viral TikTok video, Zila, a twenty-four-year-old Malaysian entrepreneur woman captivated audiences with a concise 21-second clip chronicling her four-month entrepreneurial venture into the world of nasi lemak business in Puchong. The video amassed an impressive 1.9M views, accompanied by an enthusiastic response of 76.5K likes and 1,400 comments, showcasing the widespread appeal and engagement sparked by Zila's business journey.
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@byzilaa/video/7299355827687722242" data-video-id="7299355827687722242">
<section><a title="@byzilaa" href="https://www.tiktok.com/@byzilaa?refer=embed" target="_blank" rel="noopener">@byzilaa</a>
&nbsp;
<a title="♬ Dawai (From &quot;Air Mata Di Ujung Sajadah&quot;) - Fadhilah Intan" href="https://www.tiktok.com/music/Dawai-From-Air-Mata-Di-Ujung-Sajadah-7278172051277662210?refer=embed" target="_blank" rel="noopener">♬ Dawai (From "Air Mata Di Ujung Sajadah") - Fadhilah Intan</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

Although Zila's due date is still weeks away, she is determined to earn some pocket money before taking her maternity break to welcome her newborn into the world. While the prospect of working tirelessly from morning to evening may seem daunting, Zila is mindful of prioritizing self-care, ensuring she takes moments of rest and repose whenever possible, notably when she encounters feet sore or stomach pain.
<img src="https://r2.myc.my/10f11d127a5741c6d5f04c2b7e8037b66f82924b14c765e44bc43fe9c604818f" />
Drawing from her own experiences, she finds immense fulfilment and contentment in the act of independently selling nasi lemak, and most importantly, earning a living by herself makes her forget all her sorrows. 
<img src="https://r2.myc.my/10dbd2daaff35cfba04b4b01e2da2160fd4c0288a8b3f10776adf3f79db3c82a" />
The joy she derives from witnessing customers purchase her meticulously prepared food is unparalleled because this not only translates to financial gains but also allows her the luxury of wrapping up her work early once all of her offerings have been eagerly bought by satisfied customers. 
To mention, every packet of nasi lemak is priced at RM1. 
<img src="https://r2.myc.my/81f4b9e86016cbd859ea46a11e663f5db6ccf9b400994a67d3e981086d6310fa" />
Undoubtedly, Zila&rsquo;s unwavering commitment to her business is truly commendable, deserving much praise from her customers as well as from netizens. 
Netizens Reactions Towards Her Business 
<img src="https://r2.myc.my/406f40d616e860614e042346fb53b14a20c6d281b12cb1a1c8631ab48c555a84" />
Within the diverse tapestry of comments, thoughtful netizens emerged as guardians of concern, advising Zila to tread carefully as she juggled her nasi lemak business alongside the delicate responsibility of caring for her baby. In a chorus of empathy, another online well-wisher implored Zila to prioritize rejuvenation rather than working for long hours. The digital space also echoed with resonant narratives as some shared poignant reflections on their own journeys into motherhood, evoking a collective sense of shared experience. Overall, the video garnered a positive response from the public with many being inspired by Zila&rsquo;s journey for her tenacity in embarking on her business. 
More of Zila&rsquo;s Videos In Selling Her Nasi Lemak 
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@byzilaa/video/7296802695854198018" data-video-id="7296802695854198018">
<section><a title="@byzilaa" href="https://www.tiktok.com/@byzilaa?refer=embed" target="_blank" rel="noopener">@byzilaa</a>
terharu bila masih ada yang singgah alhamdulillah 🥹🤲🏻 terima kasih orang2 baik
<a title="♬ original sound - Raschala" href="https://www.tiktok.com/music/original-sound-Raschala-7294116363223059206?refer=embed" target="_blank" rel="noopener">♬ original sound - Raschala</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@byzilaa/video/7298605832504216833" data-video-id="7298605832504216833">
<section><a title="@byzilaa" href="https://www.tiktok.com/@byzilaa?refer=embed" target="_blank" rel="noopener">@byzilaa</a>
alhamdulillah 50pax harini pun dah bersyukur 🥰 terima kasihh yang datang 🤲🏻
<a title="♬ Tuhan, Atur Saja Jalan Kedepannya... - Embun Senja" href="https://www.tiktok.com/music/Tuhan-Atur-Saja-Jalan-Kedepannya-7155786307522791426?refer=embed" target="_blank" rel="noopener">♬ Tuhan, Atur Saja Jalan Kedepannya... - Embun Senja</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

In the end, Zila&rsquo;s story is something that we can feel inspired by her values of tenacity, commitment, and persistence. Having said that, she has her sad days too just like every one of us, however, she doesn&rsquo;t let them deter her life instead, she bravely grapples with them because she values her life much, and most importantly, she cares for her baby&rsquo;s future. Overall, she is seen as a warrior of her battles &ndash; a heroine that is worthy of us to remember. 
What are your thoughts on this? Comment below, alternatively, follow us for more!&nbsp;
*Sources: Visual and Reference Credits to Social Media, TikTok &amp; various cross-references for context.
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When a woman attempts to seek daily income by selling her own nasi lemak. 👍

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9-Month Pregnant Malaysian Woman Thrives With Nasi Lemak Venture In Puchong!

In today's digital era, the predominant method of conducting financial transactions has shifted from traditional cash exchanges to online payments, ushering in a new level of convenience for consumers. Platforms such as Touch 'n Go (TnG) exemplify this transition, providing users with comfort and ease in managing their day-to-day financial activities.
However, it is crucial to acknowledge that the realm of online payments is not without its share of risks. A recent incident unfolded at a cafe nestled in Oakland Commerce Square, Seremban, serving as a stark reminder of the potential pitfalls associated with digital transactions. 
<iframe style="border: none; overflow: hidden;" src="https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2Flim.yingzz%2Fposts%2Fpfbid0YP2ix3zbVMnLmpzGCn46DQQweLULR5SNqeGL2KcuShrFK168Sf55WnryqzZH4rNQl&amp;show_text=true&amp;width=500" width="500" height="703" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe>
Fortunately, the cafe successfully thwarted a deceptive QR code scam, underscoring the importance of vigilance in navigating the evolving landscape of online payments with the help of a vigilant customer who felt something strange and this allowed the cafe to avert any potential financial pitfalls. 
The target of this deceptive manoeuvre was reported to be a trendy cafe that had recently graced the local scene, quickly becoming a favourite among food enthusiasts within the span of a few months.
<img src="https://r2.myc.my/3ce839357b5d274ceeace55d542acf82982a2576e6beecc63d256117291c00b1" />
Upon processing the payment, an unexpected revelation surfaced as the name appearing on the payment prompt did not align with the cafe's identity. Investigation unravelled a disconcerting truth &ndash; the authentic QR code had been surreptitiously replaced with a fraudulent counterpart meticulously designed to reroute payments into an unknown individual's account.
According to the cafe owner, the unsuspecting nature of individuals carrying multiple Touch 'n Go stickers became the opportune moment for the fraudster to discreetly affix a deceptive QR code. Unfortunately, the cafe's system was inoperable at the time, rendering it incapable of identifying the perpetrator, as mentioned by the <a href="https://n9.chinapress.com.my/?p=148177">China Press.</a>
In light of this unfortunate incident, the cafe owner earnestly advises fellow business owners and the public to exercise caution when it comes to QR codes. Vigilance is paramount, and considering additional and appropriate security measures is strongly recommended to prevent falling victim to the snares of QR scams.
Why Do People Easily Fall Trapped By QR Code Scams? 
<img src="https://r2.myc.my/683e4b030e62a316ff4c35b173d82b04a0974008f7d0552b22d56d94118dcce0" />
In contemporary times, the prevalence of QR code scams has surged alongside the widespread integration of QR codes into our daily routines. Associate Professor Jiow Hee Jhee, aged 51 and affiliated with the Singapore Institute of Technology in the realm of cybercrime research, astutely notes, &ldquo;As society embraces electronic payment and financial transactions, scammers inevitably devise tactics to exploit this trend. The ubiquity of QR codes makes them particularly susceptible to manipulation by fraudsters.&rdquo;
Adding to this perspective, Mr. Kenny Yeo, a 47-year-old director and the head of the Asia Pacific cyber security practice at consultancy firm Frost &amp; Sullivan, underscores that the escalating incidence of QR code scams is a direct consequence of the evolving landscape of digital communication and transactions. QR codes, now a commonplace feature of modern life, represent the latest iteration in the continuum of digital technologies.
Reflecting on the evolution of communication methods, we transitioned from calls to SMS (short message service), progressed through email with embedded links, embraced platforms like WhatsApp and Telegram, and have now seamlessly incorporated QR codes into the fabric of everyday existence. As per Mr. Yeo, QR codes are the contemporary norm, marking the latest advancement in our digital journey.
How To Protect Yourself From Being The Victims Of QR Scams? 
<img src="https://r2.myc.my/5dc63322d7fa18c865a071ab808e6742a139fb56007fe6788062387ae5895a35" />
<ol>
<li style="font-weight: 400;" aria-level="1">Take a look at the website once you scan the QR code because there&rsquo;s a possibility that the website directed from the QR code is a scam. With that being said, you may need to pay attention to details like the URL website to determine if it is a legitimate one before proceeding further, as said by Richard Gardner, the CEO of Modulus.&nbsp; </li>
<li style="font-weight: 400;" aria-level="1">You can have a QR code scanner app which is deemed free and low cost. As you open the app and scan the QR code and realize that it is a fake one, you will then be notified. However, the potential downside is, that there are fake QR code scanner apps which we may fall into.&nbsp; </li>
<li style="font-weight: 400;" aria-level="1">Keep your phone updated with security patches as this will help to prevent malware if you do wind up downloading something malicious. </li>
</ol>
Here's a video showing QR code scams that diners need to be watchful of: 
<iframe src="https://www.youtube.com/embed/WonzU1iqSDo" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
In the end, equipping yourself with awareness of the current types of scams is vital, alongside the knowledge of digital finance as a means to safeguard yourself from being the victim of financial fraud. 
What are your thoughts on this? Comment below, alternatively, follow us for more!
*Sources: Visual and Reference Credits to Social Media, Facebook, China Press, YouTube &amp; various cross-references for context.
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With much convenience, QR scams are seen as alarming issues nowadays… 

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Malaysian Café Owner Shocked As QR Code Switch Sparks Suspected Scam!

In a recent Sarawak State Legislative Assembly, Sarawak Premier, Tan Sri Abang Johari Tun Openg tabled Sarawak&rsquo;s 2024 state budget of a whopping RM13.6 billion. The state government has generously allocated an impressive RM32.5 million to assist students of all ages in transforming their education experience. Sarawakians, are we looking at another Dr Amalina Bakri in the making with this generous financial aid? 👀
Sitting in 4th place among Malaysia's states with the highest gross domestic product (GDP), it is no wonder that Sarawak can boldly table a substantial 2024 budget benefitting 2.5 million of its people. With an increase of at least RM2 billion from last year&rsquo;s budget, Sarawak is paving its way to further cementing its reputation as one of the ever-developing nations.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/d2ccfc4af95e1402684b9b0c6cbc2ec46e6c1d78bf6d9fc4d7785b947dc80eb7" alt="" width="612" height="408" />Kuching Esplanade in its glory
What&rsquo;s in store for Sarawakian in the 2024 budget?
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/76bde9006dd9faf1a10ffa9ca62347005aa222930f61b3f78fb0ae2bb6bf9bdd" alt="" width="1280" height="720" />Sarawak is well on its way to becoming a bustling epicentre
With the tagline &ldquo;Development for All: Together, Building a Prosperous, Sustainable and United Sarawak&rdquo;, the state government led by Tan Sri Abang Johari Tun Openg is committed to seeing the land of Kenyalang flourish to greater heights. Some of the major highlights from the 2024 budget are as follows:
<ul>
<li style="font-weight: 400;" aria-level="1">RM550 million - implementation of the Project Rakyat</li>
<li style="font-weight: 400;" aria-level="1">RM420 million - for Rural Transformation Programme (RTP)</li>
<li style="font-weight: 400;" aria-level="1">RM156 million - in upgrading the water and electricity supply systems</li>
<li style="font-weight: 400;" aria-level="1">RM662 million - to build varying infrastructures&nbsp;</li>
<li style="font-weight: 400;" aria-level="1">RM260 million - supporting Minor Rural Projects (MRPs)</li>
<li style="font-weight: 400;" aria-level="1">RM32.5 million - championing the education sector all aboard</li>
</ul>
Students Rejoice!
<img src="https://r2.myc.my/c832c17bf60150c0d82a06274acc7743a1f042010eb816a7a5a76d0e7f6d7355" alt="" width="1280" height="720" />
Left: The shiny new University of Technology Sarawak campus&nbsp; Right: Kolej Laila Taib
Shining the spotlight on the education package in the budget, underprivileged students enrolled in public or private higher education institutions are set to receive these various benefits. A few noteworthy schemes included are:
<ul>
<li style="font-weight: 400;" aria-level="1">RM500 book voucher for at least 35,000 students enrolled in higher education institutions,</li>
<li style="font-weight: 400;" aria-level="1">Free laptops for underprivileged students coming from families with household per capita income of RM1500 and below per month,</li>
<li style="font-weight: 400;" aria-level="1">RM30 million to assist those who have repaid a minimum of 30 per cent of their&nbsp; Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) loans.</li>
</ul>
Not to mention, the large sum of operating grants for Sarawak&rsquo;s local higher education institutions, including the University of Technology Sarawak and Kolej Laila Taib, amounting to RM40 million. Also, an added RM6 million to fund the Tunku Abdul Rahman scholarship for eligible students. Now, that&rsquo;s one way to put the money to good use 🤑
A Good Move by the State Government
With the announcement of the 2024 budget focusing on the education package, this will be a massive financial aid to many Sarawakians out there. Especially for students who grapple with financial issues, this monetary aid is a beacon of hope for them on top of the inflation and the ever-rising living costs. Such financial assistance backed by the government will be the driving force in transforming the education landscape. In return, we can sow the seeds of future leaders, innovators and creatives to put Malaysia on the map.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/b4cfa9a7f250bc147256f0b94fca2f81f85db28d700901076bb12a0dfd115fe8" alt="" width="500" height="300" />The Trisakti, Sarawak&rsquo;s official flag name
Financial aid in the education sector is not merely an expenditure but an investment in human potential and the collective well-being of a state. As these students rise above their circumstances, armed with knowledge and skills, they become the architects of a brighter future for themselves and invaluable contributors to the socio-economic fabric of the state. Well done Sarawak!
What are your thoughts on this? Let us know in the comments!
*Sources: Visual and Reference Credits to Social Media, The Star &amp; various cross-references for context.
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Transforming the future of millions of Sarawak young minds one Ringgit at a time.

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Empowering Education: Sarawakian Students To Enjoy RM32.5 Million In Financial Assistance

How many Malaysians consistently opt for cashless transactions over the hassle of frequent ATM visits? With the introduction of systems like QR pay, a growing number of Malaysians are embracing this payment method for its speed, simplicity, and convenience&mdash;all at their fingertips through mobile devices. Whether at roadside stalls or various establishments, the option to make payments via QR code is now ubiquitous.
The primary concern for many was the challenge of using the system while travelling abroad. On a positive note, in May, Malaysia and Indonesia collaboratively introduced a joint QR payment system, eliminating the need for citizens to grapple with currency exchange issues. And now, there's better news to share.
Maybank MAE Users Can Now Use QR Pay In China
<img src="https://r2.myc.my/a4459ef41bda5333cf1aec67142d395ea51b4edd3e2fbee3ec290bbb47f18b59" />
For Malaysians who frequently visit China, there's exciting news in store. Maybank's MAE app can now be used for Alipay QR payments in China, marking Maybank as the first bank to expand its cross-border QR pay service to China. This development is set to benefit over 8 million Maybank MAE app users.
Maybank's cross-border QR payment has not only expanded to China but also to other countries, including Thailand, Indonesia, and Singapore. According to Maybank's Group CEO of Community Financial Services, Dato&rsquo; John Chong, this move demonstrates the bank's commitment to enhancing customer convenience and aligning with its strategic goal of expanding its regional presence through Maybank's M25+ strategy.
Chong highlighted that entering the Chinese market presents a valuable opportunity to tap into its dynamic and prosperous market, further solidifying Maybank's international presence. This development is a significant milestone in their mission to provide secure and seamless payment solutions, and they are eagerly anticipating introducing this enhancement to their customers.
How Do We Use MAE To Scan QR Codes?
<img src="https://r2.myc.my/c3d2c5ea66a5c9d2c0e44aae59d980a39329db6251f422c623b45d1c4a38522e" />
Just like our current use of QR pay, the process remains identical. The added advantage is that the currency will automatically determine its exchange rate for you!
But just in case you still need it, here&rsquo;s a step-by-step guide:
<ul>
<li>Launch the MAE App and tap the Scan QR button.</li>
<li>Scan the merchant&rsquo;s Alipay QR logo.</li>
<li>Key in the payable amount in the foreign currency.</li>
<li>When the display screen shows the exchange rate, tap Pay Now to confirm.</li>
<li>In case the amount exceeds RM2050, all you have to do is key in your authorisation pin.</li>
<li>Once the payment is done, a confirmation page will display the amount spent in MYR and the foreign currency.</li>
</ul>
Currently, users can only scan Alipay merchant QR codes, as regulatory restrictions prevent support for Peer-to-Peer (P2P) cross-border QR payments. Additionally, here is the list of available "Cross-border DuitNow QR" options for MAE in other countries.
<img src="https://r2.myc.my/4f221139b382f31adc401cbb835d8a04ceb215c4db9daf52ad15985d343b6794" />
Read: <a href="https://myc.my/articles/2444/malaysia-and-indonesia-introduces-joint-qr-payment-system">Malaysia &amp; Indonesia Introduces Joint QR Payment System</a>
Visitors From China Can Also Scan Maybank QR Pay
<img src="https://r2.myc.my/5aebfcb21c6c1e6420906aba172ace8f1fa73522fdd0692eca72b56e3af0cdfd" />
Apart from facilitating Malaysian spending in China, Maybank has also revealed that their extensive network of over 700,000 Maybank QRPay merchants in Malaysia can now accept payments from Chinese visitors. This provides a convenient and secure payment experience for tourists, who can scan the DuitNow QR code using Alipay.
This strategic move is the result of Maybank's collaboration with PayNet to assist both Malaysians travelling to China and Chinese tourists coming to Malaysia. PayNet has also announced that DuitNow QR merchants can now accept payments from 8 Asian eWallets, including Alipay, AlipayHK, HelloMoney by AUB, Hipay, MPay, Naver Pay, Toss Pay, and TrueMoney.
According to Maybank, Chinese tourists remain a crucial target segment for Malaysia, with the Tourism Ministry anticipating around 16 million tourists in 2023, including an estimated 5 million from China. Before the pandemic, Chinese tourists significantly contributed RM15.3 billion to tourist receipts in 2019.
Honestly, this is something we've always needed, and it's commendable to witness Maybank taking such proactive initiatives. It's no surprise that they stand out as one of the prominent banks in the Southeast Asia region.
Maybe it's time to test this out and plan a holiday to China. What are your thoughts on this? Let us know in the comments!
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Maybank &amp; various cross-references for context.
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No more worrying about currency exchange rates!

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Experience Hassle-Free QR Payments In China With Maybank's MAE App

In recent times, the proliferation of scams has become a worldwide concern, with scammers using various tactics to lure and intimidate potential victims. These deceptive schemes often lead to nightmarish situations for those who fall prey to them.
From clicking ads to offering online jobs and financial investments, online scams are said to be the common ones that are happening regularly which many are still unaware of. This eventually leads to a detrimental effect leaving them in a psychological trauma for the heavy loss of their hard-earned money. 
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Recently, a notable local content creator named Arvind Kumar shared a poignant story of his eighteen-year-old brother losing RM6K after engaging in tasks offered via WhatsApp. The scammers were cunningly smart to make him believe that it wasn&rsquo;t a scam but a reliable and valid job offer tailored for him to earn more commission. 
<img src="https://r2.myc.my/d9eaaee392da96d738ed6699b50f5a42ef205ca1b2d858e3962dea3e7cf753fa" />
As said by Arvind, the conversation began with &ldquo;Hi dear, are you looking for a part-time job online?&rdquo; Eventually, he was added to a WhatsApp group where he got to meet individuals who were sort of part-timers like him. They masqueraded themselves with real images of working adults in an attempt to present themselves as credible job finders.&nbsp; 
<img src="https://r2.myc.my/f93cbdd4b198f0eb09f3b523d9dd0b95f215df2f9b3c0f3c4e60253e93be3a68" />
However real it seemed to be, he was under the scammer&rsquo;s thumb to complete the assigned tasks by levels to receive a 10% commission in less than 10 to 15 minutes for the work done.
What Did His Brother Have To Do?
Arvind's brother's initial task involved taking a screenshot of a pomade product on Shopee and making an RM30 transfer to a separate bank account. Remarkably, he received a 10% commission in under 10 minutes, resulting in total earnings of RM33. To put it plainly, for a product valued at RM30, an individual would receive a 10% commission, which equates to RM3. When you add it all up, the total earnings come to RM33.
<img src="https://r2.myc.my/3d5b232655c497f831cd618a1a423d2947fa78a57e7d0d80d3b39eb35436551b" />
It was indeed a cleverly designed tactic to attract victims to proceed with another task and so forth as a means to earn more commission. This was no surprise for him to believe that he was placed in a real working scenario while carrying out the assigned tasks. 
Here comes the other tasks in which he was assigned to do. With the assigned tasks of different levels that were distinctive from the previous one, Arvind&rsquo;s brother continued participating since it rocketed to RM200. 
<img src="https://r2.myc.my/a55ad370b51a3fe7973ce3f6474b0a5811e40a9e861123ab93310f1e3f614986" />
Sadly, suspicion did not arise from his side since he still received an additional 10% commission for completing the requested tasks. The level then progressed with a greater amount and this time was RM699 but he ought to finish three tasks assigned before he was then given a 10% commission or double of the amount. 
Arvind&rsquo;s brother got even more interested and prompted to accomplish more tasks as there were affirming messages saying &ldquo;Thank you, admin. I just got my 10% commission.&rdquo; Thus, he was driven to do more and more so that he could attain greater benefits from it. But such action impacted his entire savings and his savings ended up in zero balance. 
<img src="https://r2.myc.my/ce2275bb55c6f24b04023b39e618801fcbc34f18dfeec6fc57ecf02b84f66488" />
After attempting many tasks, his suspicion came as the promised return was not received immediately unlike before. Instead, he was urged to do an additional task with a high value of RM2K as proposed. Therefore, he went out and borrowed money in order to continue participating in it and most importantly, to earn more return than the previous ones. 
He made the RM2K payment however, he was told again to complete the new tasks with much assurance that he would get everything back once he finished it entirely. 
<img src="https://r2.myc.my/95e5953d44bfe49d758d52c90624807a330b571e4f2c31d01a4a45c38ae37c29" />
At last, he approached Arvind about it for guidance and Arvind immediately recognized that it was actually a scam. Despite this, his brother did not trust that it was a fake one. As a result, his solid denial led him to undergo severe mental distress. 
The money of RM2K that he lent to his brother somehow did not return and at that moment, Arvind&rsquo;s brother began to realize that he was being cheated by a bunch of scammers. Saddened by his loss of RM6K to the scammers, he was then traumatized for at least a year.
In the end, nobody wants to be the victim of scammers. Therefore, we ought to be careful and wise enough to not let greed cloud our actions because scammers nowadays are good at using psychological tactics to frighten us or to lure us to earn more money. Eventually, no one will offer you &lsquo;easy money&rsquo; so do not be lured by such lucrative offers. 
Overall, it is a useful lesson for all of us to take note of so that we will NOT fall prey to scammers.
What are your thoughts on this? Comment below, alternatively, follow us for more!
*Sources: Visual and Reference Credits to Social Media, Instagram &amp; various cross-references for context.
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Scams are everywhere and we have to be wary of it. 

a0952fd74108880f317376713fd1bc486fcc961d7d863df51810ae2e3a241b56

Local Influencer Arwind Kumar Shares Shocking Story Of His Little Brother's Scam Victim Experience

Many dream of becoming a millionaire, but achieving that dream at a young age often seems like an impossible feat. That is, unless you're someone like Cheng &ldquo;NothingToSay&rdquo; Jin Xian, a 22-year-old professional Dota 2 player who has amassed millions by securing top positions in prestigious Dota Major tournaments, particularly 'The International.'
<img src="https://r2.myc.my/d40ed317df52121328f0228f61804f7a561fc074147efc3b3aa90e56348dd527" />
Setting gaming aside, most people tend to pursue traditional career paths, whether it's a 9-5 job, freelancing, or even becoming a lecturer. But who would have imagined that such conventional roles could potentially lead someone to millionaire status?
Lecturer Sells Dried Leaves Online And Becomes Millionaire
Recently, a 29-year-old lecturer achieved a life-changing milestone by becoming a millionaire through the sale of dried leaves on an e-commerce platform. Now, before any misconceptions arise, it's important to clarify that these "dried leaves" have no connection to marijuana or weed.
<img src="https://r2.myc.my/313f757040aa07c5fa3da446ab8db8c4b6ab2ee2122af836f63ec8cefb588097" />
Allow us to introduce Dr. Mohd Zulariffin Md Maarof, the visionary entrepreneur who amassed his fortune by venturing into the world of e-commerce with a unique product&mdash;dried leaves. His remarkable journey began nearly a decade ago when he was a struggling student at Universiti Teknologi Malaysia (UTM) in Skudai. Back then, his income was limited to his role as a research assistant, which barely covered his increasing living expenses.
Determined to improve his financial situation, he decided to explore entrepreneurship. During the initial phase of his research to find a suitable product, he stumbled upon Ketapang Leaves, also known as "Indian Leaves." To his surprise, these leaves were in high demand on eBay, a widely popular e-commerce platform in the United States known for both online shopping and auctions. This discovery marked the start of his entrepreneurial journey.
So, what is so special about Ketapang Leaves?
<img src="https://r2.myc.my/61144c1b8f082a47005e181012d379ae593d5930daf72633bd96be9d70a2da2b" />
As per information available online, these leaves offer a multitude of benefits, including their chemical healing properties, which make them effective in naturally combating mild bacterial, fungal, or parasitic infections. Additionally, they have been found to have a preventive effect against egg moulding and can help alleviate stress in various types of livestock, such as fish and shrimp, thus reducing their stress levels.
For Zulariffin, the revelation that these leaves were abundant around the UTM campus was quite astonishing. He embarked on a mission to collect these dried leaves, diligently cleaning off the dust and soil from them. Subsequently, he created an eBay account to list these leaves for potential buyers.
&ldquo;That night, I went to bed like any other night, but to my surprise, I woke up the next morning to an email confirming that a customer from Texas, USA, had purchased 30 leaves at US$1 each,&rdquo; he said.
Initially Invested RM8 For His Business
As his listings gained traction with an influx of sales, Zulariffin found himself increasingly motivated to expand his venture. He embarked on a quest to source more dried leaves, aiming to replicate the success he had achieved.
<img src="https://r2.myc.my/1e4775b75bd60bb8506face1c5b7a335344974d1532d456769decd26d2dc67b6" />
With the passage of time, his business experienced steady growth, enabling him to reinvest his earnings into procuring more items, primarily from suppliers in China. He emphasized that there was no initial capital required to start the business, and his only expenditures were associated with covering the shipping costs for items purchased from overseas.
&ldquo;I only spend RM8 in capital for the cost of postage abroad, the other modal was just for collecting dried leaves littered on the side of the road,&rdquo; said Zulariffin.
Having initially generated a $30 (~RM139.89) profit from his first sale of 30 leaves on eBay, his business continued to thrive, leading him to achieve his first million Ringgit at the age of 29. In addition to his role as a lecturer and selling Ketapang leaves online, he has also expanded into the food and beverage industry by establishing a biryani restaurant.
Sharing His Success By Helping New Entrepreneurs
<img src="https://r2.myc.my/f80b147832ad90f43bdce4d9359f68b33378b7be600703b22f5226d93994ee24" />
Following his noteworthy success, multiple public universities have invited him to deliver lectures aimed at educating students. Furthermore, he has expressed his desire to guide and mentor a new generation of budding entrepreneurs, offering step-by-step assistance to groups of 30 to 40 aspiring eBay entrepreneurs.
Together with his wife's Export Overseas Academy, he has provided free e-books as a valuable resource, which has benefited 15,985 entrepreneurs nationwide in launching their eBay businesses.
Additionally, Zulariffin is dedicated to giving back to the community by offering free e-commerce training to 100 university students, including those from underprivileged backgrounds. This virtual event is scheduled to take place on November 13-14.
The story of a lecturer-turned-millionaire selling dried leaves online serves as a testament to the potential of determination and hard work in achieving one's goals. It demonstrates that anyone can aspire to become a millionaire with dedication and effort.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media, mStar &amp; various cross-references for context.
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