Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Social

travel

invesment

lifetime

United Airlines

around the world

explorer

flying miles

For many, travelling the world and visiting its most beautiful places is a dream to tick off the bucket list.
Sadly, the reality is that travelling is expensive, with costs for food, accommodation, and, most significantly, flight tickets. Airfare can be particularly pricey, and depending on your destination and class of seating, it can take a serious toll on your wallet.
However, one man has managed to travel for free, all thanks to a single, significant purchase.
Man Buys Unlimited Air Pass And Travels The World
<img src="https://r2.myc.my/96f3ff76ca7c307170126d4da8bbc09608996763daffa357832a4b0e1db4e57c" />
Meet Tom Stuker, perhaps the ultimate traveller, who made a life-changing purchase in the 90s. In 1990, Stuker bought a lifetime pass from United Airlines for $500,000, calling it the 'best investment' of his life&mdash;and it's easy to see why.
Since then, this New Jersey resident has flown all over the globe, visiting destinations like Tokyo, Melbourne, London, and Cape Town, among others.
In total, he has accumulated over 24 million miles and visited more than 100 countries, making his travel stories unmatched by most.
<img src="https://s3.amazonaws.com/web-engineering-prod/morning_mix/Images/GIFS/140721/Apollo11-03.gif" />
To put that into perspective, his total miles are more than 50 times the distance travelled by Apollo 11, which was approximately 477,710 miles (769,845 km) round trip to the moon and back.
So, How Did The Idea Come In The First Place And What&rsquo;s His Travel Tips?
Back in 1990, United Airlines offered a lifetime pass for $290,000, and Stuker eagerly seized the opportunity. He once spent 12 consecutive days without sleeping in a bed, flying from Newark to San Francisco to Bangkok to Dubai and back again. Now that&rsquo;s what you call globe-trotting!
Interestingly, his top travel tip is to lie to the first flight attendant you meet. While it might sound strange, he has a compelling reason for it. In an interview with the Washington Post, he explained, "She&rsquo;s the head attendant. I always say, &lsquo;I remember you! You gave us such great service last time. I wanted to thank you again.&rsquo; Even if I&rsquo;ve never met her. I guarantee she&rsquo;ll bring you all kinds of free stuff."
<img src="https://r2.myc.my/e82943122415d869387f37ef2959ba7803cc4a2632e019a808de41742250842d" />
He also recommends keeping your phone open on the seat map app as you board the plane if you can't get the seat you want. If a previously blocked seat becomes available, simply take it. "They won&rsquo;t care," he said. "They never sold it."
Interestingly and sensibly, he suggests that passengers should avoid checking their bags and opt for carry-on luggage. He advises packing light because every town has laundromats for washing clothes and stores where you can buy new ones. This not only makes practical sense but also saves a lot of hassle for travellers unsure of what to wear during their trip.
Stuker has undoubtedly struck gold with his lifetime pass from United Airlines, having logged over 24 million air miles&mdash;a feat unlikely to be matched again. As a car dealership consultant who's also made a mark in reality TV on "Car Lot Rescue," he's proven his knack for success.
For frequent flyers, the key takeaway is to accumulate airline miles diligently to enjoy the associated perks. Loyalty to a single carrier can significantly boost your status through tier programs, offering enhanced benefits based on accumulated points.
We probably would pay 500K for a LifeTime Air Ticket - but maybe not with AirAsia 😅👌🏻 
What are your thoughts on this? Let us know in the comments.
&nbsp;
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*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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&nbsp;

Would you pay 500k to Fly for a LifeTime ✈️? Let us know how much you would pay.

242b12f6dd1c5dc2d2eb700b773caaeda6350793b4f3736d7232a6e6b850de56

Meet The Man Who Turned A $500,000 Flight Pass Into Millions Of Miles Over 30 Years

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BIllie Eilish UMMY

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Coke Fifa

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UMMY Sienna Spiro

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Pizza hut Meltz 2026

Malaysians who are used to paying their Employees Provident Fund (EPF) contributions over the counter will soon have to make the switch to digital alternatives.
Starting 1 July 2026, the EPF will officially close all contribution payment, or remittance, counters at its offices across the country as part of its ongoing efforts to modernise its services and encourage greater adoption of online platforms.
However, the agency has stressed that the closure only affects payment counters, with all other customer service counters continuing to operate as normal.
A Move Towards Digital Convenience
<img src="https://r2.myc.my/c646e99378c517d4fdd78b3b3fd68e14d210f13b4c1cd21a1fdc203b9dcc3078" />
The decision marks another major step in EPF's transition towards a more digital-first ecosystem, reflecting a wider trend among government agencies and financial institutions to streamline services through technology.
According to EPF, members and employers will still have plenty of options to make their contribution payments without needing to visit a physical payment counter.
Alternative payment methods include:
<ul>
<li>The KWSP i-Akaun mobile application</li>
<li>Internet banking platforms</li>
<li>Authorised bank agent counters</li>
<li>EPF Self-Service Terminals (SST)</li>
<li>Mobile KWSP Team and Relationship Advisory (RA) services</li>
</ul>
The organisation believes these channels provide secure, accessible and efficient ways for contributors to complete their transactions while reducing reliance on manual counter services.
Employers Encouraged To Use i-Akaun
&nbsp;<img src="https://r2.myc.my/25deebb7ede860bc1cd530e4fc898d646d5bfa731c5784ddf559802c35634d76" />
For employers, EPF is recommending the use of the i-Akaun (Employer) portal for contribution payments.
The portal is designed to simplify the payment process, minimise administrative delays and ensure contributions are processed more smoothly.
As more employers adopt digital systems for payroll and statutory payments, EPF hopes the platform will become the primary channel for contribution submissions going forward.
No Impact On Contribution Payments
&nbsp;<img src="https://r2.myc.my/386e5402c8cb3fb6dc9b1656b5a2241821360c36bd60c57c91753d7e31adc9ac" />
Despite the closure of payment counters, EPF has assured members that their ability to make contributions will not be affected.
The retirement fund emphasised that the transition has been carefully planned to ensure contributors continue to have multiple convenient payment options available.
Anyone visiting an EPF branch for enquiries, account-related matters or other services will still be able to do so, as only the remittance counters are being discontinued.
Part Of A Wider Digital Transformation
The move reflects Malaysia's growing embrace of digital financial services, which accelerated significantly following the COVID-19 pandemic as consumers and organisations became increasingly comfortable with online transactions.
By shifting contribution payments away from physical counters, EPF aims to improve operational efficiency while providing members with faster and more flexible ways to manage their accounts.
The organisation reiterated its commitment to continuously enhancing its service delivery and ensuring transactions remain secure, seamless and easily accessible for both members and employers.
With the 1 July implementation date approaching, contributors who still rely on over-the-counter payments may want to familiarise themselves with the available digital alternatives to ensure a smooth transition.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Members and employers will now have to make EPF contribution payments via digital platforms, bank channels, self-service kiosks or EPF mobile services instead.

a741e50ca981d6fd54c79ecce35786f6517d4ff6311997c3d61a97e874eaa2fd

EPF To Close All Contribution Payment Counters Nationwide From 1 July As It Shifts Towards Digital Services

The Kuala Lumpur International Mobility Show (KLIMS) 2026 is officially underway, giving Malaysians the chance to explore the latest developments in the automotive industry, from electric vehicles and hybrids to futuristic prototypes that could shape the next generation of transportation.
Held at the Malaysia International Trade and Exhibition Centre (MITEC) from 12 to 21 June, the event has attracted thousands of visitors eager to see what manufacturers have planned for the future. While several new production models are already available for booking or purchase, one vehicle in particular has become the centre of attention for an entirely different reason.
Perodua&rsquo;s C2 Steals The Spotlight
<img src="https://r2.myc.my/bbe7698b12d2b53ccac528e1f3fec51cc64c1c5e62fa50a8ff1f8d6e76cb0468" />
Among the biggest highlights at KLIMS is Perodua&rsquo;s new C2 Concept, a dramatic-looking electric sedan prototype that represents the second chapter of the national carmaker&rsquo;s EV ambitions.
Unlike Perodua&rsquo;s previous concepts, the C2 introduces an entirely fresh design language with sweeping body lines, sharp lighting signatures inspired by the traditional bunga pecah lapan motif and a highly futuristic cabin. The prototype is also packed with advanced technology, including AI-assisted driving features, real-time navigation, charging station integration, anti-theft functions and assisted parking.
The vehicle also showcases Perodua&rsquo;s P-Circle digital ecosystem, allowing seamless connectivity between the car and services such as e-wallet functions and genuine parts support.
While the company has hinted that the C2 could influence future production models and potentially inspire a next-generation sedan, it remains exactly what its name suggests &mdash; a concept.
&ldquo;Which Planet Is This Going To?&rdquo;
<img src="https://r2.myc.my/a94462db92bc2da629e9ed8bf77007529035ca53aa09c0fbc951832e63fa3eb8" />
Despite its technological ambitions, many Malaysians online appeared more puzzled than impressed.
Photos and videos of the C2 quickly spread across social media, with users joking that the vehicle looked more suited for space travel than Malaysian roads. Others questioned whether it was even meant to be driven, while some compared it to something straight out of a science fiction film.
Comments ranged from humorous remarks asking which planet it was designed for to genuine confusion over whether Perodua intended to release such a radical-looking vehicle to the public.
The reactions highlight a common misconception surrounding concept cars: many people assume they are previews of vehicles that will soon appear in showrooms, when in reality that is rarely the case.
Here&rsquo;s some of the comments:
<img src="https://r2.myc.my/750af4d794869a196ec1c7e428f814af2317ef42b33b0213557dc6dd5e96e34b" />
What Exactly Is A Concept Car?
<img src="https://r2.myc.my/80fd1538b8329a8c27f41947c21f15abc8b7dec93c8db7994f95e0d5939d43ad" />
Concept cars exist primarily to showcase ideas rather than finished products.
Manufacturers use them to experiment with bold styling, cutting-edge technology and new design philosophies without worrying about production costs, regulations or practicality. They also serve as a way to gauge public reaction and identify which elements people like before incorporating selected features into future road-going models.
In many cases, only a handful of design cues or technologies survive the transition from concept to production, while the more extravagant elements never leave the exhibition floor.
Essentially, concept cars allow designers and engineers to push creative boundaries and imagine what mobility could look like years into the future.
Plenty Of Famous Concepts Never Made It To Production
<img src="https://r2.myc.my/26a29cdb6374ddb8ad670d02349ab5f01fe4c6b4de49953482cf67c9df763899" />
The automotive world is filled with stunning concept cars that generated excitement but never became reality.
One of the most famous examples is the Cadillac Cien, a mid-engine supercar unveiled in 2002 that stunned audiences with its futuristic design but never entered production.
Similarly, the Mazda Furai became an instant fan favourite thanks to its race-inspired styling and rotary engine technology, yet it remained a one-off concept after the prototype was destroyed in a fire.
Even major manufacturers such as Mercedes-Benz, BMW and Toyota have unveiled countless futuristic concepts over the decades that were never intended to be sold, instead serving as platforms to demonstrate innovation and inspire future designs.
In that sense, Perodua&rsquo;s C2 follows a long-standing automotive tradition rather than breaking new ground.
A Conversation Starter For Malaysia&rsquo;s EV Future
Whether Malaysians love it or laugh at it, the C2 has undoubtedly succeeded in generating discussion about Perodua&rsquo;s future direction.
The concept also arrives at a time when the company&rsquo;s first electric vehicle, the QV-E, is still finding its footing in the market. Despite the anticipation surrounding its launch, the model has reportedly recorded only 182 units sold as of 12 June 2026, making it a relatively rare sight on Malaysian roads for now.
That makes the C2 less about immediate sales and more about signalling where Perodua hopes to go next. By showcasing ambitious technology and daring design choices, the company is inviting the public to imagine what future Malaysian-made electric vehicles could become.
While opinions on the styling remain divided, one thing is certain: the C2 has become one of KLIMS 2026&rsquo;s biggest talking points, proving that sometimes the purpose of a concept car is not to be practical, but simply to get everyone talking.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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While the C2 concept is bold, it’s worth remembering that this isn’t necessarily what the final production vehicle will look like.

e784f94abc4a70023301f741b9614fddf309fd3fea2d35d4fc5339265bc4a8f6

Malaysians Can’t Stop Talking About Perodua’s Futuristic C2 – But Many Are Missing The Point Of A Concept Car

Prime Minister Datuk Seri Anwar Ibrahim has ordered a nationwide crackdown on foreigners who allegedly misuse tourist and student visas to operate businesses in Malaysia, warning that such activities could undermine local livelihoods and create unfair competition for Malaysian entrepreneurs.
Speaking at the Communications Ministry&rsquo;s monthly assembly in Putrajaya, Anwar said the government is increasingly concerned about foreign nationals entering the country on visitor or student passes before engaging in commercial activities, particularly within the micro, small and medium enterprise (MSME) sector.
Concerns Over Businesses Operating Under Tourist Visas
&nbsp;<img src="https://r2.myc.my/6819c89459373b767b34763707bdcf9a2520b353e28084618d33bd8947b8162f" />
According to Anwar, authorities have identified cases where foreigners arrive in Malaysia under the guise of tourism but subsequently run businesses ranging from vehicle repair workshops and air-conditioning services to coffee shops and other small enterprises.
He noted that some individuals are believed to be using licences or permits registered under Malaysian citizens&rsquo; names, while others legally establish companies but rely almost entirely on imported goods and workers from their home countries, limiting opportunities for local businesses and employees.
The Prime Minister warned that these practices could have a direct impact on job opportunities for Malaysians while placing compliant local traders at a competitive disadvantage.
Coordinated Nationwide Enforcement
&nbsp;<img src="https://r2.myc.my/c52804e01e8f3ce1f4ebde203d9d199934114de7faee0f42cafe72265bc0e983" />
In response, Anwar has instructed multiple government agencies to work together to strengthen enforcement efforts rather than relying on isolated operations.
Among the agencies involved are the Immigration Department, Inland Revenue Board (IRB), Royal Malaysian Customs Department, Ministry of Domestic Trade and Cost of Living (KPDN), local authorities, Bank Negara Malaysia (BNM), the Malaysian Communications and Multimedia Commission (MCMC) and other relevant bodies.
He stressed that enforcement should be immediate and comprehensive, with authorities ensuring that businesses comply with licensing requirements, immigration laws and tax obligations.
The Immigration Department has been tasked with tackling visa and permit misuse, while the IRB and Customs Department will focus on ensuring taxes are properly paid.
E-Commerce and Money Trails Under the Spotlight
<img src="https://r2.myc.my/bed73fd319b780b933601708b31e68af754932193220e557e9cdc4af8cc0f050" />
The government is also expanding its attention beyond physical businesses to include digital platforms.
Anwar said Bank Negara Malaysia and MCMC should closely examine e-commerce activities and financial transactions, including potential money laundering elements, to identify businesses operating outside legal requirements.
The move reflects a broader shift towards data-driven enforcement, with authorities expected to utilise digital tools and artificial intelligence to track suspicious activity, monitor money flows and identify business networks that may be operating through proxy arrangements.
Protecting Local Businesses and Economic Fairness
<img src="https://r2.myc.my/1319cfec514eb899069f69bec9feb9f7e1edcb0735a6e7e4f3b64d8ef52a9b44" />
The issue has become a growing concern as analysts warn that unlicensed or improperly registered foreign-run businesses may enjoy structural advantages by avoiding taxes, reducing operating costs or sourcing cheaper labour and supplies from overseas.
Such practices could make it increasingly difficult for legitimate Malaysian businesses, particularly SMEs, to compete fairly despite complying with regulations and contributing to the local economy.
Experts also caution that prolonged abuse of immigration rules could contribute to an expanding informal economy while weakening regulatory oversight and economic sovereignty.
At the same time, observers emphasise that enforcement should distinguish between illegal operators and legitimate foreign investors, many of whom continue to play an important role in Malaysia&rsquo;s economic development through investment, innovation and job creation.
Public Complaints Prompt Government Action
&nbsp;<img src="https://r2.myc.my/54e35d33f438bb04d62e29964a667f9a3593ab53be7f963a7b458f47a53ad8c1" />
Anwar acknowledged that concerns over foreign-run businesses have become increasingly widespread among Malaysians, with members of the public regularly raising the issue directly with him.
He said the problem cannot be solved by a single agency alone and requires coordinated action involving government departments, business associations, chambers of commerce and local trader groups.
The Prime Minister also called for stronger public participation by encouraging whistleblowing and reporting of suspected violations, while urging trader associations to cooperate with enforcement authorities instead of facilitating illegal activities.
Chief Secretary to the Government Tan Sri Shamsul Azri Abu Bakar has since pledged to mobilise the entire civil service machinery to support the initiative, describing it as necessary to protect Malaysia&rsquo;s economic interests and preserve a fair, transparent and integrity-driven business environment.
Government Aims to Balance Enforcement and Investment
While the government intends to take firm action against visa abuse and illegal business operations, officials have stressed that Malaysia remains committed to welcoming lawful foreign investment.
The objective, they say, is not to discourage legitimate international participation but to ensure that all businesses operate within the law, contribute fairly to the economy and compete on equal terms with local enterprises.
With multiple agencies now coordinating investigations into immigration compliance, taxation, licensing and financial activities, the government hopes the latest crackdown will address public concerns while safeguarding opportunities for Malaysian workers and business owners.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Malaysia is set to tighten enforcement against foreigners accused of misusing visitor and student visas to run businesses.

8b2ed2d45867b3c3c054b348edf437c313b2401b2687da153ed907c1351bef93

Anwar Orders Crackdown On Foreigners Misusing Tourist And Student Visas To Run Businesses In Malaysia

K-pop legends BIGBANG are officially set to return to Malaysia as part of their highly anticipated 2026&ndash;2027 world tour, marking a long-awaited moment for fans who have been waiting nearly a decade for their comeback to Kuala Lumpur.
The group will perform in the capital on 9 January 2027 (Saturday) at the TM Stadium Nasional (formerly Bukit Jalil National Stadium), as part of their global stadium tour celebrating their 20th anniversary.
Who Are BIGBANG?
&nbsp;<img src="https://r2.myc.my/7f70b6c889acf85257fc81f8928adea448eade0411a34e8e84250e1d8cfde9d8" />
BIGBANG is one of the most influential K-pop groups of all time, formed under YG Entertainment and debuting in 2006. Over the years, they have played a major role in shaping the global rise of K-pop through their distinct blend of hip-hop, pop, EDM and R&amp;B.
The group&rsquo;s most recognised members currently include G-Dragon, Taeyang, and Daesung, who continue to carry the BIGBANG legacy forward.
<iframe src="https://www.youtube.com/embed/AAbokV76tkU" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
They are widely known for a catalogue of global hits such as &ldquo;Fantastic Baby,&rdquo; &ldquo;Bang Bang Bang,&rdquo; &ldquo;Haru Haru,&rdquo; &ldquo;Loser,&rdquo; and &ldquo;FXXK IT.&rdquo; Their music has earned them numerous awards across Asia, including major honours at the Mnet Asian Music Awards (MAMA) and recognition for their influence on global pop culture.
With their bold sound, trend-setting fashion and high-energy performances, BIGBANG are often credited as one of the groups that helped take K-pop into the international mainstream.
Details of the BIGBANG 2026&ndash;2027 World Tour and KL Concert
&nbsp;<img src="https://r2.myc.my/229e0b64a397a8598947af05f417824dcdde15d13df224f74b2399867387ec70" />
The upcoming tour marks BIGBANG&rsquo;s first world tour since 2017, making it one of the most highly anticipated comebacks in the K-pop industry.
The tour will kick off in Seoul in August 2026, before travelling across major cities in Asia, North America, Europe and Australia. Stops include global entertainment hubs such as Tokyo, Paris, London, Oakland, as well as regional cities like Singapore, Bangkok, Jakarta, Taipei, Hong Kong and Hanoi.
Kuala Lumpur is confirmed as one of the key Asian stadium stops.
BIGBANG Kuala Lumpur Concert Details
&nbsp;<img src="https://r2.myc.my/1de5605903645ad75a4d3ff4e5004a78d1b2ebdad082e733d26fb20eba5a6d19" />
<ul>
<li>Date: 9 January 2027 (Saturday)</li>
<li>Venue: TM Stadium Nasional, Bukit Jalil</li>
<li>Tour: BIGBANG 2026&ndash;2027 World Tour (20th Anniversary)</li>
<li>Organiser: iMe Malaysia</li>
<li>Ticketing: To be announced</li>
</ul>
Concert organisers iMe Malaysia are expected to release further details on ticket prices, seating tiers and fan benefits in the coming months.
The tour is also part of BIGBANG&rsquo;s 20th anniversary celebrations, with new music reportedly expected to drop ahead of the tour.
Catch Their Coachella Performance and Stream on Spotify
<iframe src="https://www.youtube.com/embed/ysKRe-TuHzY" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
Fans eager to relive BIGBANG&rsquo;s recent return to the stage can revisit their much-talked-about Coachella performance in April, which marked one of their most significant group appearances in years.
Their discography is also widely available on Spotify, where fans can stream classics and fan favourites spanning their entire career &mdash; from early hits to their most recent releases.
Whether it&rsquo;s nostalgic anthems or explosive stage performances, BIGBANG&rsquo;s music continues to attract both longtime VIPs and new listeners worldwide.
<iframe style="border-radius: 12px;" src="https://open.spotify.com/embed/artist/4Kxlr1PRlDKEB0ekOCyHgX?utm_source=generator" width="100%" height="352" frameborder="0" allowfullscreen="allowfullscreen" loading="lazy" data-testid="embed-iframe"></iframe>
Can&rsquo;t Wait to Catch Them Live
After years of anticipation and uncertainty, BIGBANG&rsquo;s return to Kuala Lumpur is shaping up to be one of the most significant K-pop concerts in recent memory. For Malaysian VIPs, it is more than just a show &mdash; it is a long-overdue reunion with one of the genre&rsquo;s most iconic groups.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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K-pop legends BIGBANG will return to Malaysia on 9 January 2027 for their 20th anniversary world tour at TM Stadium Nasional.

5363dbfd33b03ea070af178963d94e75c8fdcfd81fccaf0ba1a9a6f1993d558c

BIGBANG Confirm Kuala Lumpur Stop For 2026–2027 World Tour After Nearly A Decade Away

Driving safely could soon do more than keep you and others out of harm&rsquo;s way &mdash; it may also help you save hundreds of ringgit on your annual insurance premiums.
Good Drivers Could Enjoy Up to 65% in Insurance Savings
&nbsp;<img src="https://r2.myc.my/01c5a1e6f33fec207ed8960e8c4768f4ae854abccbeaddab44c1a30812cadd43" />
The Ministry of Transport has unveiled the Cermat Madani initiative, a new programme designed to reward responsible motorists with additional discounts on their motor insurance premiums. Developed in collaboration with 10 insurance and takaful providers, the scheme aims to encourage safer driving by linking insurance costs to an individual&rsquo;s driving behaviour.
Under the current system, motorists who maintain a claim-free record for five consecutive years can receive a maximum 55% No-Claim Discount (NCD). With Cermat Madani, eligible drivers may receive an additional rebate of up to 10%, bringing their total potential savings to 65%.
Transport Minister Anthony Loke explained that the programme is built on a simple principle: motorists who obey the law and consistently drive responsibly should be recognised and rewarded rather than being treated the same as higher-risk drivers.
How the New System Works
<img src="https://r2.myc.my/5ad9add0733fdd7409b07074b743805d1c454538f581fedc57742e16be6f64dd" />
To qualify, motorists will need to renew their road tax and insurance through the MyJPJ application, where participating insurers and takaful operators will conduct a risk assessment.
The evaluation will be powered by an artificial intelligence (AI) system that analyses data from the Road Transport Department (JPJ) and selected Royal Malaysia Police (PDRM) traffic records. Factors such as summonses, driving history and overall compliance will contribute to a driver's risk profile.
Drivers identified as low risk may then be offered additional premium rebates by their chosen insurer.
However, the government will not determine the exact scoring criteria or discount awarded. Instead, each participating insurance company will use its own internal risk assessment policies to decide whether a driver qualifies for a 5%, 8% or the maximum 10% rebate.
Phased Rollout Begins Now
Although the AI-based scoring mechanism will only be fully implemented from 10 September, motorists can begin enjoying benefits earlier.
As part of the programme's introductory phase, a 10% rebate will be available for all motorists purchasing insurance through MyJPJ until 9 September. After that, the rebate will become dependent on each driver's risk assessment and safety profile.
Private vehicle owners can also apply for the assessment up to two months before their road tax expires, allowing them to plan ahead for their renewals.
Encouraging Safer Roads Through Financial Incentives
<img src="https://r2.myc.my/65009f3c28b5dae0568e6d91e6dc56a7269701bf480577a6940d2c6af28cf832" />
Rather than simply reforming insurance pricing, the government hopes the initiative will encourage Malaysians to adopt safer habits behind the wheel.
By rewarding those who obey speed limits, avoid repeated traffic offences and maintain clean driving records, the programme aims to create a stronger culture of responsible driving while making roads safer for everyone.
Anthony Loke emphasised that road safety is ultimately about protecting lives and communities, not just reducing accident statistics. Using financial incentives to reinforce good behaviour, he believes, offers a practical way to encourage motorists to think twice before committing traffic offences.
A Fairer Way to Price Insurance
The initiative also aligns with Bank Negara Malaysia's gradual liberalisation of motor insurance tariffs, giving insurers greater flexibility to offer pricing based on individual risk rather than a one-size-fits-all model.
With more accurate data and AI-powered assessments, insurers can better distinguish between low-risk and high-risk drivers, potentially leading to fairer premiums across the industry.
For disciplined motorists, Cermat Madani could turn years of careful driving into meaningful financial savings &mdash; proving that playing by the rules may finally pay off in more ways than one.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Your clean driving record could soon translate into bigger savings when renewing your motor insurance through MyJPJ.

110951b025100a68ac3f92826198d187942d1724022c3538bcfac0a4a075625b

Safe Drivers In Malaysia Could Soon Enjoy Up To 65% Off Motor Insurance Under Cermat Madani

&nbsp;At its Worldwide Developers Conference (WWDC 2026), Apple unveiled a wide range of new child safety features spanning iPhone, iPad, Mac and other devices. While much of the spotlight was on the introduction of Siri AI and Apple Intelligence, the company also placed strong emphasis on giving parents more control over their children&rsquo;s digital experiences.
The updates are designed to help families manage who children can communicate with, what content they can access, and how apps deliver age-appropriate experiences. Apple says the changes build on its existing Screen Time and Family Sharing tools, expanding them to meet growing global concerns around online safety for minors.
Parents gain control over who children can contact
&nbsp;<img src="https://r2.myc.my/838939b8fa94190425ffa0fa578b57e614ec8d6290c5346862672317e0604bbc" />
One of the key additions is a new communication approval system. Under the upcoming iOS 27 update, parents will be able to approve or decline requests when their child attempts to message, call, or FaceTime a new contact.
This means children will need parental approval before interacting with unfamiliar phone numbers across Messages, Phone and FaceTime, adding an extra safeguard to prevent unwanted or unsafe communication.
Apple is also extending these controls through a new PermissionKit framework, allowing developers to build apps where children must request approval before chatting, following, or adding new users.
&ldquo;Ask to Browse&rdquo; and safer web experiences
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/126fd0186e694171a781fbd60f6f76e0e2122ae016597675e6de1012f54f681c" />
Apple is introducing a new &ldquo;Ask to Browse&rdquo; feature, which requires children to request permission before accessing specific websites or surfing the internet more freely.
This expands Apple&rsquo;s existing parental controls, which already include content restrictions, screen time limits, and app usage monitoring through Family Sharing. Parents will also be able to apply more detailed controls such as time-of-day restrictions, daily usage limits, and instant app pauses for family moments.
Stronger content safety and age-appropriate apps
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/bb5e343480d7b919d55f9011cfd4ea3cabf4989559aa301a732efcb4f071e299" />
Communication Safety tools are also being upgraded. Apple will now automatically detect and blur sensitive content, including nudity, across Messages, AirDrop, contact posters and FaceTime video calls. On-device machine learning is used to flag such content before a child views or sends it.
In addition, Apple is introducing a Declared Age Range API, which allows apps to access a child&rsquo;s age range without collecting their exact birth date. This is designed to help developers deliver more suitable content while reducing unnecessary data collection.
The App Store will also be updated with more detailed age ratings, giving parents clearer guidance when selecting apps for their children.
Easier setup for child accounts and improved Screen Time
&nbsp;<img src="https://r2.myc.my/33d5f3a7a516378d7c5aad80c2731241c3123e109cb896582774d570ef42d4a4" />
Apple is making Child Account setup simpler during device onboarding. Parents will be able to configure safety settings more quickly, while default protections will still apply even if a child is not fully added to a family group.
Child Accounts remain required for users under 13 and available up to age 18.
Screen Time is also being redesigned, offering a clearer overview of device usage, most-used apps and recommended controls. Parents can now adjust permissions instantly, extend app access when needed, or limit usage during key moments such as meals or study time.
Wider debate around online safety and regulation
<img src="https://r2.myc.my/ea437a211e17d6ce4a8cf511cf0dcc1ec07e415ad1f2b6692dcb0f0e7a6fac78" />
Apple&rsquo;s announcement comes amid increasing global pressure on tech companies to improve protections for children online. In the UK, regulators have been tightening requirements around age-appropriate design, while countries like Australia and others are introducing or considering restrictions on underage social media access.
In Malaysia, the MCMC has proposed measures requiring social media users under 16 to verify their age using MyKad or official identification documents.
However, Apple&rsquo;s WWDC presentation was also met with protest outside its headquarters, where advocacy groups criticised the company over the continued availability of child sexual abuse material (CSAM) online and called for stronger action.
Rollout across Apple&rsquo;s ecosystem
The new child safety features will roll out alongside Apple&rsquo;s next major software updates, including iOS 27, iPadOS 27, macOS 27, watchOS 27, visionOS 27 and tvOS 27 later this year.
Apple says the goal is to give parents better tools to guide their children&rsquo;s digital habits while maintaining privacy, security and a balanced online experience.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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New tools across iPhone, iPad and Mac give parents more control over who kids talk to, what they see, and how they use apps online.

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