Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Money

technology

BigPay

issue

finance

payment

banking

nightmare

refund

transaction

e-wallet

A Malaysian woman has gone viral after revealing how a seemingly insignificant e-wallet refund of RM10.44 led to her being labelled a financial criminal, effectively shutting her out of the country&rsquo;s banking system and destroying her ability to live a normal life.
Michelle Law, a citizen who describes herself as hardworking and law-abiding, detailed the ordeal in an emotional series of social media posts. According to her, it all began during a business trip to Thailand in 2024, when she used BigPay &mdash; a Malaysian e-wallet platform &mdash; to pay for routine expenses, hoping to benefit from better exchange rates.
Shortly after, Law said her BigPay account was suddenly frozen, citing suspected unauthorised or suspicious activity. Believing the issue to be a simple technical glitch, she promptly submitted all necessary verification documents and reached out to the company&rsquo;s support team for assistance. What followed, however, was months of silence, confusion, and escalating consequences.
The &ldquo;Money Mule&rdquo; Allegation
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Without any further communication from BigPay, Law says she was blindsided months later by two Malaysian banks. She was informed that her accounts were being closed and that her name had been flagged as a &ldquo;mule&rdquo; &mdash; a person suspected of aiding in the laundering of illicit funds, whether knowingly or unknowingly.
That label carried grave implications: her access to savings was revoked, she could no longer apply for credit cards or personal loans, and her plans to purchase a home were derailed.
&ldquo;I wasn&rsquo;t even told exactly what I had done wrong. One day, I just received calls saying I was blacklisted. That&rsquo;s when my nightmare truly began,&rdquo; she said.
She attempted to clear her name by submitting evidence and formal letters to the banks, but each time, the reply was the same: &ldquo;Sorry, this is our policy. We can&rsquo;t help you.&rdquo;
A Delayed Admission of Error
&nbsp;<img src="https://r2.myc.my/4a47048253f72161cf10072f1d755a44b67b1cf73bb33f371b112e23e33f7b2f" />
In April 2025 &mdash; more than a year after the initial incident &mdash; BigPay allegedly admitted that they had mistakenly triggered the fraud alert over a RM10.44 refund that had been processed incorrectly. Law claims that the company told her the issue had been resolved and that the &ldquo;mule&rdquo; label had been lifted. But her relief was short-lived.
&ldquo;They wouldn&rsquo;t provide anything in writing. No formal statement, no apology, nothing that I could show to the banks or future lenders. I kept asking, but they kept dodging,&rdquo; she said in a widely shared Instagram post.
Emotional Toll and Health Decline
The psychological and emotional impact of the ordeal has been profound. Law revealed that the stress of being wrongly accused and financially frozen led to serious health issues, including insomnia and a thyroid condition, which now requires daily medication.
&ldquo;I can&rsquo;t sleep. I have constant anxiety. My heart races even when I sit down,&rdquo; she said. &ldquo;I never thought something so small could turn into a prison sentence without walls.&rdquo;
Social Media Uproar and Plea for Help
As her videos and posts began circulating widely online, the story struck a chord with thousands of Malaysians. Many expressed outrage that such a minor incident could spiral into financial devastation with little recourse for the individual involved.
In one of her most moving messages, Law asked: &ldquo;If it were you &mdash; if you were wrongly accused and blacklisted, what would you do? How would you fight it?&rdquo;
Despite the surge of public support, Law says her attempts to seek assistance from the authorities &mdash; including the police, elected officials, and consumer protection bodies &mdash; were met with silence or polite indifference.
&ldquo;I&rsquo;m not famous, not powerful, not from a rich family. I just want the right to live with dignity and have my name cleared.&rdquo;
Here&rsquo;s some comments from netizens about the issue:
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Dorg kata bigpay ni ada mslah sikit sbb tu mlas kalau guna kat luar ngara baik guna touchngo atau Wise senang bigpay nub dah skrg susahkan org
&mdash; Rusydiraz 🇲🇾🇵🇸 (@Rusydi_RL) <a href="https://twitter.com/Rusydi_RL/status/1937673961799651605?ref_src=twsrc%5Etfw">June 25, 2025</a></blockquote>

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Wise pun tak safe ye kawan2. Just had multiple transaction from oversea and Wise punya jawapan, suruh aku investigate sendiri
&mdash; Love A-Ki (@LoveAshioki) <a href="https://twitter.com/LoveAshioki/status/1937691081573040403?ref_src=twsrc%5Etfw">June 25, 2025</a></blockquote>

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The real problem is how the banking system can destroy you so easily. Once flagged, banks just say &lsquo;ini polisi kami&rsquo; and deny you loans, credit cards, everything &mdash; yet LHDN still demands tax. If banks can legally refuse us, why can&rsquo;t we legally refuse them too?
&mdash; Ba (@thekidinthetown) <a href="https://twitter.com/thekidinthetown/status/1937687403113906240?ref_src=twsrc%5Etfw">June 25, 2025</a></blockquote>

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Kawan aku pun kena mule account. Dia kata joined cimb contest yang transfer/qr hadiah dia sekian2. Then tiba2 account kena block tinggal 1 bank je boleh guna (bank rakyat). Turun naik balai polis &amp; bank takde penyelesaian
&mdash; The Pinipinas (@fifinaaa_) <a href="https://twitter.com/fifinaaa_/status/1937690421892907047?ref_src=twsrc%5Etfw">June 25, 2025</a></blockquote>

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bigpay memang problem, last 2 months account aku ada unauthorized transaction , RM200 gak habis.
&mdash; Daniels (@danielsepon) <a href="https://twitter.com/danielsepon/status/1937680260960841729?ref_src=twsrc%5Etfw">June 25, 2025</a></blockquote>

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The System Behind the Misfire
<img src="https://r2.myc.my/320e83abafa0f5465d896d7fee82d36856971f7b598b71f085cc4a883f522355" />
Financial analysts have since weighed in on the case, noting that Malaysia&rsquo;s banking system and e-wallet providers have significantly ramped up their use of artificial intelligence (AI) and automated fraud detection algorithms. These systems are designed to flag unusual transactions, especially those that cross borders or appear out of character for a user.
Unfortunately, these automated flags can also result in false positives, which can have devastating consequences for innocent users like Law. Once a person is marked as suspicious by one institution, that information is often shared across the financial ecosystem through compliance networks &mdash; leading other banks to adopt precautionary actions without conducting independent investigations.
&ldquo;These systems are great at catching bad actors,&rdquo; said one cybersecurity expert, &ldquo;but they&rsquo;re not always good at admitting when they got it wrong. And because the regulations are so strict, reversing those decisions can be incredibly bureaucratic.&rdquo;
A Cautionary Tale for All E-Wallet Users
Michelle Law&rsquo;s case is a sobering reminder of the hidden risks of modern digital finance &mdash; particularly the challenges that arise when automated systems make errors and there&rsquo;s little human oversight or accountability.
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Now, with her story making headlines and support growing online, Law says she has finally heard again from BigPay, who promised to take the issue seriously and help provide the clearance she needs. Still, she remains cautious.
&ldquo;I&rsquo;ll believe it when I see it in writing,&rdquo; she said. &ldquo;I don&rsquo;t want apologies. I want proof that I am innocent.&rdquo;
A Fight for Dignity and Justice
At its core, Michelle Law&rsquo;s story is not just about a refund error or a tech mishap &mdash; it is about what happens when ordinary people are left defenceless in the face of automated systems and faceless policies.
Her final plea to the public was simple:
&ldquo;Please share this. Maybe someone, a lawyer, journalist, or someone in power, can help. I don&rsquo;t want revenge. I just want to live like everyone else, without fear, without shame.&rdquo;
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*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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A minor refund that turned into a financial nightmare due to AI systems. 

b0a75566e356a619cfae8e019b5144197150141b255ebcbebfdf6d6e59c7eea4

RM10 Refund Error Destroys M’sian Woman’s Financial Life, Sparks Public Outcry

d9d56c8e5c29847e2917983575418651c94c72608ef9e914a6542c4a698d7349

Scentify

e891e864574960ae21e3a00f338f06377dd53af0baffdac1786ad4ed7dad7721

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Rohto

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Korean-American rapper and singer Jessi is preparing for a long-awaited return to the music scene, nearly eight months after retreating from public life following a high-profile controversy. The final months of 2024 proved to be deeply challenging for the soloist, whose real name is Ho Hyun-joo. The artist found herself at the centre of backlash surrounding a violent incident involving a fan during a night out in Seoul&rsquo;s trendy Apgujeong district.
According to initial reports, a young fan had approached Jessi to request a photo, only to be allegedly assaulted by an acquaintance of the star. At the time, Jessi was accused of inaction and leaving the scene without helping the victim. The public outcry was swift and harsh, especially on social media, where the rapper&rsquo;s name trended for days.
However, extended CCTV footage released later painted a more nuanced picture&mdash;showing that Jessi had, in fact, attempted to intervene before stepping away once the situation had calmed. This prompted a reassessment of the incident by some, though the reputational damage had largely already been done.
Legal Scrutiny and Fallout with Her Label
&nbsp;<img src="https://r2.myc.my/0f634682faa76802b1e0f0b03dd809fdff0634db74433d55a6454677c67456f5" />
In the weeks that followed, Jessi was summoned to the Seoul Gangnam Police Precinct as part of an official investigation. She was reportedly questioned on allegations of intimidation and aiding a suspect, as her acquaintance was accused of being directly involved in the fan assault. Jessi maintained that she did not know the assailant personally, although conflicting reports suggested she may have been previously acquainted with at least one individual in the group.
Eventually, the police dropped the case due to insufficient evidence, and she was formally cleared of wrongdoing. Nonetheless, the controversy took a toll on her career. Her label at the time, DOD Entertainment, terminated their exclusive contract with her, and Jessi subsequently withdrew from public appearances and domestic promotions. Despite issuing a public apology&mdash;where she expressed a wish to "go back to that time" and act differently&mdash;public sentiment in Korea remained largely negative. With her reputation bruised, Jessi opted to focus on overseas activities instead.
A Surprise Teaser Revealed
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@itsjessibaby/video/7519126730783640840" data-video-id="7519126730783640840">
<section><a title="@itsjessibaby" href="https://www.tiktok.com/@itsjessibaby?refer=embed" target="_blank" rel="noopener">@itsjessibaby</a> Go tell a friend we back outside!!! <a title="newsflash" href="https://www.tiktok.com/tag/newsflash?refer=embed" target="_blank" rel="noopener">#newsflash</a> <a title="jessi" href="https://www.tiktok.com/tag/jessi?refer=embed" target="_blank" rel="noopener">#jessi</a> <a title="제시" href="https://www.tiktok.com/tag/%EC%A0%9C%EC%8B%9C?refer=embed" target="_blank" rel="noopener">#제시</a> <a title="♬ original sound - Jessi" href="https://www.tiktok.com/music/original-sound-Jessi-7519126755199306513?refer=embed" target="_blank" rel="noopener">♬ original sound - Jessi</a></section>
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On 23 June 2025, Jessi made a dramatic return to the spotlight by uploading a teaser video on Instagram, YouTube, and other official channels. The teaser, styled in a retro broadcast format, shows an old-school television with a red banner reading &ldquo;NEWSFLASH,&rdquo; alongside the text &ldquo;JESSI 2025.06.27.&rdquo; The short clip features a bold melody, which fans speculate hints at a throwback or retro concept for her upcoming release.
While it&rsquo;s unclear if &ldquo;NEWSFLASH&rdquo; is the title of her comeback single or just part of a broader campaign, one thing is certain&mdash;Jessi is back. In her post, she thanked her fans, affectionately known as &ldquo;Jebbies,&rdquo; for their unwavering support. &ldquo;Thank you, and I appreciate you so much, Jebbies! I wouldn&rsquo;t be here without your support. Ya&rsquo;ll are so fckin special to me and you know that!! 😭😭 teaser drops Wednesday at 9pm KST!! We back outside baby!!! ❤️❤️ LOVE YA&rsquo;LL,&rdquo; she wrote.
She clarified that the teaser date, 27 June, marks the release of the teaser itself&mdash;not the full single&mdash;though fans are already speculating about when the complete track and music video might drop.
Fan Reactions: &ldquo;The Queen Is Back&rdquo;
The response online has been overwhelmingly enthusiastic, particularly from international fans who have stood by Jessi throughout the controversy. Comments such as &ldquo;The queen is back,&rdquo; &ldquo;We missed you so much,&rdquo; and &ldquo;It&rsquo;s been too long!&rdquo; flooded her Instagram and YouTube pages. For many, the teaser marks a symbolic return of a beloved artist whose unapologetic attitude and honest lyrics set her apart in the often tightly controlled K-pop world.
Still, others have expressed cautious optimism, wondering if her comeback will be met with a different reception in South Korea compared to international markets, where fan support for Jessi has remained relatively strong.
Here&rsquo;s some of the comments:
<img src="https://r2.myc.my/809c77cb35d7d83fa9d05def914994e9968b4ff7364356a459fefdfbc189ecfe" />
A Return with Something to Prove
<img src="https://r2.myc.my/490e6b462b23087c53b42b5794229d085f6088b1e354d0c6bbdee4b0fec948ed" />
This comeback signals more than just new music&mdash;it represents Jessi reclaiming control of her narrative. Despite the police dropping the charges and her attempts to explain the misunderstanding, her experience highlights the fragility of public image in the K-pop industry. Scandals, even those based on incomplete or misleading information, can derail careers in a matter of hours.
Jessi&rsquo;s story is a reminder of the double standards and intense scrutiny faced by women in the entertainment industry, especially those who are outspoken or break conventional moulds. Known for her fearless personality and powerful performances, Jessi has always pushed boundaries. Her return to the stage&mdash;after what many would consider a career-threatening ordeal&mdash;may be her boldest move yet.
What&rsquo;s Next?
With the teaser now live and a full release on the horizon, attention turns to what Jessi&rsquo;s new music will sound like&mdash;and how the public will respond. Will the retro visuals hint at a disco-inspired sound? Or will Jessi return to her hip-hop roots with lyrics addressing her recent struggles?
Regardless of the musical direction, one thing is clear: Jessi is stepping back into the spotlight on her own terms. Whether this comeback marks a full return to form or just a single release remains to be seen, but her reappearance is already shaping up to be one of the most talked-about moments in K-pop this year.
Stay tuned for the official teaser release on 27 June, with more details on the single expected to follow soon.
In the meantime, you can listen to her music below:
<iframe style="border-radius: 12px;" src="https://open.spotify.com/embed/artist/64k5e9kV9MdukXjFrR5R37?utm_source=generator" width="100%" height="352" frameborder="0" allowfullscreen="allowfullscreen" loading="lazy"></iframe>&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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The silence is over — the queen of modern Korean hip hop is back!

09372eb354f4ab8c425dfeadb6ee7f13a46bc0b7e080293bc82fad2a1216e9ef

Jessi Returns To Music: Teases Comeback With “NEWSFLASH” After Months-Long Hiatus And Controversy

In a dramatic conclusion to one of Malaysia&rsquo;s most high-profile political court cases in recent years, former Youth and Sports Minister Syed Saddiq Syed Abdul Rahman has been fully acquitted of all corruption-related charges by the Court of Appeal. The unanimous decision, delivered by a three-judge panel, reverses the Kuala Lumpur High Court&rsquo;s previous conviction, which had sentenced the Muar MP to seven years in prison, two strokes of the rotan, and a RM10 million fine.
Justice Datuk Ahmad Zaidi Ibrahim, who chaired the panel, announced the decision on 25 June 2025, alongside Justices Datuk Azman Abdullah and Datuk Noorin Badaruddin. Justice Noorin, delivering the court&rsquo;s judgment, emphasised that the original trial had been marred by serious legal and procedural missteps, leading the panel to conclude that Syed Saddiq should never have been convicted in the first place.
Flawed Trial and Misinterpretation of Evidence
<img src="https://r2.myc.my/27f046aa3e7b4c80ad58476b722c74ee1e628d04802acb2c433be0cbd3c44c2a" />
Justice Noorin explained that the trial judge had erred significantly in assessing the evidence presented by both the prosecution and the defence. In particular, she stated that the judge failed to consider key pieces of contradictory evidence and had accepted witness testimony that may have been made under duress from the Malaysian Anti-Corruption Commission (MACC).
&ldquo;The learned trial judge did not fairly evaluate the defence and wrongly treated it as a mere denial,&rdquo; she said. &ldquo;There was no element of dishonesty when Syed Saddiq instructed his staff to withdraw party funds, as he was legally entitled to do so at the time.&rdquo;
The court ruled that the prosecution had failed to prove the core elements of the offences, particularly the intent required for criminal breach of trust (CBT), misappropriation, and money laundering. According to the judgment, the failure to properly direct the trial and the misinterpretation of legal standards warranted full appellate intervention.
The Charges and What They Meant
Syed Saddiq, 32, had been convicted in 2023 on four charges:
<ul>
<li>Abetting criminal breach of trust involving RM1 million from Bersatu Youth (ARMADA) funds;</li>
<li>Dishonestly misusing RM120,000 from a company linked to ARMADA, allegedly for personal use;</li>
<li>Two counts of money laundering, involving RM50,000 each, transferred into his Amanah Saham Bumiputera account.</li>
</ul>
The High Court had ordered the sentences for CBT and misappropriation to run consecutively, meaning he faced seven years in jail. The money laundering convictions would have added an additional two years, running concurrently. Syed Saddiq&rsquo;s sentence also included two strokes of the rotan and a RM10 million fine. The sentence had been stayed pending the appeal.
Emotional Reactions in the Courtroom
&nbsp;<img src="https://r2.myc.my/cdd02d6ed53eaeba4e11ad74023588190db62a193c79db105cdfc8cf2a57256e" />
The former minister&rsquo;s reaction to the acquittal was visibly emotional. Dressed in a black suit and tie, Syed Saddiq nodded silently and wiped away tears as the judgment was read. Once the verdict was delivered, he embraced his mother and father, Syed Abdul Rahman Abdullah Al-Sagoff, before performing sujud syukur &mdash; a prostration of gratitude &mdash; on the steps of the courtroom.
Present during the hearing was actress and singer Bella Astillah, a close friend of the family, who was seen seated with his relatives, wearing a floral blue baju kurung.
Legal Teams and Courtroom Proceedings
Syed Saddiq was represented by a formidable defence team comprising Datuk Mohd Yusof Zainal Abiden and Datuk Hisyam Teh Poh Teik, while Deputy Public Prosecutors Datuk Wan Shaharuddin Wan Ladin and Farah Ezlin Yusop Khan led the prosecution.
The court has since ordered that his passport and bail money be returned. The Attorney General&rsquo;s Chambers has not yet confirmed whether it will seek to appeal the decision to the Federal Court.
Looking Forward: Redemption or Return?
For now, Syed Saddiq walks free with his name cleared and reputation restored. While it remains to be seen whether he will return to frontline politics or take time to regroup, his acquittal could open the door for a political comeback &mdash; especially among younger voters and reformists who had once seen him as a symbol of a new generation of leadership.
Whether this legal victory marks the end of his troubles or the beginning of a renewed political chapter, one thing is clear: the court&rsquo;s decision has not only vindicated Syed Saddiq, but also reignited discussions around prosecutorial fairness, judicial independence, and the fine line between politics and justice in Malaysia.
What are your thoughts on this? Let us know in the comments.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Judges find serious misdirection in original trial as former Muar MP walks free after four-year legal battle.

b478e11bfd70a80f56e1a0bc2199b68f7b3fefac1397398aede7a8c6148b4eb6

Syed Saddiq Acquitted: Court Of Appeal Clears Former Minister Of All Corruption Charges

Prime Minister Datuk Seri Anwar Ibrahim has called for restraint and compassion following a highly charged student protest at Universiti Malaysia Sabah (UMS), where a caricature of his face was burned during an anti-corruption rally. In a move widely seen as an effort to preserve democratic space and uphold academic freedom, Anwar directed both the Ministry of Higher Education (KPT) and UMS to refrain from taking disciplinary action against the students involved.
<img src="https://r2.myc.my/a2833ed72e7c29e3eea413dd617960c70d5084c1067e5c0d2f5f655ade904d50" />
The directive was relayed by his senior press secretary, Tunku Nashrul Abaidah, during the Prime Minister&rsquo;s daily briefing, emphasising that the future of young Malaysians should not be sacrificed simply for expressing dissenting views.
&ldquo;In line with the MADANI values of compassion and inclusion, the Prime Minister has asked that no student&rsquo;s academic journey be hindered. A difference of opinion must not come at the cost of one&rsquo;s education,&rdquo; said Tunku Nashrul.
The statement also acknowledged the symbolic weight of the protest, noting that the burning of Anwar&rsquo;s caricature was a stark reminder of the rakyat&rsquo;s enduring hope for stronger anti-corruption efforts, especially in Sabah.
Burning of PM&rsquo;s Caricature Sparks National Controversy
&nbsp;<img src="https://r2.myc.my/0e8b7d3267015964b6ac6f52f66c360b01a8831e0cb0170b87ece2a5f0c740db" />
The Gempur Rasuah 2.0 rally, held on 21 June at Lintasan Deasoka, Kota Kinabalu, was organised by UMS student group Suara Mahasiswa. The protest, which reportedly attracted around 100 participants, lasted for 22 hours and aimed to draw attention to alleged corruption in Sabah, along with ongoing issues affecting students, including a water supply crisis on the UMS campus.
However, the act that made headlines was when two students set fire to a large placard bearing Anwar&rsquo;s caricature and the words: &ldquo;MADANI: Protector of Sabah corruption.&rdquo; The imagery and bold message sparked both condemnation and debate.
One of the organisers, final-year student Fadhil Kasim, later took responsibility for the act on social media, defending it as a symbolic gesture rooted in historical student activism.
Activism Echoes Anwar&rsquo;s Reformist Roots
<blockquote class="twitter-tweet">
Saya bakar muka Anwar di Sabah sebab saya contohi Anwar bakar buku Tunku Abdul Rahman. THREAD <a href="https://t.co/b5telQ4tf7">pic.twitter.com/b5telQ4tf7</a>
&mdash; Fadhil #GempurRasuahSabah (@fxdhilss) <a href="https://twitter.com/fxdhilss/status/1937087086684934415?ref_src=twsrc%5Etfw">June 23, 2025</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

In his statement, Fadhil invoked the legacy of Anwar Ibrahim himself &mdash; who, as a student leader in the 1970s, led similar acts of protest. He pointed to Anwar&rsquo;s involvement in burning a copy of 13 Mei, a book by Malaysia&rsquo;s first prime minister Tunku Abdul Rahman, during a student demonstration over perceived injustices.
&ldquo;We were inspired by Anwar&rsquo;s own activism. Just as he once burned a book he believed undermined the truth, we burned his caricature to highlight betrayal and hypocrisy,&rdquo; Fadhil wrote. &ldquo;I&rsquo;d like to think Anwar, upon seeing the video, would be reminded of who he once was.&rdquo;
He also added that the outrage from Anwar's loyalists &mdash; including youth groups such as ABIM and AMK &mdash; missed the point, as they were more concerned with optics and reverence than the actual issues being raised.
UMS: Burning Was &lsquo;Immature and Uncivilised&rsquo;
<img src="https://r2.myc.my/20fa4b5635fd9e32fd269f0493a4d7a99f64047d1256933c2ee98c6d49886d42" />
UMS, however, has firmly condemned the act. Vice-Chancellor Prof Datuk Dr Kasim Mansor described the incident as &ldquo;uncivilised, immature, and unreflective of the intellectual standards expected of university students.&rdquo;
He confirmed that 13 students had been identified as participants in the protest, and two were directly involved in burning the caricature. The university indicated that disciplinary proceedings were being considered under the Universities and University Colleges Act (AUKU). A committee of academics would be established to review the matter and determine appropriate action, including possible suspension or expulsion.
Despite the criticism, the protest&rsquo;s central message appears to have struck a chord with many Malaysians disillusioned by the slow pace of anti-corruption efforts, particularly in East Malaysia.
Police Investigation Underway
<img src="https://r2.myc.my/5bcaca05881f87bed86310e32ab442fa7c7630502c2b45e83370268f14bb3a2a" />
Separately, Sabah Police Commissioner Datuk Jauteh Dikun confirmed that the protest is under investigation for alleged breaches of the Peaceful Assembly Act 2012, which regulates public demonstrations. He said organisers may have failed to comply with certain procedural requirements.
Reports later surfaced that two student activists were detained in connection with the protest. This further intensified public scrutiny, with some quarters warning that criminalising student dissent could erode public trust in democratic institutions.
Anwar&rsquo;s Balancing Act: Statesman vs. Activist
&nbsp;<img src="https://r2.myc.my/285b87e16e2145aae4536ed66bff5f7071a0c6d1513a57c8a699c35b01788b2c" />
The episode has reignited discussion over Anwar Ibrahim&rsquo;s dual identity as a former student activist turned Prime Minister. His administration, which champions the &ldquo;Malaysia MADANI&rdquo; framework based on values of empathy, inclusivity, and reform, is now being challenged to demonstrate how much room it allows for the very kind of dissent that helped shape Anwar&rsquo;s political journey.
&ldquo;The burning of my caricature reminds us of how deeply the rakyat yearns for corruption to be rooted out,&rdquo; Anwar was quoted as saying. &ldquo;As someone who came from the student reform movement, I understand that even sharp criticism is a vital part of democracy.&rdquo;
His call to protect the students&rsquo; academic futures was met with cautious praise from some civil society groups, though others noted that true reform would also mean ensuring institutions like UMS do not retaliate through backdoor disciplinary action.
While the fallout from the protest continues to unfold, the Prime Minister&rsquo;s move to shield students from academic punishment marks a significant gesture &mdash; one that could set the tone for how future expressions of youth activism are received in Malaysia.
The test now lies in whether institutions like UMS and the police will align with the spirit of Anwar&rsquo;s directive, or whether this moment will become yet another example of rhetoric failing to translate into systemic change.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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PM steps in to protect UMS students from expulsion over protest.

c7672c867730cd8a8c015115cb0e92fe4be4a7fbb6fd5c5ae9a51b726dcf53c2

Anwar Urges Compassion After Students Burn Caricature Of PM During Anti-Corruption Protest In Sabah

Coach is once again proving that retail can be more than just shopping &mdash; it can be an experience. The American luxury fashion house has unveiled a bold redesign of Coach Airways, its one-of-a-kind concept store housed within a repurposed Boeing 747 at Freeport A&rsquo;Famosa Outlet, Melaka. First launched in 2023, the world&rsquo;s first retail store inside an aircraft has now received a striking revamp &mdash; and it&rsquo;s every bit as playful, immersive, and stylish as fans of the brand have come to expect.
A Journey Through Style: Coach Airways' New Look
&nbsp;<img src="https://r2.myc.my/6e44da72da222d1f91919f6b4c76881d746b222e7b1c0fddb9b77af6b0f2a655" />
With a refreshed design concept that draws inspiration from retro-futuristic aesthetics and 1970s space-age travel, Coach Airways offers a shopping experience like no other. As you step aboard, the aircraft&rsquo;s cockpit has been transformed into a sleek, spaceship-like gateway, inviting guests to &ldquo;take off&rdquo; into Coach&rsquo;s world of fashion and imagination.
Inside, expect deep, vibrant hues of orange and red, retro-inspired carpeting, and walls adorned with a monogrammed pattern of miniature Coach Airways logos. These elements blend nostalgia with modern design codes to create a visual spectacle that feels more like an art installation than a retail store.
Adding to the fun is Rexy the T-Rex, Coach&rsquo;s mischievous mascot, who can be found throughout the aircraft &mdash; perched on display counters, peeking out of cockpit screens, or wearing a space helmet as part of the "Rexy's Space Odyssey" display. His presence adds a playful edge that underscores Coach&rsquo;s enduring commitment to self-expression and creativity.
Four Zones, Endless Exploration 
<img src="https://r2.myc.my/7a6bb40664730f807390f8df880336a6407d7e2c4ccd562bd03508b278899ac8" />
The aircraft&rsquo;s interior is cleverly divided into four distinct zones, each designed to offer a different kind of experience &mdash; from immersive displays to curated product showcases. Whether you're here to browse the latest fashion collections, snap photos for your socials, or simply experience something completely out of the ordinary, Coach Airways doesn&rsquo;t disappoint.
Visitors can shop signature Coach pieces, including leather goods, accessories, and ready-to-wear, alongside exclusive Coach Airways merchandise such as limited-edition tote bags and statement T-shirts available only at this Melaka location.
More Than Retail: A Multi-Sensory Experience
&nbsp;<img src="https://r2.myc.my/567b71c2b8313e5ae5bfef154904e13b1cb428ec4bf48340b89399218a3a065b" />
The revamp also includes updates to the aircraft&rsquo;s windows, flooring, and tail fin. Outside, what was once a single oversized logo has now been replaced with a striking pattern of miniature Coach emblems, elevating the store&rsquo;s exterior with a bold, fashion-forward edge.
Inside, the revamped cabin blurs the line between fashion and fantasy. From the ambient lighting and tactile textures to the cinematic displays and carefully crafted zones, Coach Airways redefines what luxury retail can look and feel like &mdash; especially for younger consumers seeking novelty and personal connection.
Designed for the Next Generation
This ambitious redesign is part of Coach&rsquo;s wider strategy to resonate with Gen Z and younger millennials who crave creativity, immersion, and shareable moments. According to Giovanni Zaccariello, Coach&rsquo;s SVP of Global Visual Experience, the relaunch reflects the brand&rsquo;s evolving mission: &ldquo;to deliver fully immersive experiences that resonate with a new generation of consumers looking for novelty and emotional connection.&rdquo;
General Manager of Tapestry SEA &amp; Oceania, Campbell O&rsquo;Shea, echoed that sentiment:
&ldquo;Coach has always looked at delivering immersive experiences that go beyond traditional retail expectations. We&rsquo;ve seen an incredible response to Coach Airways&rsquo; bold shopping experience &mdash; reflecting the spirit of innovation and individuality we share with today&rsquo;s generation.&rdquo;
Putting Melaka on the Map
<img src="https://r2.myc.my/16db9563bf967caaa70db435fb981558558da051cefc7a4f546a9ecc6e20a3f2" />
The launch of Coach Airways in 2023 was more than just a branding feat; it was a tourism milestone for Melaka. The concept earned recognition in the Malaysia Book of Records as the first retail concept store in an aeroplane and was also awarded MATFA&rsquo;s &lsquo;Unique Retail Experience&rsquo; of 2023.
During the original launch, Malacca Chief Minister Ab Rauf Bin Yusoh remarked that the store plays a role in elevating the state&rsquo;s tourism and luxury retail profile.
&ldquo;This launch aligns with the objectives of Visit Melaka 2024&hellip; Beyond shopping, this establishment represents a symbol of luxury and prestige for all Malaysians, especially Malaccans.&rdquo;
Coach&rsquo;s Broader Vision
&nbsp;<img src="https://r2.myc.my/e0ced646220c9379488bff51416ecdc6bd521733bc23c451c0de644357983a86" />
Coach&rsquo;s commitment to connecting fashion with community continues to shine through other immersive spaces like Coach Play at APW Bangsar, Coach Play Ipoh, and The Coach Coffee Shop. Each venue is a testament to the brand&rsquo;s ongoing push for creative storytelling and customer engagement in Malaysia.
Earlier this year, Coach further expanded its cultural footprint with a multiyear partnership with the Women&rsquo;s National Basketball Association (WNBA), becoming its official handbag partner and working with top female athletes to bridge the worlds of fashion and sport.
Plan Your Visit
Coach Airways is open daily from 10:00AM to 10:00PM at Freeport A&rsquo;Famosa Outlet, Melaka. Whether you&rsquo;re a fashion aficionado, a design lover, or a curious traveller, this aircraft-turned-store promises a retail experience that&rsquo;s as Instagrammable as it is unforgettable.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Coach Airways is back — blending modern flair with a bold retro-futuristic twist.

cea2d0c030da1e132ae347a56e1d9cbbe46680aec86f45eac604986cd46922ed

Coach Airways Reimagined: A Bold Fusion of Fashion, Flight and Retro-Futurism Lands In Melaka

Datin Vivy Sofinas Yusof and her husband, Datuk Fadzarudin Shah Anuar &mdash; co-founders of the once-celebrated fashion and e-commerce brands FashionValet and dUCk &mdash; are set to stand trial in 2026 for allegedly misappropriating RM8 million in investment funds. The funds, entrusted to their company by two government-linked investment giants &mdash; Khazanah Nasional Berhad and Permodalan Nasional Berhad (PNB) &mdash; were meant to support and develop local entrepreneurship.
Instead, the high-profile couple is accused of transferring the RM8 million from FashionValet Sdn Bhd into a separate entity they also owned &mdash; 30 Maple Sdn Bhd &mdash; without obtaining approval from FashionValet&rsquo;s board of directors. The alleged financial misconduct is said to have taken place on 21 August 2018 at Public Bank&rsquo;s Bukit Damansara branch in Kuala Lumpur.
Trial Dates Set for 2026
&nbsp;<img src="https://r2.myc.my/2998b13fcc07dfdb9ec3102cef46b0ea483869af7772fb7d0b239f0bc78f119b" />
After months of legal developments, the Kuala Lumpur Sessions Court has now fixed 15 days for the full trial next year. Sessions Court Judge Rosli Ahmad confirmed the following dates:
<ul>
<li>13&ndash;17 April 2026</li>
<li>18&ndash;22 May 2026</li>
<li>8&ndash;12 June 2026</li>
</ul>
The next case mention is scheduled for 27 October 2025, allowing the defence team more time to examine forensic reports and prepare their arguments. According to Deputy Public Prosecutor Datuk Wan Shaharuddin Wan Ladin, the prosecution intends to call 26 witnesses to testify over the course of the trial.
Vivy and Fadzarudin, both aged 37, were not present during the recent case management hearing on 23 June 2025, as their legal counsel had secured an exemption from court attendance. The couple continues to be represented by lawyer M. Athimulan.
Pleading Not Guilty to CBT and Alternative Charge
&nbsp;<img src="https://r2.myc.my/83fe5112de17164183559c4c32ad2eb1dba5d1825a3204a9a725d85a909fac62" />
The charges, first read in court on 5 December 2024, fall under Section 409 of the Penal Code, read in conjunction with Section 34, which pertains to criminal breach of trust (CBT) committed by a public servant or an individual in a position of trust. If found guilty, they face between two and 20 years&rsquo; imprisonment, whipping, and a fine.
Additionally, the couple faces an alternative charge under Section 403, also read with Section 34, for dishonestly misappropriating property belonging to the company. This charge carries a lighter penalty &mdash; a prison term ranging from six months to five years, and may also include caning and a fine upon conviction.
Both Vivy and Fadzarudin have pleaded not guilty to all charges.
Controversy Surrounding Internal Acquisition
&nbsp;<img src="https://r2.myc.my/df0c19d6780d3d09d405ee5020129c242c96544236ab9f61dc1bc7bf22579f1a" />
The case has drawn significant public and media attention not only because of the accused&rsquo;s celebrity status, but also due to the complex financial transactions under scrutiny. In 2018, the same year Khazanah and PNB invested RM47 million into FashionValet, the company acquired 30 Maple Sdn Bhd &mdash; a firm wholly owned by Vivy and Fadzarudin &mdash; for a reported RM95 million.
The acquisition was made through the issuance of 851,686 new ordinary shares in FashionValet. According to filings with the Companies Commission of Malaysia (SSM), the internal valuation placed the value of the dUCk brand at RM68.8 million, with an additional RM21 million assigned as goodwill.
Although 30 Maple had posted profits of RM8.5 million in 2017 and RM7.7 million in 2018 &mdash; along with a RM10 million dividend payout &mdash; the timing and structure of the RM95 million acquisition deal sparked scepticism.
Critics argue that the founders effectively channelled public investment funds back into their personal company, raising ethical concerns over whether such internal transactions should have received greater scrutiny, especially given the involvement of taxpayer-linked capital.
From Digital Darlings to Legal Defendants
&nbsp;<img src="https://r2.myc.my/940a38318db14b9e054ead40300b4e4ce51d51df047aa86278aed03428db76eb" />
Vivy Yusof and Fadzarudin were once hailed as digital economy success stories, with FashionValet positioned as one of Malaysia&rsquo;s premier fashion e-commerce platforms. Through savvy branding and strong social media influence, Vivy in particular emerged as a role model for young entrepreneurs and Muslim fashion enthusiasts, with the dUCk brand gaining international recognition.
However, the collapse of FashionValet in 2023, after over a decade of operation, marked the beginning of a turning point for the couple&rsquo;s public image. The platform&rsquo;s sudden shutdown &mdash; despite years of funding and partnerships &mdash; led to renewed scrutiny over the company&rsquo;s financial management and use of public funds.
Public Trust and Accountability Under the Microscope
This upcoming trial represents more than just a legal battle for two prominent entrepreneurs. It also raises broader questions about transparency, governance, and accountability within the ecosystem of public-private investment partnerships in Malaysia.
As public interest in the case continues to grow, observers are hoping the legal proceedings will provide greater clarity on how such high-value investments are monitored &mdash; and whether protections are sufficient to prevent conflicts of interest.
With 2026 fast approaching, the fashion world, business community, and general public will be watching closely to see whether justice will be served &mdash; and what it might mean for the future of government-linked entrepreneurship initiatives.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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High-profile fashion duo accused of criminal breach of trust after funds from Khazanah and PNB was allegedly transferred to their privately owned company.

99e6d79f76df3bb7b3f2218e848540aa94a90d0f88ea1684c88e755235f2531c

Vivy Yusof & Husband To Face Trial Over Alleged Misappropriation Of RM8 Million In Public Funds

Starting 1 July 2025, electricity consumers in Peninsular Malaysia will experience a major transformation in how their electricity usage is billed. Tenaga Nasional Berhad (TNB), guided by the Energy Commission (Suruhanjaya Tenaga or ST), is rolling out a restructured electricity tariff framework that prioritises transparency, fairness, and closer reflection of actual market dynamics.
&nbsp;
A New Era of Clarity and Efficiency
&nbsp;
Under Regulatory Period 4 (RP4) of the Incentive-Based Regulation (IBR), the revamped tariff structure reflects the true cost of delivering electricity&mdash;from generation to distribution&mdash;while promoting responsible energy usage. This shift impacts more than 23.6 million domestic electricity users in Peninsular Malaysia.
Rather than relying on traditional tiered or block-based pricing, the new structure breaks down your bill into five main components:
<ul>
<li>Energy Charge: Cost of generating electricity.</li>
<li>Automatic Fuel Adjustment (AFA): Adjusted monthly based on global fuel prices and foreign exchange fluctuations.</li>
<li>Capacity Charge: Costs related to standby power generation.</li>
<li>Network Charge: Infrastructure, transmission, and distribution costs.</li>
<li>Retail Charge: Administrative cost of RM10/month (waived for usage below 600kWh).</li>
</ul>
&nbsp;
Tariff Categories Simplified
Previously, users were classified by customer activity type (commercial, industrial, etc.). Now, the categories are streamlined based on connection voltage level:
<ul>
<li>Domestic (households)</li>
<li>Non-Domestic:</li>
<ul>
<li>Low Voltage</li>
<li>Medium Voltage</li>
<li>High Voltage</li>
</ul>
</ul>
This simplification is intended to improve user understanding of tariffs and ensure consistency in pricing.
&nbsp;
Time of Use (ToU): Now Open to Households
&nbsp;
A major highlight of this restructuring is the introduction of the Time of Use (ToU) pricing scheme to domestic users for the first time. Previously limited to commercial and industrial sectors, ToU now allows households and small businesses with Smart Meters to enjoy dynamic pricing based on when they consume electricity.
ToU Time Bands:
<ul>
<li>Weekdays (Monday&ndash;Friday):</li>
<ul>
<li>Peak Hours: 2:00 PM &ndash; 10:00 PM</li>
<li>Off-Peak Hours: 10:00 PM &ndash; 2:00 PM (next day)</li>
</ul>
<li>Weekends (Saturday &amp; Sunday):</li>
<ul>
<li>Off-Peak All Day</li>
</ul>
</ul>
ToU Rates:
<ul>
<li>Usage &le; 1,500 kWh/month:</li>
<ul>
<li>Peak: 28.52 sen/kWh</li>
<li>Off-peak: 24.43 sen/kWh</li>
</ul>
<li>Usage &gt; 1,500 kWh/month:</li>
<ul>
<li>Peak: 38.52 sen/kWh</li>
<li>Off-peak: 34.43 sen/kWh</li>
</ul>
</ul>
Compared to the standard flat rates (27.03 sen/kWh and 37.03 sen/kWh respectively), ToU off-peak usage offers savings of 2.6 sen/kWh.
&nbsp;
Who Can Opt In and How?
&nbsp;
&nbsp;
The ToU scheme is optional and available only to users with:
<ul>
<li>A Smart Meter</li>
<li>A Current Transformer (CT) Meter, or</li>
<li>A Remote Meter Reading (RMR) Meter</li>
</ul>
To apply, visit your nearest Kedai Tenaga or check your eligibility via the myTNB app. The switch is not automatic and must be requested manually.
&nbsp;
Understanding the New Bill Layout
Your monthly electricity bill will now be more detailed and transparent, showing:
<ul>
<li>Energy charge per kWh</li>
<li>Monthly AFA adjustment (rebate or surcharge)</li>
<li>Capacity and network charges</li>
<li>RM10 retail charge (waived under 600kWh)</li>
<li>Incentives for efficient energy use</li>
<li>Any applicable taxes and government rebates</li>
</ul>
For example, a household using 800kWh/month would pay an estimated average of 44.5 sen/kWh under the new structure, excluding taxes and AFA&mdash;a marginal improvement from the old tiered system.
&nbsp;
Tools and Strategies for Cost Savings
TNB is also launching an updated bill calculator (available from 23 June 2025) to help users estimate their bills under the new rates. In the meantime, here are some tips:
<ul>
<li>Shift high-energy activities like laundry, water heating, and EV charging to off-peak hours</li>
<li>Monitor usage via the myTNB app</li>
<li>Keep monthly usage below 600kWh to waive the RM10 charge</li>
<li>Consider investing in a solar PV system for long-term cost reduction</li>
</ul>
&nbsp;
Rebates and Protection for Vulnerable Groups
To ensure inclusivity, rebates and discounts remain in place for targeted communities:
<ul>
<li>RM40/month rebate for hardcore poor (under e-Kasih)</li>
<li>10% discount for:</li>
<ul>
<li>Places of worship</li>
<li>Registered welfare organisations (e.g. orphanages, homes for the elderly or disabled)</li>
<li>Government or partially government-funded institutions</li>
</ul>
</ul>
So, Will Your Electricity Bill Rise or Fall?
According to TNB, most households&mdash;particularly those consuming 900kWh/month or less&mdash;are not expected to see significant increases. In fact, many could benefit from small reductions. However, the final cost may vary based on the AFA adjustment, which is tied to global fuel market trends.
Ultimately, this new tariff structure aims to empower consumers to take control of their electricity use. With greater clarity, flexibility, and tools like ToU pricing and smart metering, Malaysians are better positioned to manage their bills and support national energy efficiency goals.
For more information or to use the bill calculator, visit: <a href="http://www.mytnb.com.my/tariff">www.mytnb.com.my/tariff</a>&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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With new rates kicking in from July 2025, Malaysians might finally see some savings on their electricity bills.

a001d506f1802743a6d9a0a93401e558544b3c0f1763b3747cbbd9c335e0628e

Malaysia’s Electricity Tariff Restructuring 2025: What You Need To Know

Apple is facing a proposed class action lawsuit in the United States after a woman claimed she lost US$80,000 (~RM340,000) through a cryptocurrency scam app downloaded directly from the official Apple App Store.
The lawsuit was filed in California by Danyell Shin, who alleges that the app in question&mdash;Swiftcrypt&mdash;was part of a sophisticated fraud scheme commonly referred to as "pig butchering". The method involves gradually gaining a victim&rsquo;s trust before coaxing them into investing larger sums of money. Once enough funds are deposited, the perpetrators vanish&mdash;locking users out of their accounts and disappearing with the cash.
The Swiftcrypt Scam: Trust Betrayed
&nbsp;<img src="https://r2.myc.my/8345d3639b4aec5d8866154452c2bcf5c7358407b2fc7b23e36a41ceaaa6a454" />
Shin reportedly discovered Swiftcrypt in late 2023 or early 2024 through an online investment group. Convinced of its legitimacy&mdash;partly due to its availability on Apple&rsquo;s App Store&mdash;she downloaded the app and began investing, believing she was seeing returns. After following instructions provided within the app, she made successive deposits totalling $80,000. Then, suddenly, her access was revoked and the funds were gone.
In her lawsuit, Shin claims she reasonably relied on Apple&rsquo;s widely publicised assurances that all App Store apps undergo rigorous security screening. By hosting Swiftcrypt, she argues, Apple misled users into believing the app was trustworthy and safe to use.
Apple&rsquo;s &lsquo;Walled Garden&rsquo; Under Scrutiny
&nbsp;<img src="https://r2.myc.my/eb474ae66c57d2e6677a9126d8c7f16e579048cb2d1be48bf6711329c6bbfddc" />
For years, Apple has defended its exclusive App Store ecosystem as a secure and carefully curated platform. From the late Steve Jobs to current executives like Craig Federighi, the tech giant has consistently portrayed the App Store as a bulwark against cybercriminals. Apple often highlights its app review process and routinely markets the App Store as &ldquo;safe&rdquo; and &ldquo;trusted.&rdquo;
Shin&rsquo;s lawsuit challenges those claims. It accuses Apple of misrepresentation and failing in its duty to protect users by allowing a scam app to slip through its vetting process. It also points to the company&rsquo;s monopoly over app distribution on iOS devices as a contributing factor in fostering false confidence among consumers.
&ldquo;Apple has structured its ecosystem so that customers rely on Apple for the perceived safety and reliability of the App Store,&rdquo; the lawsuit argues.
Legal Claims and Broader Implications
&nbsp;<img src="https://r2.myc.my/53f54c80ef9f82e11c3207583554d343e13fbad6dbb2a53873e709dc589e8e86" />
The legal action seeks damages for violations of California&rsquo;s consumer protection and competition laws. It also alleges that Shin &ldquo;overpaid&rdquo; for her iPhone, under the premise that part of the phone&rsquo;s value lies in its supposedly secure App Store.
Beyond individual compensation, the suit calls for corrective advertising to clarify the real security limitations of Apple&rsquo;s platform.
The case has yet to be certified as a class action, which would require the court to determine if there are enough similarly affected individuals to proceed collectively. So far, no other victims from Shin&rsquo;s investment group have publicly joined the case.
A Pattern of Legal Firestorms
&nbsp;<img src="https://r2.myc.my/3040a6e38954e82fd1f55bc3cdd5b4cd22a18eadf7b25a6f33eb9397b1ce4fa7" />
This isn&rsquo;t the first time Apple&rsquo;s App Store practices have faced legal challenges. Most notably, the Epic Games v Apple case accused the company of anti-competitive behaviour by mandating the use of its own in-app purchase system, from which Apple takes a 30% commission. Apple largely emerged unscathed from that lawsuit, but it sparked widespread debate about digital marketplaces and monopolistic control.
In the UK, Apple is also facing a separate &pound;1.5 billion (approximately US$2 billion) anti-trust class action trial over similar allegations relating to its App Store policies.
Victim Blaming or Corporate Responsibility?
Some commentators have suggested that Shin shares some responsibility for her losses, noting that Swiftcrypt lacked substantial online presence or regulatory credentials. Critics argue that a basic search might have raised red flags&mdash;highlighting the barebones website and absence of legitimate reviews. Others point to the broader difficulty consumers face in distinguishing genuine apps from scams, especially within a platform marketed as safe by design.
Even so, many agree that the issue highlights the growing sophistication of fraud and the limits of current app review systems&mdash;even those managed by tech titans like Apple.
Apple Yet to Respond
As of now, Apple has not issued any formal response to the lawsuit. The Swiftcrypt app has since been removed from the App Store, and its official website has been taken down. There is no indication whether the company will attempt to settle or fight the lawsuit in court.
Meanwhile, the case underscores growing global scrutiny of major tech companies and the platforms they control. With third-party app stores now emerging in the EU under new regulations such as the Digital Markets Act (DMA), Apple&rsquo;s future grip on app distribution may weaken&mdash;but with it, possibly the consistency of app safety as well.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Swiftcrypt scam sparks lawsuit — is the App Store as safe as Apple claims?

77a7d90a23b32e6167d11a9a4c60444bf74ba7c7d92c76af9a5de9d81caed35b

Apple Sued Over Crypto Scam: Woman Loses $80,000 After Downloading Fraudulent App From App Store

With luxury lifestyles, travel vlogs, and sponsored unboxings dominating social media feeds, it&rsquo;s no wonder that many Malaysian youth are increasingly drawn to the idea of becoming full-time content creators. The appeal of turning hobbies into income&mdash;and the hope of achieving viral success&mdash;has even led some to consider abandoning formal education or traditional career paths.
But behind the glamour lies a far more complex reality. Popular culinary content creator Che Nom, known for her meticulously crafted cooking videos and trusted recipes, has taken to social media to deliver a stark and sobering message for those romanticising the creator lifestyle.
&ldquo;It Looks Fun, But There&rsquo;s More Than Meets the Eye&rdquo; 
&nbsp;<img src="https://r2.myc.my/72c1a49549bc884e9ba8faaf45b15dbaad0400ac6005020be1b112871e52c413" />
In a widely shared <a href="https://www.facebook.com/resepichenom/posts/pfbid02FqcPj8oopnjHuRwSzYLPJdx48SeChuraK7nnPBXcL6QLrj8oKyM4yS8oRH231kTjl">Facebook post</a>, Che Nom opened up about the realities of running a content creation business, especially within the highly competitive culinary niche.
&ldquo;Many DM me saying they love cooking and want to start making food videos because they enjoy watching mine,&rdquo; she wrote. &ldquo;But what people often don&rsquo;t realise is that behind every short video is an enormous amount of effort, planning, and financial cost.&rdquo;
According to Che Nom, passion alone is not enough to survive&mdash;let alone succeed&mdash;in the fast-evolving digital content landscape. From high-quality video production and scripting to sound, lighting, recipe development and editing, each video involves multiple layers of labour and expertise.
Revenue vs. Reality: Why Views Don&rsquo;t Always Pay
&nbsp;<img src="https://r2.myc.my/5f3e2939c597efcaf5ecb824c6db6fc347b2d7182335beed1b49bafb4fdeda1c" />
In what may come as a surprise to many, Che Nom revealed just how little ad revenue can be generated from a seemingly successful video. She pointed to a recent reel on Kek Lapis Sarawak, which received over 56,000 views, yet earned her only RM415.40&mdash;and that, she clarified, was more than a month after it was uploaded.
Even more revealing was the financial breakdown of her monthly production costs, which typically fall between RM12,000 and RM16,000 for just 5 to 6 videos:
<ul>
<li>Videographer: RM2,500&ndash;RM3,500</li>
<li>Editor: RM2,500&ndash;RM3,000</li>
<li>Kitchen assistant: RM2,000&ndash;RM2,500</li>
<li>Premium ingredients &amp; repeated recipe testing</li>
<li>Electric usage for ovens (often for hours)</li>
<li>Utilities, props, equipment, and editing software</li>
</ul>
&ldquo;For those just starting out&mdash;if your monthly views don&rsquo;t even hit 300,000, your ad revenue likely won&rsquo;t exceed RM2,500,&rdquo; she said. &ldquo;That&rsquo;s not enough to cover basic costs, let alone make a living.&rdquo;
Seasoned Creators Are Struggling Too
&nbsp;<img src="https://r2.myc.my/42cf9284992b868217e00e1279e8c8a8164818dccdff52c33a4447120303d447" />
Che Nom didn&rsquo;t only speak from the perspective of a newcomer. She made it clear that even experienced content creators are now facing growing difficulties. As audience habits shift toward shorter formats like TikTok, YouTube viewership is declining for many, particularly on older videos that once generated passive income.
&ldquo;Many long-time creators are struggling now,&rdquo; she explained. &ldquo;RPMs (revenue per thousand views) are dropping, and it&rsquo;s getting harder for new videos to perform well. Passive income from older uploads is dwindling, and viewers have become far more selective.&rdquo;
In this environment, low-quality videos simply won&rsquo;t survive. Poor visuals, unclear audio, or lacklustre storytelling will quickly drive users to swipe away.
Burnout and Budget Pressure: The Emotional Toll
One major misconception Che Nom addressed is the belief that having a team lightens the load. &ldquo;That&rsquo;s only half true,&rdquo; she said. &ldquo;Yes, a team helps with production, but it also adds to monthly costs. If you go solo, you face burnout. If you hire help, you face higher expenses. Either way, it&rsquo;s tough.&rdquo;
The pressure to consistently produce high-performing content&mdash;combined with rising operational costs and unstable ad revenue&mdash;has led many in the industry to feel stretched thin, both financially and emotionally.
The New Rule: Diversify, Don&rsquo;t Depend on Ads
&nbsp;<img src="https://r2.myc.my/2530abe6f858af9771e62d5ec2879a92e99636c01ffa12c2a1651ebaab8d646e" />
One of Che Nom&rsquo;s key messages to aspiring creators was simple but vital: do not rely on YouTube ads alone. Instead, she recommended building multiple revenue streams to support the content business:
<ul>
<li>eBooks: Offering exclusive recipes or guides</li>
<li>Affiliate marketing: Partnering with brands for commission-based promotions</li>
<li>Products: Selling branded merchandise, kitchen tools, or ingredients</li>
<li>Online classes: Hosting paid virtual workshops or tutorials</li>
</ul>
She stressed that creators should only choose monetisation methods that align with their expertise and values, rather than blindly following what&rsquo;s trending.
&ldquo;Find a niche that you&rsquo;re truly good at,&rdquo; she urged. &ldquo;And don&rsquo;t try to compare yourself to someone who&rsquo;s been in the game for a decade.&rdquo;
Final Thoughts: It&rsquo;s Not Just About Glamour&mdash;It&rsquo;s About Grit
Che Nom&rsquo;s message wasn&rsquo;t intended to discourage&mdash;it was meant to ground expectations in reality. She acknowledged the beauty and creative freedom that comes with content creation but reminded her followers that it&rsquo;s also a business that demands planning, resilience, and the willingness to adapt.
&ldquo;Content creation is an art, but the journey is filled with challenges,&rdquo; she concluded. &ldquo;If your passion is genuine, go for it. Just know that success takes more than talent&mdash;it takes strategy, sustainability, and strong mental preparation.&rdquo;
Che Nom&rsquo;s post is a crucial reminder at a time when the dream of going viral seems more accessible than ever. Behind the glossy thumbnails and upbeat vlogs are real people facing real challenges. As she puts it: the dream is worth chasing&mdash;but only with eyes wide open.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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RM415 profit from 56k views? The truth about content creation might surprise you.

fac3ac4a30f0d778d31008fcb72f0484f3493e1607a88edc62b6e8464ce5ca6f

Che Nom’s Reality Check: The Hidden Costs And Realities Of Being A Content Creator In Malaysia

Despite being mandatory for most Malaysian workers, many contributors to the Social Security Organisation (PERKESO) remain unaware of the full scope of benefits available to them. One such benefit is the Temporary Disablement Benefit (Faedah Hilang Upaya Sementara), which provides income support to workers who are temporarily unable to work due to accidents or injuries &mdash; even during their commute to or from the office.
A recent <a href="https://www.threads.com/@mikaylamajla/post/DK_G2VMSE97?xmt=AQF0E7z_Y0P-jZH1LGO6g_zDGOnxC3HNyQJYzS1CEXQjgA">viral post</a> by a Malaysian woman has highlighted just how effective and swift the claims process can be &mdash; if you know what steps to take.
A Freak Accident on the Way to Work
&nbsp;<img src="https://r2.myc.my/4484df2bb9346e31e25e233bc62e2ee66411ef4130d7c73bb620e400d0fa9baf" />
The woman, a single mother, shared her experience on Threads, playfully beginning her post with: &ldquo;Who doesn&rsquo;t want free money??&rdquo; She went on to explain that she had fractured her foot after slipping into a roadside drain while dropping off her child at school &mdash; part of her usual journey to work.
&ldquo;It was kinda funny at first, but the pain was like death! I couldn&rsquo;t even stand,&rdquo; she wrote. Parents nearby helped carry her to the car, and her fianc&eacute; rushed her to a nearby clinic. The injury was so severe that a specialist later confirmed it required immediate surgery the very next day. Her X-ray showed seven fractures in her foot, including an avulsed peroneal tendon &mdash; a serious and painful injury.
Two Months of Recovery &ndash; And a PERKESO Lifeline
&nbsp;<img src="https://r2.myc.my/fc4addafaf4db47dc1f1b08d72de2a2c2197f7bedb792f33387b7fdd41129f32" />
She was placed on two months&rsquo; medical leave and had to use a wheelchair and crutches during her recovery. Knowing she contributed to PERKESO via salary deductions, she investigated whether she qualified for the Temporary Disablement Benefit &mdash; and found that she did.
Crucially, PERKESO confirmed her eligibility despite the accident occurring while dropping her child at school and not yet being at her workplace. As it was part of her regular route to work, it counted as a valid commuting injury under PERKESO guidelines.
PERKESO then contacted her to verify her story. When asked why she didn&rsquo;t use public transport, she explained that as a single mother living in Bukit Damansara, owning a car was a necessity due to poor public transport access in her area.
Her claim was approved just four days after submitting the required documents.
Quick and Efficient Processing
&nbsp;<img src="https://r2.myc.my/490d416ad076a1824f7aa6affa0be418d57ede352dd05e22cf6bcbd7b8b728ac" />
She submitted her application at the PERKESO Jalan Tun Razak branch. Within five minutes, her number was called. The entire submission process took under 10 minutes.
The next day, she received a phone call for follow-up. By 13 June, the funds were deposited into her account. Her experience was so smooth that she praised PERKESO for their efficiency and even encouraged others to make use of their entitlements.
&ldquo;Thank you, PERKESO, for making things easier for this single mum,&rdquo; she said emotionally.
What Is Temporary Disablement Benefit?
<img src="https://r2.myc.my/cddd2d8def74a52c392aaa1a3fb2cd82804758d0d51fe66da7015ffef8f0d80d" />
According to PERKESO&rsquo;s official site, the Temporary Disablement Benefit (HUS) provides daily income support of 80% of your average assumed daily wage. The payout ranges from a minimum of RM30 to a maximum of RM158.67 per day. You must receive medical leave of at least four days (including the day of the accident) to be eligible.
This benefit is part of PERKESO&rsquo;s broader Employment Injury Scheme, which also includes:
<ul>
<li>Medical Benefits</li>
<li>Permanent Disablement Benefit</li>
<li>Constant Attendance Allowance</li>
<li>Vocational and Physical Rehabilitation</li>
<li>Dependents&rsquo; Benefit</li>
<li>Funeral Management Allowance</li>
<li>Education Benefits for Children</li>
</ul>
Additionally, PERKESO also administers the Invalidity Scheme, which provides 24-hour protection in cases of illness or disability not related to work. It includes benefits such as:
<ul>
<li>Invalidity Pension</li>
<li>Invalidity Grant</li>
<li>Constant Attendance Allowance</li>
<li>Survivor&rsquo;s Pension</li>
<li>Rehabilitation Facilities</li>
<li>Dialysis, Return-To-Work Support</li>
<li>Funeral and Education Benefits</li>
</ul>
There is also the Employment Insurance System (SIP), which offers financial assistance to those who have lost their jobs under qualifying conditions.
How to Make a Claim: Required Documents
To ensure your claim goes smoothly, make sure you prepare and submit the following documents:
<ol>
<li>Form 34 (downloadable from the PERKESO website)</li>
<li>Copy of your NRIC</li>
<li>Original medical certificate (MC) &mdash; keep a second copy for yourself</li>
<li>Payslips from the six months prior to the accident</li>
<li>Attendance record for the month of the accident</li>
<li>Bank statement from a local bank</li>
<li>Police report lodged at a station near where the accident occurred</li>
<li>Hand-drawn route map from home to your workplace showing your travel path</li>
</ol>
You&rsquo;ll also need to get your HR department to sign and stamp Form 34 before submission.
She chose to walk in rather than submit her documents online, explaining that doing so allowed her to confirm everything was in order on the spot &mdash; and get a receipt as proof of submission.
Submit Within 3 Months &ndash; Or Risk Rejection
Importantly, she reminded others that all claims must be submitted within three months of the incident. Claims made after that period will not be entertained, regardless of the reason.
Don&rsquo;t Overlook Your Rights
She concluded her post with a simple message: &ldquo;This is your right. PERKESO is here to protect us workers. Just follow the steps and prepare your docs properly.&rdquo;
Whether you&rsquo;re injured at work, on your way there, or returning home &mdash; you may be entitled to benefits you never even knew existed.
For more information, visit the <a href="https://www.perkeso.gov.my">official PERKESO website</a>.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Unaware of PERKESO’s support? It’s time to know what you're entitled to.

82458a0bee3dc16f00a262d7f9161a5ba04d9504cecc98fece3604cdedaa43da

Know Your Rights: How A Single Mum's PERKESO Claim Was Approved In Just Four Days

From 1 July 2025, Malaysia will implement a sweeping expansion of the Sales and Service Tax (SST), as part of the government&rsquo;s broader MADANI economic reform agenda. The overhaul, announced in Budget 2025 and detailed by Finance Minister II Datuk Seri Amir Hamzah Azizan, is aimed at enhancing national revenue, reducing fiscal deficits, and improving public services without placing excessive pressure on ordinary Malaysians.
The Ministry of Finance has said the move is designed to strengthen the country's fiscal position, broaden the tax base, and upgrade infrastructure and the social safety net. While some consumers are bracing for price hikes, analysts believe the impact will vary across sectors.
What&rsquo;s Staying Tax-Free (No changes)? 
<img src="https://r2.myc.my/79c27172b858d662193a9988c6ecc237fd3a3d68503dada61bd91b6c3822cc90" />
The good news for Malaysian households is that core staples and daily necessities remain zero-rated. This includes:
<ul>
<li>Unprocessed food: chicken, beef, fish, prawns, squid</li>
<li>Local produce: fruits and vegetables</li>
<li>Staples: rice, sugar, cooking oil, flour, pasta, noodles, milk</li>
<li>Essential goods: medicines, pet food, books, newspapers, journals</li>
<li>Construction inputs: cement, sand, stones</li>
<li>Agricultural supplies: fertilisers, pesticides, farming equipment</li>
<li>Medical devices and livestock feed</li>
</ul>
These items are protected to maintain affordability and protect vulnerable groups.
5% Sales Tax: Luxury Food and Industrial Goods 
<img src="https://r2.myc.my/2e9c195f5592d1198fb0fd40b05932be0c611242fda41a0db738983bc3bb6c93" />
A moderate 5% sales tax will now apply to a selection of luxury or imported products, reflecting their non-essential nature. Among the revised or newly taxed items in this tier:
<ul>
<li>King crab, salmon, cod</li>
<li>Truffles and imported strawberries</li>
<li>Essential oils and silk fabrics</li>
<li>Industrial machinery</li>
</ul>
Items already in the 5% bracket and unchanged include abalone, lobster, quinoa, cheese, fruit jams, and smartphones.
10% Sales Tax: High-End Goods and Collectibles 
<img src="https://r2.myc.my/834ff1c3e41f102895c36e3d47a35916f461b7a92500f9d4a9c1dfd840c52eca" />
The 10% bracket targets premium and luxury categories. Revised items include:
<ul>
<li>Racing bicycles</li>
<li>Antique and hand-painted artworks</li>
<li>Tungsten scrap waste</li>
</ul>
Caviar, shark fins, alcoholic beverages, cigarettes, cigars, and leather products remain taxed at 10%.
Expanded Service Tax: What&rsquo;s Affected?
The service tax, previously limited in scope, has now been extended to six new categories, with rates of 6% or 8%, depending on the sector. Notably, the government has built in exemptions and grace periods to ease the transition, particularly for small businesses and ongoing contracts.
<ol>
<li> Construction Services (6%) </li>
</ol>
<img src="https://r2.myc.my/0781a862147735e98fb447d6211da1bc8b7a1f673a53f9f0dc23fc48eafc91d4" />
Tax applies to construction work on infrastructure, commercial, and industrial buildings exceeding RM1.5 million in annual revenue. However, residential projects and public housing are exempt. Business-to-business (B2B) services and contracts signed before July 1 will enjoy a 12-month exemption.
<ol start="2">
<li> Financial Services (8%) </li>
</ol>
<img src="https://r2.myc.my/7aad389470a344b4921fa173860faa58ff29bdb0d8e454bdaa0b7d6773238e26" />
Fee-based or commission-driven services, such as loan processing, will be taxed. However, exemptions include:
<ul>
<li>Basic banking and Islamic financing</li>
<li>Capital markets and foreign exchange gains</li>
<li>Outward remittances</li>
<li>Shariah-compliant structures</li>
<li>Services by Bursa Malaysia and Labuan-based institutions</li>
</ul>
<ol start="3">
<li> Private Healthcare (6%) </li>
</ol>
<img src="https://r2.myc.my/9d04d8a67d8283b10c78d09ae54444a042cdda7dc68f6bb707e40a0187ab412a" />
Applies only to non-Malaysians. Malaysian citizens are fully exempt, including for traditional and complementary treatments such as Malay, Chinese, Indian, Islamic medicine, chiropractic care, and physiotherapy.
<ol start="4">
<li> Private Education (6%) </li>
</ol>
<img src="https://r2.myc.my/5d6bbac4f3294df37ac6cea5eda7139c3ce24131e9f8302fd3ac1e2fa641d494" />
Only affects:
<ul>
<li>Private preschools, primary, and secondary schools charging over RM60,000 annually per student</li>
<li>Higher education institutions for international students</li>
</ul>
Malaysians and persons with disabilities are exempt.
<ol start="5">
<li> Beauty Services (8%) </li>
</ol>
<img src="https://r2.myc.my/4a6975b08f4460e98298a32f97b71f1fb05daf98a80973dda3990dd6d3dede35" />
Includes facials, hairdressing, tattoos, body slimming, and similar services provided by businesses earning over RM500,000 annually.
<ol start="6">
<li> Rental and Leasing (8%) </li>
</ol>
Imposed on companies with revenue over RM500,000 per year from leasing or rental services. Exemptions include:
<ul>
<li>Residential property rentals</li>
<li>Reading materials</li>
<li>Financial leases</li>
<li>Tangible assets located overseas</li>
<li>MSMEs and B2B transactions</li>
<li>Existing contracts (12-month grace period)</li>
</ul>
Business and Market Response
&nbsp;<img src="https://r2.myc.my/3a14e8e0b78dbd1517971a48fe904e1bcff718e67cf3105ab5326ae833557064" />
Despite consumer concerns over potential price hikes, analysts from CIMB Securities and Hong Leong Investment Bank have suggested the expanded SST will have a limited impact on inflation and broader economic performance.
CIMB warned of potential margin pressure for consumer-facing businesses, especially those selling discretionary or luxury goods, as companies may absorb part of the cost increases to maintain affordability. Conversely, essential goods manufacturers and retailers are expected to weather the changes better, buoyed by consistent demand.
HLIB, meanwhile, maintains that sectors such as construction, banking, and healthcare are largely insulated due to cost pass-through capabilities and strong regional competitiveness.
The Finance Ministry projects inflation to remain within a manageable range of 2.0% to 3.5%, thanks to the targeted nature of the revised tax framework.
A Grace Period for Compliance
To ease the transition, the government has announced a non-punitive grace period until the end of 2025, during which no enforcement action will be taken against businesses making a genuine effort to comply.
Further clarity is expected in the coming weeks, as the Finance Ministry and Royal Malaysian Customs Department will issue detailed guidelines, regulations, and FAQs to help businesses and consumers navigate the updated SST regime.
While Malaysians brace for the SST expansion, it is clear the government has opted for a targeted, strategic approach &mdash; exempting essentials while taxing luxury goods and services more likely consumed by higher-income groups. Businesses will need to adapt quickly, but with transitional support and careful policy design, the impact on everyday Malaysians may be less severe than feared.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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From beauty salons to imported fruit, the revised tax regime reshapes daily spending — but essentials remain untouched.