Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Money

scam

Thailand

safety

documentation

wifi

network

credit card charges

In what should have been a routine layover at Bangkok&rsquo;s Suvarnabhumi Airport, a Malaysian traveller&rsquo;s decision to connect to "Free Airport WiFi" on the LRT turned into a nightmare. Moments after linking his device to the network, his phone began receiving frantic alerts&mdash;his credit card was being used in Singapore to purchase luxury handbags, and his PayPal account was bombarded with verification codes. All of this was happening while his phone was securely in his hand and his wallet safely in his pocket.
Thinking it was a technical glitch, he only realised the severity of the situation when a nearby airport staff member gently informed him:
&ldquo;That&rsquo;s not the official Wi‑Fi. It&rsquo;s a phishing network targeting travellers.&rdquo;
By the time he managed to freeze his accounts, the damage had been done&mdash;and he missed his connecting flight.
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A Widespread Threat: Other Victims Surface
<img src="https://r2.myc.my/d7163171f1532301a8c35ddfe5d5b743b13b763d8aa3c55c41410dbbe8e9ecae" />
This was not an isolated incident. Reports from sources at the airport indicate that at least seven other passengers were similarly victimised. Consequences included:
<ul>
<li>Unauthorised credit card charges for goods never purchased</li>
<li>Sensitive photos and documents &mdash; including visa scans &mdash; extracted and transferred without consent</li>
<li>An egregious case where a traveller&rsquo;s visa documents were emailed to a stranger</li>
</ul>
Each victim believed they were connecting to legitimate airport Wi‑Fi, underlining just how convincing these scams can be.
Understanding the Scam: How It Works
<img src="https://r2.myc.my/0823694679075865285c96804ac215037acae55c5d0540e596d27a93f7bee811" />
These attacks commonly involve fake Wi‑Fi hotspots, or &ldquo;rogue&rdquo; networks&mdash;cleverly named to resemble official ones, for example:
<ul>
<li>Free Airport WiFi</li>
<li>Airport_Guest</li>
<li>Official_Airport_WiFi</li>
</ul>
Once your device connects, the attacker can intercept your data, from login credentials to private messages, emails, bank passwords, even personal photos, and install malicious software without detection.
In essence, you&rsquo;re unknowingly giving a hacker a front-row seat to your digital life&mdash;an invisible yet deeply intimate breach of privacy.
Why It&rsquo;s No Longer Just About &lsquo;Free&rsquo; Wi‑Fi
While free public Wi‑Fi once felt like a convenience, as technology evolves, so do the threats. Cybercriminals are capitalising on travellers&rsquo; eagerness for connectivity and their lack of awareness about secure networks.
Airport authorities in Thailand have since issued advisories against connecting to suspicious unsecured networks and encouraged users to verify the correct network name with official staff.
Top Tips: Stay Safe When Online in Public
<img src="https://r2.myc.my/2ea8e34d404f8249ff6c960a03635f8a01994434461dc1db82eb4e87bb095ecd" />
For anyone travelling&mdash;or even spending time in crowded public venues&mdash;here&rsquo;s how to protect your data:
<ol>
<li>Always confirm the official network name with airport or venue staff.</li>
<li>Avoid networks with generic or suspicious names, especially those that require no password.</li>
<li>Never access banking services, email, or financial accounts on public Wi‑Fi.</li>
<li>Enable a reputable VPN to encrypt your connection.</li>
<li>Turn off file sharing and Bluetooth when using public networks.</li>
<li>Use your mobile data or personal hotspot for sensitive tasks&mdash;it&rsquo;s far safer.</li>
<li>Enable two-factor authentication (2FA) on all important accounts for an extra layer of security.</li>
</ol>
The Broader Impacts: Beyond Money and Documents
The fallout from such breaches isn&rsquo;t limited to stolen funds or lost documents. These scams can lead to:
<ul>
<li>Identity theft, with long-term consequences for credit and reputation</li>
<li>Emotional distress, as victims deal with the trauma of being violated digitally</li>
<li>Logistical upheaval, such as missed flights and disrupted plans</li>
</ul>
This wave of incidents is a stark reminder: what feels like a convenience can swiftly become a costly mistake.
Awareness Is Your Best Defence
The Malaysian traveller&rsquo;s harrowing experience at Bangkok airport is more than a cautionary tale&mdash;it&rsquo;s a wake-up call. Travel websites, airport authorities, and cybersecurity organisations alike are rolling out alerts to educate passengers: &ldquo;If it&rsquo;s free and unsecured, think before you connect.&rdquo;
When you&rsquo;re wandering through terminals or caf&eacute;s, savour the convenience&mdash;but don&rsquo;t mistake convenience for safety. A little vigilance today could save you from a world of trouble tomorrow.
Got any travel tips for others? Share some in the comments!
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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One innocent tap was all it took for everything to go wrong.

f96784c6c9ad6afbfc54a05f209378f9be4fc2797ac2ed4eeae02f21ab39080e

Malaysian Traveller Falls Victim To Fake Airport Wi-Fi Scam In Bangkok, Misses Flight And Loses Money

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KFC Treats 2

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Cornetto

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AXE MLBB

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BIllie Eilish UMMY

A Universiti Malaya (UM) student has sparked widespread discussion online after openly questioning why members of the public are donating money to help former prime minister Datuk Seri Najib Razak pay a RM50 million fine. Her remarks, made during a dialogue with political leaders in Kuala Lumpur, have reignited conversations about corruption, political accountability and the importance of speaking up against wrongdoing.
Ummi Umairah Bakhit, a student representative from UM, raised the issue during the third edition of the iFUTURE summit, held at the World Trade Centre Kuala Lumpur from 11 to 13 October. The session featured former health minister Khairy Jamaluddin, Selangor Menteri Besar Datuk Seri Amirudin Shari and Johor Menteri Besar Datuk Onn Hafiz Ghazi.
Student Questions Public Donations To Najib
<blockquote class="twitter-video" data-status="hidden">
Agreed and nicely said. "And the 𝘀𝘁𝘂𝗽𝗶𝗱𝗲𝘀𝘁 thing I have watch in my entire life, is people 𝗱𝗼𝗻𝗮𝘁𝗶𝗻𝗴 for our former Prime Minister Najib Razak, someone is clearly has a world worst corruption case 1MDB and its clearly linked to corruption". Walajib is confirm to be among those stupidest 😁😁😁
&mdash; Mr.Nazril (@Nazril_Iznil) <a href="https://x.com/Nazril_Iznil/status/2110528739671183504?ref_src=twsrc%5Etfw">October 15, 2026</a></blockquote>

<script async="" src="https://platform.x.com/widgets.js" charset="utf-8"></script>

During the question-and-answer session, Ummi highlighted several controversies involving alleged corruption and political accountability, including the Tabung Haji controversy and reports that a politician&rsquo;s son had allegedly received RM4 million without working.
She then questioned the public&rsquo;s willingness to contribute money to Najib, describing the fundraising effort as the &ldquo;stupidest thing&rdquo; she had ever witnessed, given the former prime minister&rsquo;s legal history and links to the wider 1Malaysia Development Bhd (1MDB) scandal.
Ummi also asked the panellists how young Malaysians could be encouraged to speak out against corruption and political feudalism, think critically and support their arguments with facts and statistical evidence.
Her comments subsequently circulated on social media, with many users praising her willingness to raise sensitive questions directly with senior political figures. The discussion also highlighted the challenges of encouraging accountability when allegations of wrongdoing involve influential political leaders.
Why Are Malaysians Donating Money To Najib?
<img src="https://r2.myc.my/d97fb118ce5a7275cac4bd67d03ebee282592f6dfe87cd2516f11952ee5f249a" />
The controversy centres on the Najib Razak Solidarity Fund, which was established on 18 September following the announcement of a conditional pardon for the former prime minister.
Najib was convicted in the SRC International case, which involved RM42 million transferred into his personal bank accounts. The case is separate from the wider 1MDB scandal, which involved the alleged misappropriation of billions of dollars from Malaysia&rsquo;s state investment fund.
Under the pardon decision, Najib&rsquo;s prison sentence was reduced, and he was granted a conditional arrangement to serve the remainder of his sentence under house detention until 23 August 2028. He is also subject to a RM50 million fine, with the conditions of his pardon forming the basis of the fundraising campaign.
On 27 September, UMNO president Datuk Seri Dr Ahmad Zahid Hamidi announced that the party had collected RM9.25 million for the solidarity fund.
The fundraising effort has drawn criticism from those who question whether public contributions should be used to help a former leader meet financial penalties arising from a criminal conviction. Others may view the donations as an expression of political support or solidarity with Najib.
It is this contrast that prompted Ummi to question what message such fundraising sends to younger Malaysians about integrity and accountability.
Khairy Says Wrongdoing Should Never Be Defended
<img src="https://r2.myc.my/cc7c3f31acc4500333e19f3ea569553c4232997e05788991da214bc3cfb839ab" />
Responding to Ummi&rsquo;s question, Khairy acknowledged her concerns and stressed that corruption and mismanagement should not be defended simply because they involve political allies or leaders.
&ldquo;We shouldn't be afraid about talking about corruption, even if it involves our leaders. What is wrong is wrong. What you cannot defend, don't defend,&rdquo; he said.
He also emphasised that those facing allegations or cases should answer for them, adding that integrity should never be compromised regardless of political affiliation.
Amirudin welcomed the younger generation&rsquo;s continued attention to corruption, describing it as a longstanding national concern and an encouraging sign for Malaysia&rsquo;s future leadership.
Onn Hafiz similarly condemned corruption, describing it as a &ldquo;cancer&rdquo; that could undermine progress. He said wrongdoing should not be tolerated, whether it involved political leaders, individuals or businesses.
Unverified Claims Of Pressure On Student Spark Further Debate
Following the viral exchange, social media users also raised concerns over claims that certain parties were pressuring UM to take action against Ummi because of her remarks.
The allegations prompted further online support for the student, with some users defending her right to question political leaders and express her views on matters of public interest.
However, the claims have not been independently verified. No confirmed evidence has established who was allegedly involved, and there has been no confirmation that UM has initiated disciplinary proceedings against her.
The exchange took place during iFUTURE 2026, organised by the Higher Education Ministry through the Department of Higher Education. The summit brought together 1,231 student leaders from 20 Malaysian public universities and 30 international universities to discuss value-based leadership.
Ummi&rsquo;s remarks have since become part of a wider debate over whether political loyalty should ever take precedence over integrity, and whether young Malaysians can challenge those in power without fear of repercussions.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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One student speaks up, sparking debate over corruption and political accountability.

17e6d13ff4d6c2f154955d926d2ffafedcadbafa4cf3a40a9aaf09a1dae09bf0

UM Student Goes Viral After Calling Donations For Najib’s RM50 Million Fine ‘Stupidest Thing Ever’

WhatsApp has introduced a new Guest Calling feature that allows people to join voice and video calls without creating a WhatsApp account or installing the application. Announced by Meta on 15 October 2026, the update makes it easier for users to connect with friends, colleagues, classmates and other contacts who do not use the messaging platform.
The feature offers free, end-to-end encrypted calls without time limits, meaning participants can continue their conversations without worrying about calls being cut off or having to reconnect. Guests can join through an invitation link using a computer's web browser, making WhatsApp calling more accessible to people who use different communication platforms.
How To Join A WhatsApp Guest Call
<img src="https://r2.myc.my/5ba7446bd9f190e3390e356a93ee4d9c9a3828eb9ae10f17c0a564b4bfce2c56" />
Although anyone can join as a guest, only registered WhatsApp users can create call links and invite other participants.
To start a call, an existing user needs to open WhatsApp, navigate to the Calls tab and select the plus (+) icon. They can then generate a call link and share it with the people they want to invite.
Recipients can open the link in their computer browser, enter their name and wait for the host to approve their entry. They do not need to download WhatsApp or register for an account to participate.
Guest Calling supports both one-to-one conversations and group calls with up to 32 participants. This could be particularly useful for online meetings, group discussions, remote learning and situations where participants do not all use the same messaging service.
Guest Calling Includes Privacy And Security Controls
&nbsp;<img src="https://r2.myc.my/af0781809fb8903c3d4674d435a18008786ca63994e1334b15ce7b36ba33f2bc" />
While the feature makes joining calls easier, WhatsApp has introduced restrictions to protect participants' privacy and give hosts greater control over who enters a conversation.
Anyone joining through a guest link will first be placed in a virtual waiting room. The host must approve each guest before they can enter the call and can remove them at any point if necessary.
Guests also have limited access to certain features. They cannot view other participants' phone numbers, send messages within the call or invite additional people directly. Only registered WhatsApp users can create call links and initiate these sessions.
However, guests can still use several essential in-call tools, including screen sharing, emoji reactions and the raise-hand function. These features allow participants to present information, respond to discussions and indicate when they want to speak without needing a full WhatsApp account.
The combination of end-to-end encryption, host approval and restricted guest permissions is intended to make calls more accessible without compromising the platform's focus on privacy.
WhatsApp To Introduce Google Calendar And Outlook Integration
<img src="https://r2.myc.my/fde1f70f49c421ec44e9663dfc5723f32858e6138886e5fd5d8bcc972059fe96" />
Meta has also announced plans to introduce calendar integrations later in 2026, allowing users to create WhatsApp calls directly through Google Calendar and Microsoft Outlook.
The planned feature will require users to install an official WhatsApp plugin and connect their account. They will then be able to add WhatsApp call links to calendar invitations, allowing invited participants to access scheduled calls directly from their event details.
Importantly, guests will still be able to join these calls without a WhatsApp account, making it easier to organise meetings without requiring everyone to sign up for the same service. However, Meta has yet to provide a specific release date for the calendar integrations.
WhatsApp Continues To Expand Its Calling Features
Guest Calling is the latest addition to WhatsApp's efforts to improve its calling experience, following updates to its web calling capabilities and other communication features.
The move also reflects the platform's wider aim of making communication more convenient across different devices and services. By removing the requirement for every participant to have an account, WhatsApp is making its calls a more practical option for work meetings, education and everyday conversations.
For users in Malaysia and elsewhere, the feature could be especially helpful when arranging calls with clients, classmates or family members who do not use WhatsApp. With free calls, no time restrictions and browser-based access for guests, joining a conversation now requires fewer steps &mdash; although the host must still have a WhatsApp account to create the invitation link.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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No WhatsApp account? No problem — joining your next online meeting just got a whole lot easier.

80ba96825d36bf84da39e7a8fe88ecd2200c21e66c944c060c0c636a8094735b

WhatsApp Guest Calling Lets Anyone Join Calls Without An Account Or Time Limits

Malaysia is considering a return to the Formula One (F1) calendar following the successful staging of the 2026 Gulf Air Bahrain Grand Prix at Sepang International Circuit (SIC), which attracted approximately 261,000 spectators and generated an estimated RM950 million in economic activity.
Youth and Sports Minister Dr Mohammed Taufiq Johari said the government is assessing whether hosting F1 again would deliver sufficient economic benefits to justify the substantial costs involved.
Speaking in the Dewan Rakyat on 15 October 2026, he said a comprehensive evaluation report is expected to be presented to the Cabinet by November. The findings will help determine whether Malaysia should pursue a long-term hosting agreement.
Although the recent race has renewed interest in bringing F1 back, the government has stressed that no final decision has been made.
Malaysia Considers Hosting F1 Every Few Years
&nbsp;<img src="https://r2.myc.my/4a5f8981d13757d9983bb6a6e23ebdd05052a54c4b3569cc315b330b4cc47118" />
One proposal under consideration is to host F1 races every few years, potentially in partnership with another country, rather than committing to an annual Grand Prix.
Taufiq confirmed that preliminary discussions had taken place between Prime Minister Datuk Seri Anwar Ibrahim, F1 chief executive Stefano Domenicali and the championship&rsquo;s management regarding a possible return.
A committee involving several ministries and the Chief Secretary to the Government is assessing the proposal, including hosting costs, infrastructure readiness, potential economic benefits and return on investment.
The government wants to ensure that the benefits extend beyond the Youth and Sports Ministry and SIC, including through tourism, hospitality and commercial activity.
&ldquo;Hosting F1 is not cheap, and there are several important aspects that we need to evaluate,&rdquo; Taufiq said.
Sepang&rsquo;s 2026 F1 Event Attracted More Than 260,000 Spectators
<img src="https://r2.myc.my/141973cf6546910e0cf739153d93626e583bcff08f2b04e8c926a76d53b947cf" />
The recent event marked F1&rsquo;s return to Sepang for the first time since Malaysia&rsquo;s final Malaysian Grand Prix in October 2017. However, the race held from 2 to 4 October 2026 was officially the Bahrain Grand Prix, relocated to Malaysia amid security concerns affecting the Middle East.
The temporary arrangement allowed Sepang to host F1 again without reinstating the Malaysian Grand Prix as a separate championship round.
According to government figures, the three-day event attracted around 261,000 spectators, including approximately 103,000 on race day. Ticket sales exceeded 100,000, compared with roughly 30,000 during Malaysia&rsquo;s final F1 appearance in 2017.
The government estimated that the event generated nearly RM950 million in economic impact, strengthening the case for further discussions about restoring the championship.
However, Taufiq cautioned that strong attendance at a one-off event does not necessarily mean similar results could be sustained through annual hosting commitments.
High Hosting Costs Remain A Major Obstacle
<img src="https://r2.myc.my/3b5581793e15cce896102c9875c97a66a96d540197cf0a7fd0763dbf1e74091e" />
One of the biggest challenges facing Malaysia&rsquo;s potential F1 return is the cost of hosting the championship.
Malaysia stopped hosting F1 after the 2017 season, partly because the financial commitments were considered too high relative to the economic returns.
In August 2025, former Youth and Sports Minister Hannah Yeoh told Parliament that hosting F1 could require approximately RM300 million annually in fees paid to Liberty Media, the championship&rsquo;s commercial rights holder. With typical hosting contracts lasting three to five years, a five-year commitment could reach RM1.5 billion.
The government must determine whether revenue from tourism, hospitality, ticket sales and related commercial activities would justify the expense.
Infrastructure readiness, traffic management, public transport and spectator facilities are also important considerations. Taufiq acknowledged that Malaysia had only around two months to prepare for the relocated 2026 event, with improvements still needed in certain areas.
Any future arrangement would require coordination across multiple government agencies rather than relying solely on the Youth and Sports Ministry and SIC.
Local Businesses Benefit From Race Weekend
<img src="https://r2.myc.my/f5b6df394509d6c012c74a958d7c65bda729c54bec8e75cd35e1334a99101810" />
Beyond the overall economic impact, the relocated Bahrain Grand Prix created commercial opportunities for Malaysian businesses.
Taufiq said the event was coordinated through a whole-of-government approach involving eight subcommittees and 532 volunteers.
Local entrepreneurs also benefited from the Rasa MADANI food and small and medium enterprise vendor carnival, where 40 participating vendors generated more than RM550,000 in sales over the three-day weekend.
These figures will form part of the government&rsquo;s assessment of whether hosting F1 again could deliver wider economic benefits. However, officials must establish how much of the estimated RM950 million in economic activity could be sustained through a recurring hosting arrangement.
Grassroots Motorsport Development Remains A Priority
<img src="https://r2.myc.my/a950179a9c8a861ed421db9377c9adc69f52b470882dd97aa6eb1902cf32df9f" />
Taufiq stressed that a potential F1 return must not come at the expense of funding for other sports or athlete development.
In 2025, the Youth and Sports Ministry allocated RM5.6 million to 29 programmes covering 159 activities and competitions across two-wheel and four-wheel motorsports.
Grassroots initiatives continued in 2026, including motocross track days, go-karting, minibike programmes, rally activities and motorsport classes for women. SIC also supports local drivers through competitions such as the Malaysia Touring Car Championship and Sepang 1000km.
The ministry aims to widen access to motorsports, particularly for young people and those in rural areas, so Malaysia can develop its own racing talent rather than focus primarily on hosting international events.
Cabinet Decision Expected By November
Malaysia&rsquo;s potential return to the F1 calendar remains at an exploratory stage, with the government&rsquo;s assessment report expected to reach the Cabinet by November 2026.
The findings will help determine whether the economic benefits, infrastructure requirements and financial commitments make hosting another race viable.
Neither the government nor F1 has confirmed a date for the Malaysian Grand Prix to return. For now, hosting races every few years, potentially through an arrangement with another country, remains one option under consideration.
Ultimately, the decision will depend on whether Malaysia can secure a financially sustainable deal while continuing to invest in grassroots motorsports and other national sports programmes.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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The engines may have cooled, but the debate over Malaysia’s racing future is only heating up.

cab845eb66f2c77e97ce3c63d86387538acab24cf5ae02a050fe066a2152014c

Malaysia Considers F1 Return As Sepang Race Generates RM950 Million In Economic Impact

Malaysia&rsquo;s first BMW-i smart public toilet has officially opened at Dataran Putra, Putrajaya, introducing automated features designed to improve hygiene, comfort and maintenance efficiency. Located beside the iconic pink Putra Mosque, the facility caters to both the public and tourists visiting the administrative capital.
Housing and Local Government Minister Nga Kor Ming officiated the opening on 13 October 2026 as part of the government&rsquo;s efforts to modernise public amenities through smart technology.
Despite its name, BMW-i has nothing to do with the German carmaker. It stands for Bersih, Menawan, Wangi dan Pintar, meaning clean, attractive, fragrant and smart. The initiative aims to raise public toilet standards nationwide while making facilities more comfortable and easier to maintain.
Automatic Toilet Seats, Touchless Taps And Smart Cleaning
<img src="https://r2.myc.my/4131536a8d959967f8316dbbc85e6ce36e4ab3a44a4f5a617652ed73097bbaf2" />
The BMW-i toilet features automatic toilet seat covers and flushing systems, touchless taps and soap dispensers, and an Internet of Things (IoT)-based fragrance system. Cubicle occupancy indicators also help visitors identify available facilities.
Environmental sensors monitor air quality, ammonia levels, lighting, temperature and humidity, allowing maintenance teams to track conditions and identify potential hygiene issues.
Other features include a user-counting system, smoke detectors, an automated floor-cleaning and drying system, and a user feedback panel. A mobile application tracks cleaning operations, while a monitoring dashboard helps improve maintenance and operational efficiency.
Facilities for persons with disabilities (OKU) are also provided to improve accessibility.
According to Nga, smart technology allows cleanliness and maintenance standards to be monitored more systematically, benefiting users while helping enhance Malaysia&rsquo;s image.
Government Plans BMW-i Toilets In Every State Capital
<img src="https://r2.myc.my/15d5668f9b3fc0a83d6941e960c852b3ed2b708dd66117fac59fb580ba33a119" />
Following the Putrajaya launch, the Ministry of Housing and Local Government (KPKT) plans to expand the initiative by providing at least one BMW-i smart toilet in every state capital.
Construction costs will be capped at RM1 million per facility, covering equipment, landscaping, viewing decks, infrastructure and smart systems. Planned locations include Kuala Lumpur, Ipoh, George Town, Kuching, Kota Kinabalu and Johor Bahru.
Nga said Putrajaya was chosen as the starting point because Malaysia&rsquo;s administrative capital should set an example for public facilities nationwide.
However, automated systems alone cannot guarantee cleanliness. Regular maintenance and responsible behaviour from visitors remain essential to keeping these facilities in good condition.
More Than 11,800 Public And School Toilets Upgraded
<img src="https://r2.myc.my/e67f84967240e0abc7a6168276610ef3a1ae37d872364fdf80334a6c7b8dfa38" />
The initiative forms part of a broader nationwide effort to improve public toilet hygiene. Since 2023, KPKT, local authorities and the Ministry of Education have upgraded 11,835 toilets to meet the Bersih, Menawan dan Wangi (BMW) standard.
The figure includes 1,592 public toilets managed by local authorities and facilities in 10,243 schools. These upgrades fall under the wider cleanliness programme and do not mean all the toilets have the same smart features as the Putrajaya facility.
Nga also revealed that 3,182, or 80.8%, of Malaysia&rsquo;s 3,940 public toilets managed by local authorities have achieved a rating of four stars or higher.
Better Public Toilets Ahead Of Visit Malaysia 2026&ndash;2027
&nbsp;<img src="https://r2.myc.my/fe7c6c49ce3003ed5fe020f83879facf4b719ddd46ec9d5b60c46f41d9fe2da2" />
The BMW-i initiative supports preparations for Visit Malaysia 2026&ndash;2027, as the government seeks to improve the experience of domestic and international tourists.
Clean, accessible and well-maintained public toilets can influence visitors&rsquo; impressions of a destination, particularly at popular tourist attractions. Nga noted that public toilets reflect a country&rsquo;s cleanliness, culture and overall progress, pointing to Japan as an example of a country known for its well-maintained facilities.
The new Putrajaya toilet offers visitors to Dataran Putra and Putra Mosque a more technologically advanced option, with the planned expansion potentially bringing similar facilities to other major cities.
Toilet Of The Year Awards To Recognise Hygiene Efforts
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KPKT is also scheduled to hold the Toilet of the Year Award (TOTYA) 2026 ceremony on 20 October, recognising efforts to improve public toilet cleanliness and quality.
This year&rsquo;s awards cover eight categories: shopping complexes, petrol stations, hotels, rest and service areas (R&amp;Rs), restaurants, schools, places of worship and local authorities.
Nga said entries had increased from 345 in 2023 to 849 in 2026, representing a rise of approximately 146%.
Ultimately, Malaysia&rsquo;s first BMW-i smart public toilet marks another step towards modernising public facilities. While automated cleaning systems and environmental sensors can make maintenance more efficient, keeping toilets clean and comfortable still depends on consistent upkeep and consideration from everyone who uses them.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Even your toilet break is getting a tech upgrade in Malaysia.

b3f1e8675b245808ba27cc3040fba13888a408160f5b815b5734662d4910b591

Malaysia’s First BMW-i Smart Public Toilet Opens In Putrajaya With Automatic Cleaning And Touchless Features

Former Malaysian prime minister Datuk Seri Najib Razak has failed in his bid to suspend his 15-year prison sentence and RM11.38 billion fine in the 1Malaysia Development Berhad (1MDB) corruption case while awaiting the outcome of his appeal.
On 14 October 2026, High Court judge Noor Ruwena Md Nurdin dismissed Najib&rsquo;s application, ruling that he had failed to establish the special circumstances required to justify a stay of execution.
Najib, 73, was convicted in December 2025 of four counts of abuse of power and 21 counts of money laundering involving approximately RM2.3 billion in 1MDB funds. He was sentenced to 15 years&rsquo; imprisonment and ordered to pay a RM11.38 billion fine, with additional financial penalties bringing the total cited by the defence to around RM13.47 billion.
He has appealed against his conviction and sentence.
Court Says Najib&rsquo;s Previous Conviction Is A Key Factor
&nbsp;<img src="https://r2.myc.my/a62059580fd20c6aec18ab681b357ff2d53f82c2de9cdcc850bb477e9464c2d9" />
In delivering her decision, Justice Noor Ruwena said Najib could no longer be considered a first-time offender because his conviction in the separate SRC International case had been upheld by the Court of Appeal and Federal Court.
Although the offences in both cases occurred during overlapping periods, the judge said Najib&rsquo;s circumstances had changed since his earlier application for a stay in the SRC International case.
The court also considered the seriousness of the offences and the wider public interest, concluding that these factors outweighed the arguments presented by Najib&rsquo;s legal team.
The prosecution, led by Deputy Public Prosecutor Datuk Ahmad Akram Gharib, opposed the application, arguing that Najib had failed to demonstrate exceptional circumstances warranting a suspension of his sentence. It also maintained that the public interest in enforcing a valid conviction outweighed the concerns raised by the defence.
Najib&rsquo;s Health Issues Not Sufficient To Suspend Sentence
<img src="https://r2.myc.my/02c6f017fb7e2ac97005db5832dcbb16138872893ffbe3b0f6fee912920a2f4b" />
Najib&rsquo;s medical condition was one of the main grounds raised by his defence team.
Lead counsel Tan Sri Muhammad Shafee Abdullah told the court that a medical report issued by Kajang Prison on 7 October identified 14 health conditions affecting his client, including coronary artery disease, hypertension, obstructive sleep apnoea, osteoarthritis, glaucoma and pre-diabetes.
The report reportedly listed 15 prescribed medications, with 14 taken daily, while Najib&rsquo;s vital signs required monitoring twice a day.
Shafee argued that Najib&rsquo;s age, existing health conditions and prolonged imprisonment could expose him to irreversible medical complications before his appeal was heard. He also maintained that time spent in prison could not be recovered if the appeal eventually succeeded.
However, Justice Noor Ruwena rejected the argument, saying the medical evidence indicated that Najib&rsquo;s healthcare needs were being adequately managed by government hospitals and medical specialists.
The prosecution similarly argued that there was insufficient evidence to show that Najib was unfit to remain in custody or that his medical needs could not be addressed through existing arrangements.
RM11.38 Billion Fine Does Not Justify A Stay
<img src="https://r2.myc.my/2077f4a58dc4f09bfc5c319b4ab3e6c6779e98b08944525b61772e49128e78f1" />
Najib&rsquo;s defence also argued that the substantial financial penalties imposed in the 1MDB case exceeded his ability to pay and could result in additional imprisonment if left unpaid.
Shafee compared the fine with the penalties imposed in the SRC International case, arguing that the much larger amount strengthened the case for suspending the sentence.
However, the judge ruled that the size of the fine did not constitute special circumstances justifying a stay of the entire judgment.
She explained that payment was not required while Najib&rsquo;s avenues of appeal remained unresolved. The possibility of additional imprisonment for failing to pay the fine did not change the court&rsquo;s assessment of whether the legal requirements for a stay had been met.
The court also considered the defence&rsquo;s arguments regarding equality before the law under Article 8 of the Federal Constitution. Nevertheless, the judge maintained that Najib still had to satisfy the legal test for exceptional circumstances.
Najib To Appeal The Decision
<img src="https://r2.myc.my/9ac729c2ec442e5fcf4d393b7761581e825c5f256e45fd00b571f8e96df7db7d" />
Following the ruling, Shafee confirmed that Najib&rsquo;s legal team would file a fresh application at the Court of Appeal to seek a stay of execution.
He expressed disappointment with the High Court&rsquo;s decision and argued that the main appeal could take years to conclude. The defence intends to prioritise the fresh application while continuing to challenge the conviction and sentence.
The dismissal of the stay application does not determine the outcome of Najib&rsquo;s main appeal against his 1MDB conviction.
What This Means For Najib&rsquo;s House Arrest Arrangement
The decision also comes amid developments involving Najib&rsquo;s separate SRC International sentence.
In September 2026, the Pardons Board announced a conditional arrangement allowing him to serve the remainder of his reduced SRC sentence under house arrest until 23 August 2028, subject to the applicable conditions, including payment of a RM50 million fine.
His lawyer has confirmed that the designated residence is Najib&rsquo;s home in Langgak Duta, Kuala Lumpur, where he would be able to stay with his family under the arrangement.
Shafee clarified that the rejection of the stay application in the 1MDB case does not itself cancel the separate house arrest order for the SRC International sentence.
Najib&rsquo;s 15-year 1MDB prison term is scheduled to begin after he completes the SRC sentence, currently expected to end in August 2028 under the conditional arrangement. Unless he secures a stay or there are further legal developments, the sentence will remain due to take effect under the existing court order.
The latest ruling marks another setback for Najib as he continues his legal challenge over the 1MDB scandal, one of Malaysia&rsquo;s most significant financial corruption cases.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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A legal battle that is far from over, as Najib prepares to take his fight to the Court of Appeal.

22eca90b942679073364e62eb5fab07bcddafab7c2b94381cf4c414fbbf72303

Najib Razak Fails To Suspend 15-Year Jail Sentence And RM11.4 Billion Fine In 1MDB Case

Ryt Bank customers can now make contactless payments using their Apple devices, following the launch of Apple Pay support for the bank&rsquo;s Ryt Card on 6 October 2026. The update allows customers to add their card to Apple Wallet and pay in stores, online and through supported apps without needing to take out their physical card.
With this addition, Ryt Bank becomes the first digital bank in Malaysia to support both Apple Pay and Google Pay. The bank introduced Google Pay support in January 2026, giving Android users access to mobile payments before extending the service to Apple users.
The latest update offers customers more flexibility in how they pay for everyday purchases, from buying groceries and grabbing coffee to shopping online. It also introduces another convenient way to make payments while benefiting from the security features built into Apple Pay.
How Apple Pay Makes Everyday Payments More Convenient
<img src="https://r2.myc.my/a06634d7f0de0d8f8ba130a5be85cd48b0017e061d6bbdda0e8e0a4cec6d2fdf" />
Apple Pay allows customers to use compatible devices, including iPhones and Apple Watches, to make contactless payments at participating merchants. Instead of carrying a physical card, users can simply authenticate their payment on their device and hold it near a compatible payment terminal.
The service also works for online purchases and in-app transactions at supported merchants, allowing users to complete payments without repeatedly entering their card details.
For customers who frequently use contactless payments, adding a card to Apple Wallet can make everyday transactions quicker and more convenient. It is particularly useful when heading out without a wallet, as payments can be made directly through a compatible Apple device.
Customers who use Android devices can continue to access Google Pay with their Ryt Card, meaning Ryt Bank now supports both major mobile wallet platforms.
Apple Pay Security Features Protect Your Card Details
<img src="https://r2.myc.my/724ed1fa5a195167b50cac4b7b977fbefb8d824b9a7a4435187ed13a5a0f9b5b" />
Beyond convenience, Apple Pay includes security measures designed to protect users&rsquo; payment information.
Each transaction must be authenticated through Face ID, Touch ID or the device&rsquo;s passcode, helping ensure that payments are authorised by the device&rsquo;s owner.
Apple Pay also uses a device-specific account number and a unique security code for each transaction, rather than sharing the actual card number with merchants. Apple states that card numbers are not stored on its servers, adding another layer of protection when customers make payments.
If an iPhone is lost or misplaced, users can also use Apple&rsquo;s Find My service to mark the device as lost and suspend Apple Pay on it.
However, users should still protect their devices with a secure passcode and keep their banking applications updated.
How To Add Your Ryt Card To Apple Pay
&nbsp;<img src="https://r2.myc.my/8f90cd0d321e69e0ce6a2eb0c2d2ed8edda25d579cd43fa930c406b9029d639d" />
Ryt Bank customers can add their Ryt Card to Apple Wallet through the bank&rsquo;s app or directly through the Wallet app on a compatible Apple device.
Option 1: Through the Ryt Bank app
<ol>
<li>Open the Ryt Bank app and navigate to the Cards tab.</li>
<li>Select the option to Add to Apple Wallet.</li>
<li>Follow the on-screen instructions to complete the setup.</li>
</ol>
Option 2: Through Apple Wallet
<ol>
<li>Open the Wallet app on your compatible Apple device.</li>
<li>Tap the + button to add a card.</li>
<li>Follow the instructions to add and verify your Ryt Card.</li>
</ol>
Once the setup is complete, you can use Apple Pay wherever the service is accepted. Depending on your device and setup, you may also be able to add the card to other compatible Apple devices.
What Is Ryt Bank?
<img src="https://r2.myc.my/7838122416fdb9288b2869284ae7342adcbab30c4e9ed6c8699fea2c795f1bbc" />
Ryt Bank is a licensed digital bank in Malaysia that provides banking services through a digital platform, allowing customers to manage their finances without relying on a traditional network of physical bank branches.
It is operated by YTL Digital Bank Berhad, a joint venture between YTL Digital Capital Sdn Bhd and Sea Limited, the parent company of Shopee and Garena. The bank offers digital banking services through its mobile app, including access to its Ryt Card.
As a digital bank, Ryt Bank focuses on providing customers with accessible banking services and digital tools for everyday financial management. Its support for Google Pay and Apple Pay expands the ways customers can use their Ryt Card for cashless transactions.
Which Other Banks Support Apple Pay In Malaysia?
Ryt Bank joins several established financial institutions that already support Apple Pay in Malaysia. These include AmBank, CIMB, Hong Leong Bank, HSBC, Maybank, RHB and Standard Chartered.
Wise Payments Malaysia is also listed by Apple as a participating card issuer, although availability can vary depending on the issuer and card type.
With Apple Pay now available for the Ryt Card, Ryt Bank customers have another option for making secure, convenient payments using their preferred devices. The move also strengthens the bank&rsquo;s digital payment offerings, allowing both iPhone and Android users to enjoy mobile wallet convenience.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Your Ryt Card just got more convenient, with seamless cashless payments.

83a7b0eb032eccc584cde4e6a36238f2fc261c203d052ed405a69689184ad951

Ryt Bank Adds Apple Pay Support, Becoming Malaysia’s First Digital Bank To Offer Apple Pay And Google Pay

Malaysians can now access a new savings and protection plan directly through ShopeePay following an expanded partnership between ShopeePay Malaysia and Zurich Life Insurance Malaysia Berhad (ZLIMB).
The new Zurich Savings &amp; Protection Plan combines savings with life and disability protection, giving users a way to build their financial future while receiving additional coverage. The two-year plan currently starts from a single premium of RM500, with the minimum entry amount set to be lowered to RM100 in the near future.
The partnership was officially launched in Kuala Lumpur on 7 October 2026 under the theme &ldquo;Everyday Protection, Made For All&rdquo;, marking the first time ShopeePay's digital distribution partnership with Zurich has extended to its life insurance business.
What Does The Zurich Savings &amp; Protection Plan Offer?
<img src="https://r2.myc.my/02d8fdee262be6b2445a734c559a9c007eed48e7b28876a54e5e86c1b9cf1734" />
The Zurich Savings &amp; Protection Plan is a two-year, single-premium endowment plan designed to combine savings growth with life protection.
One of its key features is guaranteed cash payouts every six months, allowing policyholders to receive regular payments throughout the two-year period. The plan also provides life and disability protection equivalent to 105% of the premium paid, with the benefit payable to the policyholder or beneficiaries according to the terms of the policy.
At the end of the two-year maturity period, policyholders receive 100% principal protection, subject to the applicable terms and conditions.
There are also flexible early cash-out options for those who may need access to their money before the plan reaches maturity. However, the amount received through an early cash-out may differ from the maturity benefit, so customers should review the relevant terms before purchasing.
How To Purchase The Plan On ShopeePay
<img src="https://r2.myc.my/8d9b3b8f382f3a162388fedb4e0ec88f82a040875e60c04fc2328acdf87b31af" />
The Zurich Savings &amp; Protection Plan is available directly through the ShopeePay app, allowing users to access the product digitally without having to visit an insurance branch.
To find the plan, users can open the ShopeePay app and select &ldquo;Insurance&rdquo; from the homepage, followed by &ldquo;Endowment&rdquo;.
The launch expands ShopeePay's existing relationship with Zurich. The platform already works with Zurich General Insurance Malaysia Berhad and Zurich General Takaful Malaysia Berhad, but this is the first time its digital distribution partnership has extended to Zurich's life insurance arm.
It also builds on the earlier availability of Zurich Critical Illness insurance through the platform.
Entry Premium To Be Lowered To RM100
<img src="https://r2.myc.my/41239d4b6ec3e4396504fea8aac52d5404aaf336d4b389c532e5e6030b04823c" />
The plan currently requires a minimum premium of RM500, but Zurich and ShopeePay are planning to reduce this to RM100.
While the lower entry point has not yet been implemented, it could make the product more accessible to Malaysians who want to start building financial protection with a smaller initial commitment.
Both companies said the broader goal is to make insurance and financial protection more accessible through digital platforms that consumers already use in their everyday lives.
Junior Cho, Country CEO of Zurich Malaysia, highlighted that Malaysia's protection gap is closely linked to accessibility, saying insurers need to reach consumers where they already are rather than expecting them to seek out traditional channels.
Family Takaful Plans Coming Next Year
<img src="https://r2.myc.my/ce24b27f03d837ea0488d1e9954160c6552ede6a05201dc8e2d393731223dbe1" />
The partnership is also expected to expand into family takaful in 2027.
ShopeePay and Zurich Takaful Malaysia Berhad plan to introduce family takaful products through the platform, giving users access to Syariah-compliant protection alongside conventional insurance options.
Family takaful provides life and financial protection based on Syariah principles, offering Malaysians another option when planning for their long-term financial needs.
Zurich Savings &amp; Protection Plan At A Glance
For those considering the new product, here are the key details:
<ul>
<li>Minimum premium: RM500</li>
<li>Planned future minimum: RM100</li>
<li>Plan duration: Two years</li>
<li>Payment structure: Single premium</li>
<li>Guaranteed cash payouts: Every six months</li>
<li>Life and disability protection: 105% of premium paid</li>
<li>Principal protection at maturity: 100%</li>
<li>Early cash-out: Available, subject to the plan's terms</li>
<li>Available on: ShopeePay app</li>
<li>Access: Insurance &rarr; Endowment</li>
<li>PIDM protection: Benefits are protected by PIDM, subject to applicable limits</li>
</ul>
With the new Zurich Savings &amp; Protection Plan, ShopeePay is expanding beyond everyday payments and general insurance into life insurance, giving Malaysians another digital option to combine savings and financial protection.
The planned RM100 entry point and upcoming family takaful offerings could further widen access to financial protection, although customers should always review the product's terms, benefits and conditions before committing.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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No insurance yet? This could be a simple way to start building financial protection.

0e59542d0735bf57c67f70ff72f64333a4ebc4b0d97c8c2f168a0ff63fa9a947

ShopeePay And Zurich Launch Two-Year Savings And Protection Plan From RM500

Only 39% of active Employees Provident Fund (EPF) members in Malaysia&rsquo;s formal sector are currently on track to meet the fund&rsquo;s Basic Savings benchmark by the age of 60, highlighting the challenge of ensuring Malaysians have enough money to support themselves throughout retirement.
Prime Minister Datuk Seri Anwar Ibrahim said the proportion of members meeting the age-based Basic Savings benchmark increased from 36% in June 2025 to 39% in June 2026.
While this represents progress, around six in 10 active formal-sector EPF members remain below the benchmark for their age.
The government is targeting for six in 10 EPF members to meet the Basic Savings benchmark by 2030 under the EPF&rsquo;s Retirement Income Adequacy (RIA) framework.
What Is The RM390,000 EPF Savings Target?
<img src="https://r2.myc.my/094d4f6f9a830c467627a3083a59c1631eb6cf3f98094ae48e08266cbe4c034e" />
The RM390,000 figure is the EPF&rsquo;s full Basic Savings level under its three-tier Retirement Income Adequacy framework, which took effect in 2026.
The RIA framework is designed to give members a clearer guide to how much they may need for retirement. It consists of three savings levels:
<ul>
<li>Basic Savings: RM390,000</li>
<li>Adequate Savings: RM650,000</li>
<li>Enhanced Savings: RM1.3 million</li>
</ul>
Basic Savings is intended to cover essential retirement needs, while Adequate Savings aims to support a reasonable standard of living. Enhanced Savings represents a higher level of financial security in retirement.
According to EPF, RM390,000 is designed to support an initial monthly withdrawal of around RM1,625 in the first year of retirement, with the framework projecting withdrawals over 20 years from age 60 to 80.
The RM390,000 Benchmark Is Being Phased In
<img src="https://r2.myc.my/e6cb2d5631158eb97bdc73790e51aedeceee88bc865de1df4b151f201e1121f5" />
Although RM390,000 is the full Basic Savings benchmark at age 60, members are not expected to reach the amount immediately.
EPF is gradually introducing the target over five years to give members time to adjust to the higher savings benchmark.
The schedule is:
<ul>
<li>2026: RM270,000</li>
<li>2027: RM300,000</li>
<li>2028: RM330,000</li>
<li>2029: RM360,000</li>
<li>2030: RM390,000</li>
</ul>
The benchmark is also age-based, meaning members are assessed against the amount appropriate for their age rather than being expected to have RM390,000 at any point before the full target takes effect.
Why Retirement Savings Remain A Concern
<img src="https://r2.myc.my/52182c09071739d833d3baddd6f9a8a7636a9bb4cb4f46c70e3fa92d408bfb79" />
Anwar said the latest figures showed progress, but warned that too many Malaysians remain at risk of running out of savings during retirement.
With retirement potentially lasting 20 to 25 years, the issue is not simply accumulating a large lump sum but ensuring those savings can provide a sustainable income throughout retirement.
Speaking at the EPF International Social Wellbeing Conference 2026, Anwar also highlighted the financial pressures facing households today.
He said retirement planning cannot be viewed purely as a matter of financial literacy when many households are already dealing with immediate expenses such as food, rent and education.
This means the ability to save for retirement is closely linked to having sufficient and stable income. Retirement security therefore also depends on wages, decent employment and the ability to contribute consistently.
Informal And Gig Workers Remain Part Of The Challenge
<img src="https://r2.myc.my/379ead4e522887f28a70b190fe51084bd10ab1c9c743c7f4476279e7a5af34fe" />
Another challenge is extending retirement savings coverage to Malaysians working outside conventional formal employment.
The growth of self-employment, gig work and other non-traditional forms of employment means some workers may not receive regular employer contributions to their EPF accounts.
The government has introduced initiatives to broaden coverage, including i-Saraan, which provides incentives for eligible self-employed and informal workers who contribute to EPF.
There is also i-Saraan Plus, which provides additional support for eligible e-hailing and p-hailing workers, while i-Suri has been expanded to support retirement savings among women involved in unpaid care work.
These programmes aim to encourage more Malaysians outside traditional employment to build retirement savings.
EPF Shifts Focus From Savings To Retirement Income
<img src="https://r2.myc.my/dce895ff83854520641db177e2f062d4bde7a0b11c289be0f00857338c4e3ef9" />
EPF chairman Tan Sri Mohd Zuki Ali said retirement planning should not focus solely on how much money members have accumulated. Instead, members need to consider how their savings can provide a sustainable income throughout retirement.
This approach is reflected in the RIA framework, which connects savings levels with potential retirement income rather than treating EPF savings simply as a lump sum. EPF has also introduced measures to help members manage their savings over a longer retirement period.
One is i-Emas, which provides regular monthly payments under the existing Age 55/60 Withdrawal facility. As of June 2026, more than 25,000 members had opted for monthly withdrawals, including more than 7,000 aged 55 and more than 19,000 aged 60.
Another initiative, i-Legasi, allows eligible members with savings above the RM650,000 Adequate Savings level to transfer eligible excess savings to the EPF accounts of immediate family members.
Government Expands Support For Older Malaysians
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img src="https://r2.myc.my/019711301cc9d428487370e4deba8a076a5d9bb64a1c4be910cb5006b512c012" /> &nbsp; &nbsp; &nbsp; &nbsp;
Retirement security is also being addressed beyond EPF savings.
Under Budget 2026, the government allocated RM1.26 billion for senior citizen welfare, with the funding expected to benefit around 180,000 older Malaysians through assistance and activity centres.
Anwar also highlighted the need for a more comprehensive care system for Malaysia&rsquo;s ageing population, covering community support, nutritious meals and home assistance, as well as day care, home nursing and residential care for older people who are frail or living with dementia.
He said access to essential care should be based on need rather than solely on an individual&rsquo;s ability to pay.
What The Latest EPF Figures Mean
The increase from 36% to 39% of active formal-sector EPF members meeting their age-based Basic Savings benchmark shows some improvement in retirement preparedness.
However, the figures also underline the scale of the challenge ahead.
The government aims to increase the proportion to 60% by 2030, while the full Basic Savings benchmark gradually reaches RM390,000 at age 60.
For EPF members, the RIA framework provides a clearer reference point for assessing whether their savings are keeping pace with their age and expected retirement needs.
Ultimately, retirement planning is not just about reaching a particular savings figure. It is also about ensuring Malaysians have sufficient income, savings and social support to sustain themselves through what could be decades of retirement.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Surviving today while saving for tomorrow isn’t easy. Are Malaysians earning enough to do both?

f11cca6a2b33f1bc76b153ad819bfeeeb2282d7e41fcdf10b1c99f0f59573775

Only 4 In 10 Malaysians On Track For RM390K EPF Savings By 60, Govt Targets 60% By 2030

Tencent has launched TenPayGo, a new mobile payment app designed to make it easier for international visitors to pay for goods, food and transport while travelling in China.
Developed by Tencent&rsquo;s Weixin Pay team, the app allows overseas travellers to link foreign-issued bank cards and selected international digital wallets without needing a Chinese mobile phone number.
The launch comes as China experiences growing inbound tourism, with Tencent looking to make its largely cashless payment ecosystem more accessible to international visitors. The app was unveiled at an international payment services event in Shenzhen, Guangdong, ahead of the Asia-Pacific Economic Cooperation (APEC) Economic Leaders&rsquo; Meeting scheduled to take place in the city in November.
No Chinese Phone Number Required
<img src="https://r2.myc.my/7d0599429863e5bab45a105d5b644fd1af8df8f7ae1b3802bc5541ba89bf6b12" />
One of TenPayGo&rsquo;s main features is its simplified registration process for overseas users.
Instead of requiring a Chinese mobile number, travellers can sign up using an email address and link payment methods issued in their home countries. The app supports bank cards from seven major international card networks, including Visa and Mastercard, as well as Apple Pay and around 60 overseas digital wallets.
Supported wallets include services such as Starryblu, Hipay and Octopus. However, the current list does not include Malaysian e-wallets such as Touch &rsquo;n Go eWallet or Boost.
Once a payment method is connected, users can scan and pay through TenPayGo at tens of millions of shops, restaurants and attractions connected to Tencent&rsquo;s Weixin Pay network.
This gives international travellers another option for making everyday payments in China without having to set up a local payment account.
TenPayGo is Tencent&rsquo;s first mobile payment app specifically designed for international visitors. The company&rsquo;s existing Weixin Pay service is integrated into WeChat, or Weixin as it is known in mainland China, which combines messaging, social media and digital payments in a single platform.
TenPayGo Also Supports Shenzhen Public Transport
&nbsp;<img src="https://r2.myc.my/a282917f8fcf06b25ebf1862406d618bd5e1f2ce925dff22cd0438c612456543" />
Beyond shopping and dining, TenPayGo is also designed to help overseas visitors get around China.
The app currently allows international travellers to activate a ride code for Shenzhen&rsquo;s bus and metro networks directly from their smartphones. Users do not need a local phone number or a physical transport card to access the service.
The transport integration is currently focused on Shenzhen, although Tencent says it plans to gradually introduce more local transportation and lifestyle services through the platform.
The move could make TenPayGo particularly useful for visitors attending major events in the city, including the upcoming APEC summit.
Shenzhen, one of China&rsquo;s major technology hubs, will host the APEC Economic Leaders&rsquo; Meeting in November. It will be the third Chinese city to host the event, following Shanghai in 2001 and Beijing in 2014.
AI Translation And Travel Tools
<img src="https://r2.myc.my/c485c0700b224e7cf6d762fb8422ea08e72b1957f0a023f29d960121b1de6ca5" />
Tencent is also positioning TenPayGo as more than just a payment app by incorporating tools aimed at helping international visitors navigate China.
One of its features provides instant menu translation, allowing travellers to use their smartphones to understand menus and order food more easily.
The app also includes an object-identification function that lets users scan and circle items on their screen to identify them, making it potentially useful when navigating unfamiliar surroundings.
Tencent has also said it is working with local banks on a tax-refund function. The planned feature is intended to support departure tax refunds for eligible overseas visitors, although details on its availability have yet to be announced.
Foreign Spending In China Is Rising
&nbsp;<img src="https://r2.myc.my/36aba044673be1b0f18d0a11dd2b3f5bf007c210edd1142d8124ada66ca7719c" />
The launch of TenPayGo comes as spending by international visitors in China continues to increase.
According to data from Weixin Pay, the value of transactions made by overseas e-wallet users in China rose by 80.6 per cent year-on-year during the first eight months of 2026. The number of transactions also increased by 81.8 per cent over the same period.
China has been seeking to attract more international visitors through measures including expanded visa-free travel arrangements and improvements to its tourism infrastructure.
Official figures cited by Xinhua showed that foreign nationals made nearly 61.29 million border crossings into and out of China between January and August 2026, representing a 19.5 per cent increase from the previous year. Visa-free entries accounted for 23.72 million of those crossings, up 26.8 per cent year-on-year.
The increase in international travel has also encouraged Chinese technology companies to expand support for overseas payment services.
Tencent has previously worked to connect international digital wallets to its payment network, allowing visitors to make purchases in China through payment services they already use at home.
In May, Tencent announced an integration with PayPal that allows eligible US travellers to make payments at Weixin Pay merchants in China through the PayPal app.
Tencent Looks To Make China Travel More Accessible
<img src="https://r2.myc.my/219c0bbebafbd5179522d93ed139cd072350f14cc5b7f9562dbb1a9579d589ea" />
TenPayGo represents another step in Tencent&rsquo;s efforts to bridge the gap between China&rsquo;s cashless payment ecosystem and international travellers.
Rather than requiring visitors to download WeChat or obtain a local Chinese phone number, the app brings payments, public transport and selected travel tools together in a platform specifically designed for overseas users.
Tencent has also said it will work with domestic online payment-clearing house NetsUnion to connect more overseas digital wallets to its payment network.
As international tourism to China continues to grow, TenPayGo could give foreign visitors a simpler way to pay for everyday expenses while also providing access to transport and travel-related services from a single smartphone.
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*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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China’s cashless ecosystem just got more foreigner-friendly.

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Tencent Launches TenPayGo Payment App For Overseas Visitors Travelling To China

When financial difficulties pushed his company into a deficit, entrepreneur Ade Azhar Ismail found himself with just RM33 left in his savings account.
Rather than give up, he returned to his roots by selling nasi lemak from the boot of his car in Seksyen 9, Shah Alam.
Ade, who has spent almost 16 years as an entrepreneur and previously earned a five-figure income as the CEO of his own distribution company, admitted that returning to roadside selling was not an easy decision.
However, what started as a way to generate an income during a difficult period eventually grew into a new business venture, earning RM9,000 in profit in its first month.
From A 60-Person Team To Just 14 Employees
<img src="https://r2.myc.my/cf92a83a942ce74a504298cf652ac29d98be7cd1b0834263d46c441f42918413" />
According to Harian Metro, Ade has never worked a salaried job, having started his business journey through direct selling by selling toys.
In 2009, he became the CEO of his own company, which distributed products including air fresheners, storybooks, children's books, educational reading materials and books on the life of the Prophet.
At its peak, the company had around 60 employees. However, its sales team gradually shrank, with Ade saying only 14 employees remain. Many of those who left were Gen Z workers who were no longer interested in direct selling.
The loss of his sales team, along with several business partners leaving, affected the company's operations and contributed to it running at a deficit from the middle of last year.
Despite the difficulties, the company remains operational. Ade decided not to draw a CEO's salary and instead started selling nasi lemak, using the proceeds as his income while putting the remainder towards the company.
He Initially Felt Embarrassed Selling By The Roadside
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Returning to street trading was not easy for someone who had spent years running a company.
Ade admitted that he initially felt embarrassed about facing his siblings, relatives and employees while selling nasi lemak from his car boot.
However, he eventually put those feelings aside after remembering that his own business journey had started with direct selling. Friends and fellow business owners also supported him by visiting his selling spot and buying nasi lemak.
Ade said his family was initially unaware of the difficulties he was experiencing. His wife only found out about his new venture on the 15th day.
Since he sourced the nasi lemak from a distant relative rather than preparing it himself, she did not realise that he had started selling food by the roadside.
Started With Just 30 Packets
<img src="https://r2.myc.my/68932fc7fbd98fde9bd69359473fda02724b295f6ccf631d152f2de14866efb4" />
Ade's first day began with just 30 packets of nasi lemak.
He recalled feeling discouraged and even like a &ldquo;loser&rdquo; before starting, but his confidence grew once customers began buying. By the end of the day, all 30 packets had been sold.
Encouraged by the response, he continued with the business. A video of him selling nasi lemak later went viral on social media, bringing more attention to his venture.
Ade said his first month's profit reached RM9,000. By his 53rd day of selling, he had started recruiting workers and expanded the car-boot business to five additional locations.
Now Selling Up To 1,200 Packets A Day
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By the 81st day, Ade and his team were selling as many as 1,200 packets of nasi lemak a day.
The business operates in two shifts, with the first beginning at 8.30am and the second starting at 5pm and continuing until the nasi lemak is sold out.
Roadside trading comes with challenges, from unpredictable weather to keeping up with growing demand. Despite this, Ade said they had sold out every day from the first day through to his 81st day.
Although the work is tiring, he said he enjoys meeting customers, including those who travel from far away to support his business.
&ldquo;Let Go Of Embarrassment And Ego&rdquo;
Ade sees the experience as an opportunity to reflect on his past mistakes and make improvements.
For others facing financial or business difficulties, he advised them not to let embarrassment or pride stop them from finding a way forward.
&ldquo;Let go of embarrassment and ego. Find a way out of your problems,&rdquo; he said.
Ade also encouraged people to make use of whatever experience and resources they already have instead of being afraid to start again.
&ldquo;Don't be afraid to start and, God willing, we can rise again and rebuild what we once worked for, even if we have to start from the bottom,&rdquo; he said.
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*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Rock bottom isn’t the end — sometimes it’s just the start of a better recipe.