Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Social

money

scam

TikTok

life lesson

job opportunities

invesment

homeless

song writer

Surviving in Malaysia can be challenging, given the current economic climate. However, with determination and perseverance, we can navigate this evolving landscape and make ends meet.
While it's undeniable that the cost of living has surged while our incomes remain stagnant, leading many Malaysians into debt, some are fortunate enough to have shelter over their heads, providing protection from the elements and a sense of comfort. Unfortunately, this isn't the case for everyone.
Ill-Advised Investment Scheme Leaves Him Homeless
<img src="https://r2.myc.my/2d830358469ad7fafcb33bee9391f1d2b239cebd5c9165d726f4f9bef764d144" />
Ariff Luqman Peters Lisut, a 27-year-old entrepreneur who once led a luxurious life, complete with beautiful homes and imported cars. However, his fortunes took a sharp downturn when he ventured into digital currency investments, ultimately leading to him losing his home.
Ariff was a rising star in the local music industry, but due to an ill-fated investment scheme, he found himself compelled to liquidate his cattle farming business, two houses, and three cars, including an imported vehicle and a van. This was to repay clients who had suffered losses in his investment program.
He revealed that the investments alone left him drowning in massive debt, owing up to RM1 million two years ago. As a result, he made the difficult choice to live in his Proton Wira, opting not to burden himself with renting a room.
"My mistake was placing too much trust in the investment and using my success as a businessman to attract public investments," he admitted. "The initial intention was to assist the public, but I never anticipated that some participants would vanish, leaving me to handle clients seeking refunds."
<img src="https://r2.myc.my/9ddb8024216a5eb32013becd96a27408c0d5f252806f712e0c995d5462174628" />
Despite liquidating his assets, it proved insufficient to settle his substantial debt. Ariff embarked on a diverse array of jobs to chip away at his financial obligations, including cleaning and sanitizing homes, crafting lyrics, designing business posters, copywriting, creating various video content, and providing delivery services.
Fast forward to 2023, Ariff has managed to secure a full-time job, yet he continues to juggle multiple side gigs in order to address the remaining RM100,000 of debt. His routine involves sleeping at the office from Monday to Friday and engaging in side jobs during the evenings. On weekends, he dedicates his time to working on music at a friend's studio. Despite this relentless work ethic, he remains steadfast in his decision not to rent a house or room, as he is determined not to burden himself further with financial obligations.
Took A While To Adapt To Living In His Car
Living this way was initially a challenge for Ariff, and he admitted that the first three months were particularly tough since it was a departure from his accustomed lifestyle. However, as time passed, he grew accustomed to it and even found it bearable, as long as he could secure some rest and seek shelter from both rain and sun.
<img src="https://r2.myc.my/0f4450e4dc399ed5a6ad9bfae84967641da9d898b74756a598616582cefef2e4" />
Having commenced his business journey at the tender age of 20, Ariff now leads a solitary life, though he maintains contact with his father after having lost his mother to breast cancer eight years ago. He reminisces about a time when life was considerably more favourable, but with the various challenges that have arisen, he has adopted a willingness to pursue any lawful means of income generation.
Regarding his outstanding debt, he remains diligently committed to its repayment, with 90% of his earnings being allocated toward settling it. Reflecting on a challenging phase, he acknowledges the disappearance of some individuals who were present during better times, as they stopped responding to calls.
For the time being, Ariff has chosen to temporarily reside in his car and until he&rsquo;s successfully cleared all his debts then only consider renting a place.
Using Social Media To Seek Job Opportunities
Ariff occasionally posts videos on social media, shedding light on his current circumstances and the challenges he faces in life. Regrettably, some have misinterpreted his intentions, believing he is seeking sympathy or soliciting donations. However, his primary objective is to leverage social media as a platform to explore job opportunities.
In a recent video, he shared his experience of being invited onto Hot FM, where he was given the opportunity to promote his services, aiming to contribute to the resolution of his outstanding debt.
Here&rsquo;s some of his videos:
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@ariffpeter/video/7282961386383150344" data-video-id="7282961386383150344">
<section><a title="@ariffpeter" href="https://www.tiktok.com/@ariffpeter?refer=embed" target="_blank" rel="noopener">@ariffpeter</a> Terima kasih team Bekpes Hot @Hot FM <a title="♬ original sound - Ariff Peter" href="https://www.tiktok.com/music/original-sound-Ariff-Peter-7282961413017275138?refer=embed" target="_blank" rel="noopener">♬ original sound - Ariff Peter</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@ariffpeter/video/7277383529187577096" data-video-id="7277383529187577096">
<section><a title="@ariffpeter" href="https://www.tiktok.com/@ariffpeter?refer=embed" target="_blank" rel="noopener">@ariffpeter</a> Replying to @akukaya <a title="♬ original sound - Kani 🦋☁️❄️✨" href="https://www.tiktok.com/music/original-sound-Kani-🦋☁️❄️✨-7237329481022982917?refer=embed" target="_blank" rel="noopener">♬ original sound - Kani 🦋☁️❄️✨</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

Let this be a reminder that nowadays there are many investment scam issues going on out there and unfortunately many Malaysians have fallen victim to these with the majority of the money being unrecoverable by Bank Negara Malaysia and the PDRM. 
Hopefully, Ariff is on the road to recovery and he can soon live the stable life he once lived. Hang in there Ariff, you got this!
What do you think of this? Let us know in the comments.
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Harian Metro, NST, TikTok &amp; various cross-references for context.
FOMO much? Follow our <a style="color: #ff0000;" href="https://www.facebook.com/mycclub/">Facebook</a> and <a style="color: #ff0000;" href="https://www.instagram.com/myc_news/?hl=en">Instagram</a> for more updates.

He’s not ashamed about his current life and hopes netizens give him a chance by availing to his services.

94c45417060a9c71b6ddac27ab15428eb811a69063461b37e81a39088f7c236b

Former Investor Lives In Car With RM1 Million Debt From Failed Investment Scheme

Former Investor Lives In Car With RM1 Million Debt From Failed Investment Scheme

He’s not ashamed about his current life and hopes netizens give him a chance by availing to his services.

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